Turnover
≈ €120,000 estimated
The micro format states no turnover.
SBLC
Overview
Lifetime
1 annual account with figurespeak €42,357 (2025)
€42,357
peak €28,714 (2025)
€28,714
peak €31,214 (2025)
€31,214
€18,372
Board1 name since 2025
1 directorBULUC Sinan
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Incorporation 22-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,500 100 shares
2025 accounts filed 27 days after the deadline
Checked score
96
Excellent
Financially stronger than 72% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.3%
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.72, cash €36,258
Figures for financial year 2025 (filed on 28-08-2026)
Equity €31,214 (62.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 59% of them on solvency, 74% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as SBLC has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SBLC itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for SBLC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.72, above the usual 1.5. Short-term debt is 36.7% and cash 73.1% of total assets. 37.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018909477
Incorporation
Founding capital of €2,500, 100 shares · Founder: BULUC Sinan · Appointment: BULUC Sinan (director) · published on 22-01-2025 · Gazette deed
First establishment
Rue Sous-le-Bois 33, Ans
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as SBLC: activities of bailiffs (NACE 69103). They are comparable in size and age: total assets between €40,400 and €60,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 20-01-2025Normal situation
- Activity
- Activities of bailiffsNACE 69103
- Establishment unit
- 2.369.798.3874430 Ans, since 20-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 17-01-2026
Insights on SBLC
SBLC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,214 and a net result of €28,714.
Its solvency ranks better than 57% of 15,834 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-08-2026, 27 days late€42,357
€40,392
€28,714
€31,364
62.9%
2.72
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €75,000 and €150,000.
Balance sheet
balance sheet total €49,586 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
62.9%
Higher than 57% of 15,834 companies in 2025.
2.72
Higher than 58% of 15,606 companies in 2025.
57.9%
Higher than 89% of 15,723 companies in 2025.
SBLC
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
49,586 | |
29/58 |
49,586 | |
40/41 |
13,328 | |
40 |
13,328 | |
54/58 |
36,258 | |
| Balance sheet: equity and liabilities | ||
10/49 |
49,586 | |
10/15 |
31,214 | |
10/11 |
2,500 | |
14 |
28,714 | |
17/49 |
18,372 | |
42/48 |
18,222 | |
44 |
74 | |
440/4 |
74 | |
45 |
17,874 | |
450/3 |
15,649 | |
454/9 |
2,225 | |
47/48 |
275 | |
492/3 |
150 | |
| Income statement | ||
9900 |
42,357 | |
640/8 |
1,965 | |
9901 |
40,392 | |
75/76B |
65 | |
75 |
65 | |
65/66B |
2,126 | |
65 |
2,126 | |
9903 |
38,331 | |
67/77 |
9,617 | |
9904 |
28,714 | |
9905 |
28,714 | |
| Appropriation of the result | ||
9906 |
28,714 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00441937.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00441937 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 31,364 | ||
| 62.9% | ||
| 2.72 | ||
| 0.59 | ||
| 92.0% | ||
| 57.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SBLC
Debt's share of the balance-sheet total is 37.1%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 22-01-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 27-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11bis. Représentation de la société La société est représentée, y compris dans les actes et en justice : • soit par un…”deed of 22-01-2025
Mandates through the years
1 name, the dashed line is todayBULUC Sinan
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BULUC Sinan
- Director (not named in the articles), appointed by deed of 22-01-2025, still in office
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €312 in 2025
- Source
- deed of 22-01-2025
Articles of association
deed of 22-01-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 22-01-2025 ↗
- BULUC Sinan 100 shares (100%)
Network & group
No group
SBLC has no parent and no holdings in its annual accounts. BULUC Sinan is the only director. SBLC shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 27 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018909477
2025
IncorporationFounding capital of €2,500, 100 shares · Founder: BULUC Sinan · Appointment: BULUC Sinan (director) · published on 22-01-20254 points ▸
- Founder, BULUC Sinan
- Founding capital, €2,500, 100 shares
- Registered office clause, rue Samuel Bronckart numéro 8
- Director appointment, BULUC Sinan (director (not named in the articles))
- The deed holds 2 more points.
First establishment Rue Sous-le-Bois 33, Ans
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1018.909.477
- VAT number
- BE 1018.909.477
- Peppol ID
- 0208:1018909477
- Other Peppol ID
- 9925:BE1018909477
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-01-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 19:00deed of 22-01-2025 (in French)
- Peppol
- Reachable since 17-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SBLC in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-01-2025 (in French)
Activities
NACEBEL 202569103
Activities of bailiffs main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’exercice de la fonction d’huissier de justice suppléant,de candidat-huissier de justice et d’huissier de justice titulaire après obtention…”deed of 22-01-2025 (in French)
2 activities
- L’exercice de la fonction d’huissier de justice suppléant,de candidat-huissier de justice et d’huissier de justice titulaire après obtention de l'arrêté royal de nomination,telle qu’elle est principalement définie à l’article 519 du Code judiciaire.
- Toutes opérations se rapportant directement ou indirectement à l’exploitation d’une étude d’huissiers de Justice au sens le plus large,et notamment organiser des congrès et des ventes publiques,faire des traductions,administrer des biens meubles et immeubles,assister et représenter toute personne ou société mandante,s’occuper de services de comptabilité et de recouvrement de créances,faire toutes démarches dans le secteur des services intellectuels.
Registered office and establishments
1 establishmentOnly the seat on the map
| Establishment | Since | Unit number |
|---|---|---|
| rue Samuel Bronckart 8 registered office 4610 Beyne-Heusay | ||
| Rue Sous-le-Bois 33 4430 Ans | 20-01-2025 | 2.369.798.387 |
Buildings and parcels at the address
- Ground area
- 1,015 m²
- Buildings
- 125 m²
- Volume, LiDAR
- 647 m³
- Tallest building
- 7.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62013A0004/00S000 | 1,015 m² | 1 · 125 m² | 7.6 m · 2 |