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SBA ENGINEERING

Active
Private limited companyfounded 2025active for 1 yearLauralaan 22, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 1018.489.211
Summary

SBA ENGINEERING has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,947 and a net result of €85,447. Its solvency ranks better than 82% of 11,726 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€104,596total assets 2025
Equity
€85,947
Profit
€85,447
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 61 days early
Why 98raises riskFounded in 2025lowers riskLiquidity: current ratio 5.62, cash €91,077Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €85,947 (82.2% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 88% of its sector peers (NACE 71, micro)
Financial strength
Strong
Solvency 100
equity 82.2% of total assets
Liquidity 95
short-term debt 17.5% · cash 87.1%
Profitability 100
return on assets 81.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,811 companies, NACE 71, micro)
Last 24 months 02-2026: 0.5% 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026highest value 06-2026: < 0.1%▼ -0.5 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 5.62, above the usual 1.5; short-term debt: 17.5% and cash: 87.1% of total assets), and 17.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 89% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.62, cash €91,077
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Equity €85,947 (82.2% of total assets)
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
61 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: BAKKIOUI Suleyman (director) ·…

Financials · financial year 2025, micro format

Equity
€85,947
Total assets
€104,596
Net result
€85,447
Working capital
€84,528

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €104,596
Fixed assets €1,779
Current assets €102,817
Equity and liabilities €104,596
Equity €85,947
Debt €18,649
Debt finances 17.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€108,077
Cash flow
€85,463
Current ratio
5.62
Debt to equity
0.22
ROE
99.4%
ROA
81.7%
Interest coverage
over 100
Debt ≤ 1 year
€18,289
Income taxes
€22,762

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€104,596
Fixed assets21/28€1,779
Tangible fixed assets22/27€1,779
Furniture and vehicles24€1,779
Current assets29/58€102,817
Cash at bank and in hand54/58€91,077
Deferred charges and accrued income490/1€11,740
Equity and liabilities
Total equity and liabilities10/49€104,596
Equity10/15€85,947
Contributions10/11€500
Profit (loss) carried forward14€85,447
Amounts payable17/49€18,649
Amounts payable within one year42/48€18,289
Taxes, remuneration and social security45€16,449
Taxes450/3€16,305
Remuneration and social security454/9€144
Other amounts payable47/48€1,840
Accrued charges and deferred income492/3€360
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16
Other operating charges640/8€755
Gross operating margin9900€108,832
Operating profit (loss)9901€108,060
Financial income75/76B€164
Recurring financial income75€164
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€108,209
Income taxes67/77€22,762
Profit (loss) for the period9904€85,447
Profit (loss) for the period to be appropriated9905€85,447
Appropriation of the result
Profit (loss) to be appropriated9906€85,447

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16
Other operating charges640/8€755
Gross operating margin9900€108,832
Operating profit (loss)9901€108,060
Financial income75/76B€164
Recurring financial income75€164
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€108,209
Income taxes67/77€22,762
Profit (loss) for the period9904€85,447
Profit (loss) for the period to be appropriated9905€85,447
Line2025
Assets
Total assets20/58€104,596
Fixed assets21/28€1,779
Tangible fixed assets22/27€1,779
Furniture and vehicles24€1,779
Current assets29/58€102,817
Cash at bank and in hand54/58€91,077
Deferred charges and accrued income490/1€11,740
Equity and liabilities
Total equity and liabilities10/49€104,596
Equity10/15€85,947
Contributions10/11€500
Profit (loss) carried forward14€85,447
Amounts payable17/49€18,649
Amounts payable within one year42/48€18,289
Taxes, remuneration and social security45€16,449
Taxes450/3€16,305
Remuneration and social security454/9€144
Other amounts payable47/48€1,840
Accrued charges and deferred income492/3€360
Line2025
Profit (loss) for the period9904€85,447
+ Depreciation and write-downs630€16
Operating cash flow (approximation)€85,463

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-05-2026 2026-00138272

Similar companies · same sector, comparable size

Of the 11,530 active companies whose main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121), figures are known for 6,772. 5,353 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
BAKKIOUI Suleyman
Director (not named in the articles) · since 08-01-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BAKKIOUI Suleyman
  • Director (not named in the articles), from 08-01-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 13-01-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 13-01-2025 Incorporation · €500 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SBA ENGINEERING was incorporated on 9 January 2025 as a private limited company by one natural person, with a starting capital of €500.12 Since 2025, BAKKIOUI Suleyman has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
13-01
Gazette deed Incorporation
Appointment: BAKKIOUI Suleyman (director) · Founding capital · Bank account11 facts ▸
  • Incorporation, 08-01-2025
  • Founding capital, €500
  • Bank account, “BELFIUS Banque”, 500 (deed in French)
  • Capital, €500
  • Registered office clause, “pas encore, 1082 Berchem-Sainte-Agathe, Avenue Laure, 22 b 2” (deed in French)
  • Director appointment, BAKKIOUI Suleyman (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous les engagements, obligations et activités entreprises au nom et pour compte de la société en formation” (deed in French)
  • Other provision, “droits d'écriture”, 100 (deed in French)
  • Other provision, “comparant identity and capacity, none (bankruptcy, collective debt settlement, administrator appointment)” (deed in French)
  • Other provision, “procedural declarations on reading of deed, full deed commented by instrumenting notary” (deed in French)
  • Other provision, “procedural declarations on receipt of draft” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded09-01-2025
Financial year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
71111Activities of building architects
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018489211
Also 9925:BE1018489211
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1018.489.211

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
338 m²
Building footprint
149 m²
Building volume
1,313 m³
Parcel 21342B0120/00D003, Brussels · tallest building 13.0 m. Linked by address, not a title deed.
1 establishment unit
SBA ENGINEERING
Lauralaan 22, 1082 Sint-Agatha-BerchemEngineering and related technical consultancy, excluding land surveyors
since 2025unit no. 2.368.747.720
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21342B0120/00D003 Brussels 338 m² 1 · 149 m² 13.0 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Tous travaux et études par ingénieur en secteur de construction; Gestion immobilière, travaux dans le secteur immobilier; Toutes activités…” (deed in French)
36 activities (deed in French)
  1. Tous travaux et études par ingénieur en secteur de construction
  2. Gestion immobilière, travaux dans le secteur immobilier.
  3. Toutes activités de vente d’articles de détail en ligne, commerce de détail par correspondance ou par Interne;
  4. Commercialisation, fabrication, création, transformation, distribution, représentation, vente en ligne, import-export de tous produits industriels et engins roulants et mécaniques, vêtements, tissus, prêt à porter, produits de beauté, produits cosmétiques, maroquinerie, produits ménagers, lingerie, literie de maison, rideaux, jouets, distribution de boissons alcoolisées et non alcoolisées, tous produits alimentaires (en ce compris articles de boulangerie, pâtisserie),
  5. Toutes activités relevant du secteur de l’alimentation, de la restauration, de l’Horeca en général et du secteur de la distribution, dans le sens le plus large, notamment la gestion et exploitation de restaurants, snack-bars, traiteurs, brasseries, hôtels, salons de consommation et de thé, tavernes, cafétérias, drugstores, night-club et débits de boissons en général, ainsi que le commerce sous toutes ses formes de produits de consommation et article pour fumeur et notamment de plats préparés à consommer sur place, à emporter ou à livrer à domicile, en ce compris notamment l'activité de traiteur;
  6. L’achat, la vente en gros ou au détail, l’importation, l’exportation, la distribution, la fabrication et le commerce en général de tous produits de restauration ou de grande distribution, de tous produits alimentaires et boissons alcoolisées ou non, de tous articles et marchandises de supermarchés, épiceries, etc., de denrées alimentaires, ainsi que de tous articles, matériels et équipements en rapport avec la restauration, l'alimentation et les réceptions, ou en rapport avec l'aménagement et la décoration d’établissements liés directement ou indirectement au secteur de l'Horeca ;
  7. Le commerce de détail, vente en ligne et la représentation en tous produits alimentaires ou non, vêtements, ameublement, équipements ménagers, articles de luxe, objets d’art, autos, motos, vélos, de musique, de sport, jouets, de quincaillerie, de matériaux et de matériaux de constructions, d’équipement et d’appareils électronique et informatiques, de consommables, de fournitures ou de matériel de bureaux, d’équipement et d’appareils de communication ou de télécommunications ;
  8. L’emballage, conditionnement, transformation de papier
  9. La publication/édition et communication en tout genre ;
  10. L’achat, la vente, en gros ou au détail, la fabrication et la vente de plats à emporter ;
  11. Les fonctions de partenaire financier et commercial dans tous les réseaux de franchise ;
  12. La prestation de tous services dans ces domaines d’activités et l'organisation d'événements, les activités de service traiteur et l’organisation de banquets ;
  13. Formateur, conseil en développement, accompagnement, création et gestion d’entreprise ;
  14. Les activités de design graphique au sens large : conseils en communication, en identité visuelle, conception de logos, chartes graphiques, conseils en design, aménagement d'intérieur ;
  15. Vente de mobilier d’antiquités et de seconde main ;
  16. Le commerce de gros et de détail en services de communication, réparation, internet, informatique et hard- et software ;
  17. Prestation de services de formation, consultation, distribution de journaux et accès pour gestion journalière ;
  18. L’exploitation d’autres établissements similaires ainsi que l’exploitation d’un salon de coiffure, manucure, pédicure et salon de beauté ;
  19. Le commerce en général tant de gros que de détail, en ce compris notamment l'achat, la vente, l'importation, l'exportation, le transport, l'entretien, la réparation, la location, le leasing, la représentation de tous véhicules automobiles ; tous véhicules automobiles neufs ou d'occasion en ce compris notamment de toutes pièces de rechange, accessoires et produits relatifs au secteur de l'automobile, toutes prestations en vue de l'agréation d'une automobile par tout organisme chargé du contrôle technique et notamment la présentation de ce véhicule dans les centres de contrôle ainsi que toutes prestations requises par le transit des véhicules, l’achat, la vente, l'import, l'export en gros et/ou en détail de pièces automobiles neuves ou d'occasion et accessoires automobiles, commerce de détail de camions, tracteurs routiers, camionnettes, véhicules automobiles tous terrains (p.ex. jeeps), etc., neufs ou usagés ;
  20. Le commerce sous toutes ses formes, en gros, importation, exportation dans les secteurs de la pêche, chasse, agriculture, horticulture, élevage ;
  21. Le courtage pour toutes les industries, manufacturières ou non, relevant des industries alimentaires, du secteur du bâtiment et de la construction.
  22. L'exploitation d'une station-service, la vente en gros ou au détail de tous les produits pétroliers, carwash, en ce compris le nettoyage de tous véhicules (camions, voitures et autres), carrosserie, atelier mécanique et garage ;
  23. L’exercice de toutes activités relevant du secteur de l'imprimerie et de la reproduction sur tout support, tel que notamment l'exploitation d'un magasin de "copy-center" ;
  24. L’exercice de toutes activités et toutes prestations de services dans le domaine de la télécommunication, de traitement d'informations et de transmission, tels que notamment la création, la diffusion, la gestion de logiciels ou de systèmes de diffusion, sur tous supports informatiques ou autres, ainsi que l'exploitation et la gestion de cabines téléphoniques et cybercafé.
  25. Tous articles textiles, cuirs ou synthétiques, vêtements divers, neufs ou de "seconde main", chaussures, articles de sport ;
  26. Commerce de fleurs, plantes, jouets divers ;
  27. De salons lavoirs
  28. Tous articles de librairie, papeterie, fournitures et mobiliers de bureau ;
  29. Toutes activités sous toutes ses formes ayant trait aux jeux de hasard en général, lunaparks, Lotto et PMU.
  30. Tous articles pour fumeur et tabac ;
  31. Toutes activités relevant du secteur de la reproduction sur tous supports, tel que notamment l'exploitation d'un magasin de "copy-service" ;
  32. Toutes activités et toutes prestations de services dans le domaine de la télécommunication, de traitement d'informations et de transmission, tels que notamment, la création, la diffusion, la gestion de logiciels ou de systèmes de diffusion, sur tous supports informatiques ou autres, ainsi que l'exploitation et la gestion de cabines téléphoniques et cybercafé.
  33. Cabarets, discothèques, buffets, vestiaires pour publics, locations de places, salles d’organisation, de banquet et service traiteur ;
  34. La messagerie, les services de fax, de cabines téléphoniques, cybercafé, Internet, et de photocopies, de laboratoire de développement photos, d’atelier de tournage,
  35. D’affûtage et de rectification de pièces mécaniques
  36. De taxis, courrier express, transport national et international de marchandises et de personnes pour autrui, les transports de personnes ou de choses.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
One provision in the deed

deed of 13-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“A défaut d’indication de durée, le mandat sera censé conféré sans limitation de durée, nommés avec ou sans limitation de durée” (deed in French)
“Rémunération des administrateurs, portée aux frais généraux” (deed in French)

deed of 13-01-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, Les titulaires d’actions peuvent prendre connaissance de ce registre relatif à leurs titres” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Les dispositions du présent article sont applicables dans tous les cas de cessions entre vifs, soit à titre onéreux, soit à titre gratuit…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“À leur émission, En cas d’actionnaire unique-administrateur, ce dernier détermine librement, au fur et à mesure des besoins de la société et…” (deed in French)
“Courrier électronique, ou, pour les personnes dont elle ne dispose pas d’une adresse électronique, par courrier ordinaire, Pour les actions…” (deed in French)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“Organe d'administration, assemblée générale” (deed in French)

deed of 13-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 18:00
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
One provision in the deed

deed of 13-01-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues pour les modifications aux statuts, décision de l'assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 13-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Seul ou conjointement, gestion journalière” (deed in French)
Other provision: “Séances et procès-verbaux, signées par un ou plusieurs administrateurs ayant le pouvoir de représentation” (deed in French)
Liquidation distribution: “Remis pour être partagés dans la même proportion, après apurement des dettes, charges et frais de liquidation ou consignation” (deed in French)
Other provision: “Élection de domicile, siège” (deed in French)
Other provision: “Code des sociétés et des associations, droit commun” (deed in French)
4 more provisions in the deed, see the deed of 13-01-2025

deed of 13-01-2025