SBG Group
ActiveSBG Group has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €18k. Equity is growing by ~171.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-27
Solvency49▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.2 in 2023; short-term debt: 76% and cash: 20.7% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24%
Return on assets
14.2%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
97 d late
2022
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 145%
2023 · €12k
2022: €-12k
2023: €12k
2022 → 2024
Total assets
€126k▲ 71.4%
2023 · €73k
2022: €5k
2023: €73k
2022 → 2024
Net result
€18k▼ 26.8%
2023 · €24k
2022: €969
2023: €24k
2022 → 2024
Working capital
€30k▲ 145%
2023 · €12k
2022: €-11k
2023: €12k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-12k-€12k€30k▲ 145%
Operating result€1k-€29k▲ 2,397%€25k▼ 15.2%
Net result€969-€24k▲ 2,417%€18k▼ 26.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €126k
Equity
€30k▲ 145%
Debt
€96k▲ 56.6%
The debt ratio falls from 83.2% to 76.0%. Equity and debt are higher.
Key figures and ratios
Solvency
24.0%▲
2023 · 16.8%
Current ratio
1.32▲
2023 · 1.20
Quick ratio
1.32▲
2023 · 1.20
Debt / equity
3.17▼
2023 · 4.96
ROE
59.2%▼
2023 · 198.2%
ROA
14.2%▼
2023 · 33.2%
Debt
€96k▲
2023 · €61k
Debt ≤ 1 year
€96k▲
2023 · €61k
Income taxes
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€73k€126k▲
Current assets29/58€73k€126k▲
Amounts receivable within one year40/41€67k€100k▲
Trade receivables40€67k€100k▲
Other amounts receivable41-€91
Cash at bank and in hand54/58€7k€26k▲
Equity and liabilities
Total equity and liabilities10/49€73k€126k▲
Equity10/15€12k€30k▲
Contributions10/11€2k€2k=
Reserves13€11k€29k▲
Distributable reserves133€11k€29k▲
Amounts payable17/49€61k€96k▲
Amounts payable within one year42/48€61k€96k▲
Current portion of amounts payable after more than one year42€9k€9k=
Trade debts44€36k€68k▲
Suppliers440/4€36k€68k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€4k€5k▲
Income statement
Code20232024
Other operating charges640/8€695€614▼
Gross operating margin9900€30k€25k▼
Operating profit (loss)9901€29k€25k▼
Financial charges65/66B€214€128▼
Recurring financial charges65€214€128▼
Profit (loss) for the period before taxes9903€29k€25k▼
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€24k€18k▼
Profit (loss) for the period to be appropriated9905€24k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€18k▲
Profit (loss) brought forward from the previous period14P€-14k-
Transfer to equity691/2€11k€18k▲
To other reserves6921€11k€18k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 97 days late
2023
31-12
Financial
Highest result since 2022net €24k ▲2417%
Operating result €29k, net result €24k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.20
Current ratio from 0.31 to 1.20.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 232018 AntwerpenGround area
203 m²
Building footprint
162 m²
Volume, LiDAR
2,406 m³
Parcel 11810K1543/00S042, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SBG Group
since 20192.292.846.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00S042 | Flanders | 203 m² | 1 · 162 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded07-05-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sohrab@fiscaliso.be