SAYCOM

Active

Public limited companyfounded 1984active for 42 yearsrue du Chenia 17, 7170 Manage, BelgiumKBO/BCE: BE 0426.261.847

Summary

SAYCOM has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €763,291. Equity is growing by about 8.1% per year across the filed financial years. Its solvency ranks better than 32% of 839 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

SAYCOMActiveChecked score 94/100

Risk analysis Report Compare

Activity

Advertising agencies

NACE 73110Other building finishing work NACE 43350

Largest company by total assets in Manage, Professional and technical services sector1 site

Size

€6.9mtotal assets 2025

Staff: 36 FTE
Equity: €1.7m
Profit: €763,291

Equity +85%: merger

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: SAYCOM HOLDING · 100%
Holdings: 1

B2CUPDirector · permanent representative Christophe PIERENS
BENOSCOManaging director · permanent representative Aurélie SCHOTTE
B2CUPDirector

2025 accounts 32 days early2 of 12 deeds summarised

Why 94raises riskEquity €1.7m (24.0% of total assets)lowers riskProfit of €763,291 (financial year 2025)Founded in 1984Legal form: public limited companyShow the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 57% of its sector peers (NACE 73, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 49+11

equity 24.0% of total assets

Liquidity 35+13

short-term debt 56.6% · cash 11.2%

Profitability 83+33

return on assets 11.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (721 companies, NACE 73, small)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024 02-2025: 0.6%▲ +0.2 percentage points vs 01-2025 03-2025: 2.0%▲ +1.4 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.1%▲ +0.1 percentage points vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.2%▲ +0.1 percentage points vs 11-2025 01-2026: 2.4%▲ +0.2 percentage points vs 12-2025highest value 02-2026: 0.1%▼ -2.3 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €150,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.55, compared with 0.54 in 2024, below 1; short-term debt: 56.6% and cash: 11.2% of total assets), and 76% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small): better than 29% on solvency, 25% on liquidity, 82% on profitability and 92% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Equity €1.7m (24.0% of total assets)

NBB · annual accounts

Profit of €763,291 (financial year 2025)

NBB · annual accounts

Founded in 1984

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Legal form: public limited company

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

32 days early

2024

on the day

2023

on the day

2022

1 day early

2021

on the day

2020

1 day early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end27-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-12-2025 Annual accounts filedfinancial year 2025 · full…
30-06-2025 Back to profitnet €763,291
30-06-2025 Equity above €1mequity €1.7m ▲85.1%

Key points

Positive: Back in profit in 2025after -€1.5m in 2024 €763,291 View
Positive: Largest company by total assets in Manage, Professional and technical services sectorin the Checked rankings No. 1 View
Controlled by SAYCOM HOLDINGthe company in turn controls 1 companies 100% View
Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
Merger with SAYCOM GROUPmerger on 13-09-2024 2024 View

By topic

Financials

Financial year: 2025
Total assets: €6.9m
Profit: €763,291
Solvency: 24.0%

Go to Financials

Board & ownership

Board: 3 members
Parent: SAYCOM HOLDING · 100%

B2CUPDirector
BENOSCOManaging director
B2CUPDirector

Go to Board & ownership

Network & group

Subsidiaries: 1
Mergers and asset contributions: 2

1 subsidiary

Go to Network & group

Timeline

Events: 45
Since: 1986
Next accounts: by 31-01-2027

31-01-2025Annual accounts filed
13-09-2024Restructuring
11-07-2024Miscellaneous

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Advertising agenciesNACE 73110
Founded: 25-09-1984
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 5

Purpose: “L'installation de panneaux, étalages, enseignes, affiches, lettrages et tous articles…” (deed in French)

Go to Articles of association

Key facts about SAYCOM

What is the company number of SAYCOM?: 0426.261.847. In Belgium the VAT number is the company number with BE in front: BE 0426.261.847.
Where is SAYCOM based?: The registered office is at rue du Chenia 17, 7170 Manage.Company details
What does SAYCOM do?: According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of SAYCOM?: Public limited company (NV).
When was SAYCOM founded?: On 25-09-1984.
Is SAYCOM still active?: Yes, SAYCOM is an active enterprise in the KBO register.
How many employees does SAYCOM have?: On average 36 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SAYCOM?: €3.0m in financial year 2021, according to the filed annual accounts.
Is SAYCOM profitable?: In financial year 2025, SAYCOM made a profit of €763,291.
Where can I find the annual accounts of SAYCOM?: SAYCOM filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAYCOM due?: By 31-01-2027, for financial year 2026.Timeline