SBLC
ActiveSummary
SBLC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,214 and a net result of €28,714. Its solvency ranks better than 57% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.72; short-term debt: 36.7% and cash: 73.1% of total assets), and 37.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
57.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€31,214
Total assets
€49,586
Net result
€28,714
Working capital
€31,364
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €49,586
Equity
€31,214
Debt
€18,372
Debt finances 37.1% of the balance-sheet total.
Key figures and ratios
Current ratio
2.72
Debt to equity
0.59
ROE
92.0%
ROA
57.9%
Debt ≤ 1 year
€18,222
Income taxes
€9,617
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,965 |
| Gross operating margin9900 | €42,357 |
| Operating profit (loss)9901 | €40,392 |
| Financial income75/76B | €65 |
| Recurring financial income75 | €65 |
| Financial charges65/66B | €2,126 |
| Recurring financial charges65 | €2,126 |
| Profit (loss) for the period before taxes9903 | €38,331 |
| Income taxes67/77 | €9,617 |
| Profit (loss) for the period9904 | €28,714 |
| Profit (loss) for the period to be appropriated9905 | €28,714 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €49,586 | |
| Current assets29/58 | €49,586 | |
| Amounts receivable within one year40/41 | €13,328 | |
| Trade receivables40 | €13,328 | |
| Cash at bank and in hand54/58 | €36,258 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €49,586 | |
| Equity10/15 | €31,214 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €28,714 | |
| Amounts payable17/49 | €18,372 | |
| Amounts payable within one year42/48 | €18,222 | |
| Trade debts44 | €74 | |
| Suppliers440/4 | €74 | |
| Taxes, remuneration and social security45 | €17,874 | |
| Taxes450/3 | €15,649 | |
| Remuneration and social security454/9 | €2,225 | |
| Other amounts payable47/48 | €275 | |
| Accrued charges and deferred income492/3 | €150 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €28,714 |
| Operating cash flow (approximation) | €28,714 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2025
Ground area
1,015 m²
Building footprint
125 m²
Parcel 62013A0004/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SBLC
since 20252.369.798.387
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62013A0004/00S000 | Wallonia | 1,015 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cathérine Missal
BE 0736.626.215
Antwerpen · Eq €31,056
STEFARO
BE 0670.737.380
Namur · Eq €31,433
MARC VERMEULEN
BE 0795.920.731
De Panne · Eq €31,790
GVHDJ
BE 1000.546.090
Courcelles · Eq €32,172
GOKA
BE 0835.315.597
Aalst · Eq €32,596
Of 1,019 companies in sector 69103 we hold annual accounts for 611. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
69103Activities of bailiffs
Scores and ratios are computed by Checked and are not a credit decision.