SB1 Consulting
ActiveSummary
SB1 Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €6k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 15% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19=
Solvency33=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 44.74 against 47.64 in 2024; short-term debt: 2.2% and cash: 0.1% of total assets), but 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.1%
Return on assets
0.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
4 d late
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 5.0%
2024 · €121k
2022: €81k
2023: €118k
2024: €121k
2022 → 2025
Total assets
€1.57M▲ 7.3%
2024 · €1.47M
2022: €1.11M
2023: €1.17M
2024: €1.47M
2022 → 2025
Net result
€6k▲ 96.5%
2024 · €3k
2022: €61k
2023: €37k
2024: €3k
2022 → 2025
Working capital
€1.54M▲ 7.4%
2024 · €1.43M
2022: €1.05M
2023: €1.12M
2024: €1.43M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€81k-€118k▲ 45.5%€121k▲ 2.6%€127k▲ 5.0%
Operating result€68k-€37k▼ 46.3%€-9k€-6k▲ 32.6%
Net result€61k-€37k▼ 39.6%€3k▼ 91.6%€6k▲ 96.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€922 ▼ 81.8%
Current assets
€1.57M ▲ 7.6%
Equity and liabilities €1.57M
Equity
€127k ▲ 5.0%
Debt
€1.45M ▲ 7.5%
Debt's share of the balance-sheet total rises from 91.8% to 91.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-4k
Cash flow
€10k▲
2024 · €8k
Current ratio
44.74▼
2024 · 47.64
Debt to equity
11.39▲
2024 · 11.13
ROE
4.8%▲
2024 · 2.6%
ROA
0.4%▲
2024 · 0.2%
Interest coverage
-0.06▲
2024 · -0.12
Debt ≤ 1 year
€35k▲
2024 · €31k
Debt > 1 year
€1.31M▲
2024 · €1.25M
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.57M▲
Fixed assets21/28€5k€922▼
Tangible fixed assets22/27€5k€922▼
Furniture and vehicles24€5k€922▼
Current assets29/58€1.46M€1.57M▲
Amounts receivable after more than one year29€1.30M€1.41M▲
Other amounts receivable291€1.30M€1.41M▲
Amounts receivable within one year40/41€3k€12k▲
Trade receivables40€3k€11k▲
Other amounts receivable41€174€670▲
Cash at bank and in hand54/58€56k€1k▼
Deferred charges and accrued income490/1€102k€149k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.57M▲
Equity10/15€121k€127k▲
Contributions10/11€20k€20k=
Reserves13€98k€98k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14€3k€9k▲
Amounts payable17/49€1.35M€1.45M▲
Amounts payable after more than one year17€1.25M€1.31M▲
Financial debts170/4€1.25M€1.31M▲
Amounts payable within one year42/48€31k€35k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€26k€28k▲
Accrued charges and deferred income492/3€70k€101k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€821€1k▲
Gross operating margin9900€-3k€-546▲
Operating profit (loss)9901€-9k€-6k▲
Financial income75/76B€45k€47k▲
Recurring financial income75€45k€47k▲
Financial charges65/66B€31k€31k▲
Recurring financial charges65€31k€31k▲
Profit (loss) for the period before taxes9903€5k€9k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€9k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Board meeting · Registered-office moveRegistered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Registered-office move2 facts ▸
- Board meeting, 08-06-2026
- Registered-office move, Den Brem 66, 2610 Wilrijk
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €3k ▼91.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €118k ▲45.5%
2 profitable years in a row build equity to €118k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Brem 662610 AntwerpenGround area
952 m²
Building footprint
334 m²
Volume, LiDAR
2,311 m³
2 parcels, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SB1 Consulting
since 20212.318.874.773
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0065/00T000 | Flanders | 659 m² | 1 · 150 m² | 9.3 m · 2 fl. |
| 11030A0247/00S000 | Flanders | 293 m² | 1 · 184 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2021
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.