Checked.be
Active
BE 0799.308.605Private limited company
SB ARCHITECTE
Borsu 7 ·4560 Clavier, Belgium· 3 yrs active
Sector: Architecture & engineering
(71111)
Conclusion
The computed 12-month bankruptcy probability of SB ARCHITECTE is 0.8% (low). The 2024 annual accounts show equity of €24k and a net result of €828. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €24k |
| Net result | €828 |
| Active | 3 yrs |
| Locations | 1 |
Snowflake analysis
52
/ 100
Mixed profile: strong on stability, weaker on profitability.
Health
49
Profitability
17
Solvency
50
Growth
52
Stability
94
Bankruptcy probability (12 mo)
0.8%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
49
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · micro
€8k
-74.5%
far above sector median
€828
-95.9%
far above sector median
€5k
-77.7%
far above sector median
€60k
-15.1%
-28% vs sector
€24k
+3.6%
-53% vs sector
€-24k
+7.5%
far below sector median
€724
-89.6%
-49% vs sector
€36k
-24.1%
+54% vs sector
€36k
-24.1%
+56% vs sector
0.35
-25.1%
-85% vs sector
0.35
-25.1%
-85% vs sector
39.6%
+22.0%
-31% vs sector
1.52
-26.7%
+103% vs sector
3.5%
-96.0%
far above sector median
1.4%
-95.1%
far above sector median
4.13
-97.2%
far above sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €8k |
| Net profit | €828 |
| Cash flow | €5k |
| Staff costs | - |
| Income taxes | €724 |
| Dividends | - |
| Total assets | €60k |
| Equity | €24k |
| Debt | €36k |
| of which ≤ 1y | €36k |
| of which > 1y | - |
| Working capital | €-24k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.35 |
| Quick ratio | 0.35 |
| Working capital ratio | -39.3% |
| Solvency | 39.6% |
| Debt / equity | 1.52 |
| Long-term debt ratio | - |
| Interest coverage | 4.13 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.4% |
| ROE | 3.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €60k |
| Fixed assets | 21/28 | €48k |
| Tangible fixed assets | 22/27 | €48k |
| Financial fixed assets | 28 | €56 |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €60k |
| Equity | 10/15 | €24k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €21k |
| Amounts payable | 17/49 | €36k |
| Amounts payable within one year | 42/48 | €36k |
| Trade debts payable within one year | 44 | €269 |
| Income statement | ||
| Gross operating margin | 9900 | €10k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €724 |
| Net result for the period | 9904 | €828 |
| Result to be appropriated | 9905 | €828 |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Architecture & engineering(71111) |
| Legal form | Private limited company(610) |
| Incorporation | 08-03-2023 |
| Status | Active |
| Postal code | 4560 |
Establishment units
SB ARCHITECTE
since 20232.342.628.489
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61008B0270/00W000 | Wallonia | 811 m² | 1 · 88 m² | 9.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
30-03-2026
NBB filing
Annual accounts filed
2025
30-08-2025
NBB filing
Annual accounts filed
2024
31-08-2024
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
| Legal nameFR | SB ARCHITECTE |
| AbbreviationFR | SBA |
Registered office
Borsu 7
4560 Clavier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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