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SBC CONSTRUCT

Active Private limited companyfounded 2024active for 2 yearsBrusselsesteenweg 292, 3090 OverijseKBO/BCE: BE 1007.146.149

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €57,431 (2025)
€57,431▲ 211%
peak €43,367 (2025)
€43,367▲ 195%
peak €60,048 (2025)
€60,048▲ 260%
€88,133▲ 12×
Board1 name since 2024
1 directorSAHITI Emrah
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Address struck 14-03Gross margin from €18,483 to €57,431Result from €14,681 to €43,367Registered office moved from Overijse to Liège 26-08Registered office moved from Hasselt to Liège 05-05Equity from €16,681 to €60,048

Key points

from the 2025 annual accounts

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Investments

€56,446 19.8 × depreciation

Green is investment, beige is depreciation.

Checked score

39
Weak
Financially stronger than 79% of micro companies in wholesale trade (NACE 46)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.2% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2025: 3.1%lowest value 05-2025: 3.2%▲ +0.1 percentage points vs 04-2025 06-2025: 6.9%▲ +3.7 percentage points vs 05-2025 07-2025: 7.8%▲ +0.9 percentage points vs 06-2025 08-2025: 3.8%▼ -4.0 percentage points vs 07-2025 09-2025: 11.3%▲ +7.5 percentage points vs 08-2025 10-2025: 11.4%▲ +0.1 percentage points vs 09-2025 11-2025: 11.5%▲ +0.1 percentage points vs 10-2025 12-2025: 11.5%● unchanged vs 11-2025 01-2026: 11.5%● unchanged vs 12-2025 02-2026: 11.3%▼ -0.2 percentage points vs 01-2026 03-2026: 11.8%▲ +0.5 percentage points vs 02-2026 04-2026: 13.4%▲ +1.6 percentage points vs 03-2026 05-2026: 13.6%▲ +0.2 percentage points vs 04-2026 06-2026: 13.9%▲ +0.3 percentage points vs 05-2026 07-2026: 14.0%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 7.2%▼ -6.8 percentage points vs 07-2026 09-2026: 7.2%● unchanged vs 08-2026 10-2026: 7.2%● unchanged vs 09-2026 11-2026: 7.2%● unchanged vs 10-2026

Financial strength
Strong

66-29equity 40.5% of total assets
71+27short-term debt 24.4% · cash 23.9%
100=return on assets 29.3%

Score breakdown

raises risk
2 changes of registered office in 24 months
Founded in 2024
Ex-officio strike-off in the KBO
lowers risk
Liquidity: current ratio 2.61, cash €35,361
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 49% of them on solvency, 76% on liquidity, 95% on profitability and 97% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as SBC CONSTRUCT has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SBC CONSTRUCT itself is higher: 7.2% within 12 months. It rests on far more data about SBC CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SBC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is ample, with a current ratio of 2.61 (3.32 in 2024), above the usual 1.5. Short-term debt is 24.4% and cash 23.9% of total assets. However, 59.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.61, cash €35,361
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
15 days early
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 23 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline

Board and ownership

SE
Director, since 14-03-2024
  • SAHITI Emrah 100 sharesdeed of 18-03-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1007146149
Registered office moved from Overijse to Liège New registered office: Rue Charles Magnette 13 Boîte D023 à 4000 Liège · Previous registered office: Chaussée de Bruxelles 292 à 3090 Overijse · General meeting of 02-05-2025 · Gazette deed
Registered office moved from Hasselt to Liège New registered office: Rue Charles Magnette 13 Bte D023 te 4000 Luik · Previous registered office: Koning Boudewijnlaan 20A, 3500 Hasselt · Board meeting of 10-04-2025 · Gazette deed
Address struck KBO administration
All 8 events

Comparable companies

same main activity, similar in size and age
Company
SBC CONSTRUCT Overijse €148,182 €57,431 40.5% -
GREEN PRODUCT ECO Verviers €160,673 €41,734 28.6% -
ENDURE Hasselt €154,803 €82,673 2.3% -
Il Mondo Company Merelbeke-Melle €123,593 €25,611 19.6% -
FEELDS SYNTHETIC TURF Waregem €287,476 €81,476 -24.1% 1.6
K&J Solutions Ans €115,120 €22,093 69.5% -
LV ADVICE Waregem €134,823 €138,332 14.3% -

These companies have the same main activity as SBC CONSTRUCT: wholesale trade (NACE 46839). They are comparable in size and age: total assets between €115,000 and €287,000, founded between 2022 and 2025.

Official details

Source: KBO
Status
Active since 14-03-2024Normal situation
Registered office
314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Wholesale tradeNACE 46839and 3 others
Establishment unit
2.357.178.5884000 Liège, since 14-03-2024
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Annual accounts 2025

€57,431▲ 211%
€43,367▲ 195%
€60,048▲ 260%
€148,182▲ 521%
Filing
Filed on 16-07-2026, 15 days before the end of the filing period
Financials

Insights on SBC CONSTRUCT

The computed 12-month bankruptcy probability of SBC CONSTRUCT is 7.2% (elevated). The 2025 annual accounts show equity of €60,048 and a net result of €43,367.

Its solvency ranks better than 50% of 13,805 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 16-07-2026, 15 days before the deadline
€57,431
▲ 211%
€54,249
▲ 194%
€43,367
▲ 195%
€58,394
▲ 250%
40.5%
▼ 29.4 percentage points
2.61
▼ 0.71

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €310,000. Estimated: probably between €150,000 and €540,000.

Balance sheet

balance sheet total €148,182 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

40.5%

Higher than 50% of 13,805 companies in 2025.

2.61

Higher than 66% of 13,186 companies in 2025.

29.3%

Higher than 90% of 13,365 companies in 2025.

SBC CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in wholesale trade (NACE 46)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 148,18223,858
21/28 53,592-
22/27 53,592-
24 53,592-
29/58 94,59023,858
40/41 56,26622,616
40 11,26617,500
41 45,0005,117
54/58 35,3611,241
490/1 2,963-
Balance sheet: equity and liabilities
10/49 148,18223,858
10/15 60,04816,681
10/11 2,0002,000
14 58,04814,681
17/49 88,1337,177
17 51,937-
170/4 51,937-
42/48 36,1967,177
42 12,751-
44 10,017-
440/4 9,519-
441 498-
45 13,4287,177
450/3 13,4287,177
Income statement
9900 57,43118,483
630 2,855-
640/8 327-
9901 54,24918,483
75/76B 1,682-
75 1,682-
65/66B 1,692127
65 1,692127
9903 54,23918,356
67/77 10,8723,675
9904 43,36714,681
9905 43,36714,681
Appropriation of the result
9906 58,04814,681
14P 14,681-
Document PDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 16-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 16-07-2026 2026-00301471 PDF
31-12-2024 micro format 30-06-2025 2025-00201059 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
57,104-
46,222-
56,446-
34,120-
58,39416,681
40.5%69.9%
2.613.32
1.470.43
72.2%88.0%
29.3%61.5%
33.75-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€56,446-
€2,855-

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on SBC CONSTRUCT

The operating result for 2025 is 194% higher than in 2024.

Debt's share of the balance-sheet total rises from 30.1% to 59.5%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 14-03-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 16-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 12. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
deed of 18-03-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
SAHITI Emrah
Director (not named in the articles)
Board
Mandates as a list
  • SAHITI Emrah
    • Director (not named in the articles), from 14-03-2024 to date

See the board, name and registered office on a given date →

Control

Founder
This company
SBC CONSTRUCT
Equity €60,048
Profit €43,367 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€600 in 2025
Source
deed of 18-03-2024

Articles of association

deed of 18-03-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering die bestuurder(s) benoemt bepaalt aantal,duur opdracht en indien meerdere bevoegdheid, één of meer bestuurders”
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
100 shares
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:30
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 18-03-2024 ↗

Network & group

No group

SBC CONSTRUCT has no parent and no holdings in its annual accounts. SAHITI Emrah is the only director. SBC CONSTRUCT shares no director with another company.

At the same address

Brusselsesteenweg 292, 3090 Overijse · 313 other companies
NORIM
registered office since 04-07-2022 · founded in 2022
turnover €1.1m (2025)
0788.183.101
ISTMAN CONSTRUCTION
registered office since 25-04-2023 · founded in 2023 · accounts filed late
turnover €856,807 (2024)
0801.141.014
DECO-PRO
registered office since 01-06-2025 · founded in 2014 · accounts filed late
turnover €635,920 (2024)
0567.823.350
MANDO
registered office since 29-07-2022 · founded in 2022
total assets €634,884 (2025)
0789.239.510
HVAC Performance
registered office since 25-10-2022 · founded in 2022
total assets €623,019 (2025)
0792.862.063
CORDEIRO CONSTRUCT
registered office since 02-06-2020 · founded in 2020
total assets €620,151 (2024)
0747.794.279
Beprosoft Venture
establishment since 01-06-2022 · founded in 2017 · accounts filed late
total assets €608,433 (2024)
0675.566.990
MAT HOME CONSTRUCT
registered office since 09-11-2022 · founded in 2022
total assets €558,765 (2025)
0793.454.951
SANDEF
registered office since 23-08-2022 · founded in 2022
turnover €362,314 (2025)
0789.882.975
MODOCAR
registered office since 14-12-2024 · founded in 2024
total assets €465,537 (2025)
1017.397.267
and 303 more

Timeline

Timeline

8 events since 2024

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 15 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007146149
Registered office moved from Overijse to LiègeNew registered office: Rue Charles Magnette 13 Boîte D023 à 4000 Liège · Previous registered office: Chaussée de Bruxelles 292 à 3090 Overijse · General meeting of 02-05-20252 points ▸
  • General meeting, 02-05-2025
  • Registered-office move, Rue Charles Magnette 13 Boîte D023 à 4000 Liège

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
Registered office moved from Hasselt to LiègeNew registered office: Rue Charles Magnette 13 Bte D023 te 4000 Luik · Previous registered office: Koning Boudewijnlaan 20A, 3500 Hasselt · Board meeting of 10-04-20252 points ▸
  • Board meeting, 10-04-2025
  • Registered-office move, Rue Charles Magnette 13 Bte D023 te 4000 Luik

Open the deed in the Belgian Official Gazette

Address struck
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: SAHITI Emrah · Appointment: SAHITI Emrah (director) · published on 18-03-20244 points ▸
  • Founder, SAHITI Emrah
  • Founding capital, €2,000, 100 shares
  • Registered office clause, Koning Boudewijnlaan 20A, 3500 Hasselt
  • Director appointment, SAHITI Emrah (director (not named in the articles))
  • The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue Charles-Magnette 13, Liège

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SBC CONSTRUCT was incorporated on 14 March 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Liège in 2025.3 Since 2024, SAHITI Emrah has served as director.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-03-2024
  3. 3Belgian Official Gazette, 05-05-2025
  4. 4National Bank, annual accounts 2025

Company details

Identity

Enterprise number
1007.146.149
VAT number
BE 1007.146.149
Peppol ID
0208:1007146149
Legal form
Private limited company
Status
Active, normal situation
Founded
14-03-2024
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:30
deed of 18-03-2024 (in Dutch)
Peppol
Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SBC CONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-03-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 18-03-2024 (in Dutch)

Activities

NACEBEL 2025
VAT activities
46839 Wholesale trade main activity
Social security (RSZ) activities
Codes under NACEBEL 2008
46739 Wholesale trade main activity
43320 Joinery installation
46731 Wholesale trade
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle commerciële,industriële en financiële handelingen in verband met algemene bouwondernemingen,het opbouwen van alle gebouwen alsook alle…”
12 activities
  1. Alle commerciële,industriële en financiële handelingen in verband met algemene bouwondernemingen,het opbouwen van alle gebouwen alsook alle werken in het algemeen die ermee betrokken zijn,zowel voor openbare instellingen als voor particulieren.
  2. De vennootschap heeft eveneens tot voorwerp alle afwerkingen zoals onder andere : loodgieterswerken,schilderwerken,timmer- en schrijnwerken,glazenmakers-werken,plaatsen van vensters en chassis,enz.; deze opsomming geldt als voorbeeld en is niet beperkend.
  3. De werken mogen uitgevoerd worden,hetzij door de vennootschap zelf voorzover dat zij de voorschriften bezit voorzien door de wet van vijftien december negentienhonderd zeventig op de toegang tot het beroep,hetzij door onderaannemers.
  4. De vennootschap mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
  5. Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
  6. De vennootschap zal kunnen huren,zakelijke rechten of de volle eigendom kunnen verwerven van elk onroerend goed met het voorwerp er haar zetel,exploitatiezetel te vestigen of er haar bedrijfsleiders en hun familie als hoofdverblijf te huisvesten.
  7. Algemeen kan de vennootschap elke commerciële,industriële,financiële,roerende of onroerende handeling stellen die rechtstreeks of onrechtstreeks in verband staat met haar voorwerp of die van aard zou zijn om de verwezenlijking ervan rechtstreeks of onrechtstreeks,volledig of gedeeltelijk te vergemakkelijken.
  8. Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
  9. De vennootschap kan een mandaat van bestuurder of van vereffenaar aanvaarden en uitoefenen in elke vennootschap,ongeacht het voorwerp ervan.
  10. De vennootschap zal alle activiteiten van commerciële tussenpersoon mogen uitoefenen in alle bovenvermelde domeinen en in alle sectoren waarvan de activiteit op heden niet gereglementeerd is.
  11. De vennootschap kan een hypotheek of elke andere reële zekerheid vestigen op de maatschappelijke goederen en kan zich borg stellen.
  12. Zij zal leningen mogen verstrekken aan alle vennootschappen en/of natuurlijke personen en zich voor hen borg stellen,zelfs op hypothecaire wijze.
deed of 18-03-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Brusselsesteenweg 292 registered office 3090 Overijse
Rue Charles-Magnette 13 4000 Liège 14-03-2024 2.357.178.588
2 former offices
  • Chaussée de Bruxelles 292, 3090 Overijse until 02-05-2025 · deed of 26-08-2025
  • Koning Boudewijnlaan 20A, 3500 Hasselt until 10-04-2025 · deed of 05-05-2025

Buildings and parcels at the addresses

Ground area
2,596 m²
Buildings
414 m²
Volume, LiDAR
6,482 m³
Tallest building
28.7 m
Buildings to scale, each on its own parcel
216 m², 28.7 m 198 m², 6.6 m 216 m², 28.7 m 198 m², 6.6 m

Location

registered office establishment The establishment unit on the map
314 companies at this address See who is registered here

Parcels

Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
23062B0376/02D005Flanders1,934 m² 1 · 198 m² 6.6 m · 1
62063A1574/00B000Wallonia662 m² 1 · 216 m² 28.7 m · 9

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1007.146.149