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Generated 13-07-2026
Active BE 0751.879.563Private limited company

SBM

De Miere 5 ·3850 Nieuwerkerken (Limb.), Belgium· 5 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of SBM is 2.6% (moderate). The 2024 annual accounts show equity of €63k and a net result of €13k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €63k
Net result €13k
Active 5 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency100Growth50Stability79
84 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Revenue-
EBITDA€31k
Net profit€13k
Cash flow€23k
Staff costs-
Income taxes€7k
Dividends-
Total assets€93k
Equity€63k
Debt€30k
of which ≤ 1y€27k
of which > 1y€2k
Working capital€45k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.65
Quick ratio2.65
Working capital ratio48.3%
Solvency68.1%
Debt / equity0.47
Long-term debt ratio0.04
Interest coverage22.51
Gross margin-
Net margin-
ROA13.8%
ROE20.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€93k
Fixed assets 21/28€21k
Intangible fixed assets 21€10k
Tangible fixed assets 22/27€11k
Current assets 29/58€72k
Amounts receivable within one year 40/41€71k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€93k
Equity 10/15€63k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€58k
Amounts payable 17/49€30k
Amounts payable after one year 17€2k
Amounts payable within one year 42/48€27k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€32k
Operating result 9901€21k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€20k
Income taxes 67/77€7k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation07-08-2020
StatusActive
Postal code3850
Establishment units 1 location
De Miere 5, 3850 Nieuwerkerken (Limb.)
Verpleegkundige activiteiten
since 20202.306.096.509
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71031B0292/00E000 Flanders 442 m² 1 · 77 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-11-2025
State Gazette act Registered-office change
v3.2
26-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
11-08-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
12-11-2025
v3.2
All acts · 2 updated 8 months ago
2025
12-11-2025 Registered office moved from Sint-Truiden to Nieuwerkerken Registered-office change
  • Overbroekstraat 1, 3800 Sint-Truiden → De Miere 5, 3850 Nieuwerkerken
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Nieuwerkerken",
        "region": null,
        "street": "De Miere",
        "country": "BE",
        "postcode": "3850",
        "box_number": null,
        "street_number": "5"
      },
      "old_address": {
        "city": "Sint-Truiden",
        "region": null,
        "street": "Overbroekstraat",
        "country": "BE",
        "postcode": "3800",
        "box_number": "1",
        "street_number": "1"
      },
      "effective_date": "2025-05-23",
      "evidence_quote": "Op 23/05/2025 neemt de vergadering kennis van de verplaatsing van de maatschappelijke zetel van 3800 Sint-Truiden, Overbroekstraat 1 bus 1, naar 3850 Nieuwerkerken, De Miere 5."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0751.879.563",
    "name_full": "SBM",
    "legal_form": "BV"
  }
}
2020
11-08-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "3800 Sint-Truiden, Overbroekstraat 1/0001",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1988-07-26",
        "name": "SCHUERWEGEN, Sarah",
        "niss": null,
        "address": "3800 Sint-Truiden, Overbroekstraat 1/000"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "SCHUERWEGEN, Sarah",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0751.879.563",
    "name_full": "SBM",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-08-06",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL SBM
Registered office
De Miere 5
3850 Nieuwerkerken (Limb.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative