Nourtec
ActiveNourtec has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €9k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-58
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 11.03 in 2024), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
7.3%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
1 d late
2024
3 d late
2023
on the day
2022
on the day
2021
101 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 9.1%
2024 · €100k
2020: €31k
2021: €43k
2022: €52k
2023: €80k
2024: €100k
2020 → 2025
Total assets
€125k▲ 13.8%
2024 · €110k
2020: €50k
2021: €54k
2022: €64k
2023: €91k
2024: €110k
2020 → 2025
Net result
€9k▼ 54.9%
2024 · €20k
2020: €13k
2021: €11k
2022: €9k
2023: €28k
2024: €20k
2020 → 2025
Working capital
€54k▼ 46.4%
2024 · €100k
2020: €31k
2021: €42k
2022: €52k
2023: €80k
2024: €100k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€52k▲ 21.9%€80k▲ 53.6%€100k▲ 25.3%€109k▲ 9.1%
Operating result€17k-€14k▼ 13.9%€37k▲ 162%€27k▼ 27.5%€13k▼ 50.3%
Net result€11k-€9k▼ 16.1%€28k▲ 198%€20k▼ 27.5%€9k▼ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€56k
Current assets
€70k
Equity and liabilities €125k
Equity
€109k▲ 9.1%
Debt
€16k▲ 60.7%
The debt ratio rises from 9.1% to 12.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€27k
Cash flow
€23k
Solvency
87.2%▼
2024 · 90.9%
Current ratio
4.34▼
2024 · 11.03
Quick ratio
2.78▼
2024 · 10.72
Debt / equity
0.15▲
2024 · 0.10
ROE
8.3%▼
2024 · 20.2%
ROA
7.3%▼
2024 · 18.4%
Interest coverage
562.58
Debt
€16k▲
2024 · €10k
Debt ≤ 1 year
€16k▲
2024 · €10k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€125k▲
Fixed assets21/28-€56k
Tangible fixed assets22/27-€56k
Furniture and vehicles24-€56k
Current assets29/58€110k€70k▼
Stocks and contracts in progress3€3k€25k▲
Stocks30/36€3k€25k▲
Amounts receivable within one year40/41€8k€17k▲
Trade receivables40€7k€17k▲
Other amounts receivable41€1k€37▼
Current investments50/53€95k€15k▼
Cash at bank and in hand54/58€3k€12k▲
Deferred charges and accrued income490/1€510€155▼
Equity and liabilities
Total equity and liabilities10/49€110k€125k▲
Equity10/15€100k€109k▲
Contributions10/11€19k€19k=
Reserves13€82k€91k▲
Distributable reserves133€82k€91k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€10k€16k▲
Amounts payable within one year42/48€10k€16k▲
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€4k€406▼
Suppliers440/4€4k€406▼
Taxes, remuneration and social security45€4k€14k▲
Taxes450/3€4k€14k▲
Other amounts payable47/48€96€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€14k
Other operating charges640/8-€712
Gross operating margin9900€27k€28k▲
Operating profit (loss)9901€27k€13k▼
Financial income75/76B€80€23▼
Recurring financial income75€80€23▼
Financial charges65/66B€100€48▼
Recurring financial charges65€100€48▼
Profit (loss) for the period before taxes9903€27k€13k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€20k€9k▼
Profit (loss) for the period to be appropriated9905€20k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€9k▼
Profit (loss) brought forward from the previous period14P€28k€0▼
Transfer to equity691/2€48k€9k▼
To other reserves6921€48k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2025
30-06
Financial
Weakest financial yearnet €9k ▼54.9%
Net result drops to €9k, the lowest in the series.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Equity above €100kEq €100k ▲25.3%
5 profitable years in a row build equity to €100k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €28k ▲198%
Operating result €37k, net result €28k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tisseltsesteenweg 1102830 WillebroekGround area
586 m²
Building footprint
102 m²
Volume, LiDAR
753 m³
Parcel 12342C0179/00H002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nourtec
since 20192.286.890.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0179/00H002indicative | Flanders | 586 m² | 1 · 102 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Banqup Files
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2019
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47410Retail trade
47640Retail sale of games and toys
47650Retail trade
47910Retail trade
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.