SBMH-Technics

Active

Private limited companyfounded 20233 yrs activeLichtaartseweg(HRT) 40, 2200 Herentals, BelgiumKBO/BCE: BE 0801.781.709

The computed 12-month bankruptcy probability of SBMH-Technics is 2.6% (moderate). The 2025 annual accounts show equity of €8k and a net result of €11k. Its solvency ranks better than 15% of 27319 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

65 / 100

Healthy▼ -28 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency19▼-69

Growth32

Stability94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.04 against 1.61 in 2024), and 89.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27319 sector peers (2025).

NBB · sector comparison

Position among 27319 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

24 d early

2024

11 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▼ 77.4%

2024 · €35k

2024: €35k

2024 → 2025

Total assets

€74k▲ 15.5%

2024 · €64k

2024: €64k

2024 → 2025

Net result

€11k▼ 67.5%

2024 · €33k

2024: €33k

2024 → 2025

Working capital

€2k▼ 86.0%

2024 · €17k

2024: €17k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€35k-€8k▼ 77.4%

Operating result€46k-€22k▼ 52.4%

Net result€33k-€11k▼ 67.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 52% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €74k

92.5%

Fixed assets €6k▼ 70.1%

Current assets €69k▲ 50.5%

Equity and liabilities €74k

11%

89.2%

Equity €8k▼ 77.4%

Debt €66k▲ 129%

The debt ratio rises from 44.9% to 89.2%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€22k▼

2024 · €49k

Cash flow

€11k▼

2024 · €37k

Solvency

10.8%▼

2024 · 55.1%

Current ratio

1.04▼

2024 · 1.61

Quick ratio

1.04▼

2024 · 1.61

Debt / equity

8.27▲

2024 · 0.81

ROE

135.7%▲

2024 · 94.3%

ROA

14.6%▼

2024 · 52.0%

Interest coverage

3.48▼

2024 · 9.73

Debt

€66k▲

2024 · €29k

Debt ≤ 1 year

€66k▲

2024 · €28k

Income taxes

€5k▼

2024 · €7k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€64k€74k▲

Fixed assets21/28€19k€6k▼

Tangible fixed assets22/27€19k€716▼

Plant, machinery and equipment23-€716

Furniture and vehicles24€19k-

Financial fixed assets28-€5k

Current assets29/58€46k€69k▲

Amounts receivable within one year40/41€23k€53k▲

Trade receivables40€16k€456▼

Other amounts receivable41€6k€53k▲

Cash at bank and in hand54/58€23k€15k▼

Equity and liabilities

Total equity and liabilities10/49€64k€74k▲

Equity10/15€35k€8k▼

Contributions10/11€8k€8k=

Profit (loss) carried forward14€28k€491▼

Amounts payable17/49€29k€66k▲

Amounts payable after more than one year17€557-

Financial debts170/4€557-

Amounts payable within one year42/48€28k€66k▲

Financial debts43€7k-

Other loans439€7k-

Trade debts44€5k€11k▲

Suppliers440/4€5k€11k▲

Taxes, remuneration and social security45€11k€17k▲

Taxes450/3€11k€17k▲

Other amounts payable47/48€6k€38k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€358▼

Other operating charges640/8€4k€14k▲

Gross operating margin9900€53k€36k▼

Operating profit (loss)9901€46k€22k▼

Financial income75/76B€0€456▲

Recurring financial income75€0€456▲

Financial charges65/66B€5k€6k▲

Recurring financial charges65€5k€6k▲

Profit (loss) for the period before taxes9903€41k€16k▼

Income taxes67/77€7k€5k▼

Profit (loss) for the period9904€33k€11k▼

Profit (loss) for the period to be appropriated9905€33k€11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€33k€39k▲

Profit (loss) brought forward from the previous period14P-€28k

Profit to be distributed694/7€6k€38k▲

Return on contributions (dividend)694-€24k

Directors or managers695€6k€14k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

20-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Herentals · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lichtaartseweg(HRT) 402200 Herentals

Ground area

650 m²

Building footprint

195 m²

Volume, LiDAR

709 m³

2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Frituur De Nete

Oude Veldstraat 20B, 2960 BrechtGeneral electrical installation work

since 20232.345.000.734

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13011B0526/00M003	Flanders	416 m²	1 · 136 m²	8.7 m · 2 fl.
11333D0686/00B002	Flanders	234 m²	1 · 60 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

2 categories

SBMH-Technics BV42932

category C2, class 1 · category P1, class 1

decision 04-07-2023

Food safety, FASFC

1 site

Herentals2.345.000.734

1 permission

Toelating · Eetgelegenheid · since 12-03-2026

Similar companies · same sector, comparable size

Braine-le-Comte · Eq €8k

Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 4,872 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-05-2023

Fiscal year end31-12

Trade name NL NABU

Activities, NACEBEL

43211General electrical installation work

56112Limited-service restaurants, excluding mobile food services

43222Installation of electric heating, air conditioning, cooling and ventilation

43240Other construction installation

43299Specialised construction activities

45112

47811Retail sale of cars and light vans (up to 3.5 tonnes)

95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)

46180Agents specialised in the wholesale of other particular products

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.