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SAVIMI

Active
Private limited companyfounded 20233 yrs activeRue de Villers(ACO) 59, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0798.087.393
Summary

The computed 12-month bankruptcy probability of SAVIMI is 4.8% (elevated). The 2024 annual accounts show equity of €76,070 and a net result of €56,582. Its solvency ranks better than 73% of 18935 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency81▲+23
Growth78
Track record94
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.62 against 0.74 in 2023; short-term debt: 43.6% and cash: 11.5% of total assets), and 43.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
188 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 125 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 February 2023, SAVIMI was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€76,070▲ 290%
2023 · €19,488
Total assets
€134,914▲ 128%
2023 · €59,134
Net result
€56,582▲ 233%
2023 · €16,988
Working capital
€36,281
2023 · -€10,298
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€23,148-€72,330▲ 212%
Net result€16,988within the sector's middle half-€56,582above the sector's middle half▲ 233%
Equity€19,488within the sector's middle half-€76,070within the sector's middle half▲ 290%
Total assets€59,134within the sector's middle half-€134,914within the sector's middle half▲ 128%
Debt€39,646-€58,844▲ 48.4%
Working capital-€10,298within the sector's middle half-€36,281within the sector's middle half
Solvency33.0%within the sector's middle half-56.4%within the sector's middle half▲ 23.4pp
Current ratio0.74within the sector's middle half-1.62within the sector's middle half▲ 0.88
Return on assets (ROA)28.7%above the sector's middle half-41.9%above the sector's middle half▲ 13.2pp
Staff (FTE)1.9-1.8▼ 5.3%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2023: €23,148€23,148Net result 2023: €16,988€16,988Operating result 2024: €72,330€72,330Net result 2024: €56,582€56,58220232024€0€20,000€40,000€60,000€80,000Operating result 2023: €23,148€23,100Net result 2023: €16,988€17,000Operating result 2024: €72,330€72,300Net result 2024: €56,582€56,60020232024
The operating result rises in 2024; 2024 is 212% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134,914
Fixed assets €39,789 ▲ 33.6%
Current assets €95,125 ▲ 224%
Equity and liabilities €134,914
Equity €76,070 ▲ 290%
Debt €58,844 ▲ 48.4%
Debt's share of the balance-sheet total falls from 67.0% to 43.6%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€78,705▲
2023 · €24,113
Cash flow
€62,957▲
2023 · €17,953
Quick ratio
1.58▲
2023 · 0.68
Debt to equity
0.77▼
2023 · 2.03
ROE
74.4%▼
2023 · 87.2%
Interest coverage
22.07▲
2023 · 13.06
Debt ≤ 1 year
€58,844▲
2023 · €39,646
Income taxes
€14,329▲
2023 · €4,314
Staff costs
€82,165▲
2023 · €40,876
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€59,134€134,914▲
Fixed assets21/28€29,786€39,789▲
Intangible fixed assets21€3,584€3,084▼
Tangible fixed assets22/27€23,748€34,110▲
Furniture and vehicles24€23,748€34,110▲
Financial fixed assets28€2,455€2,595▲
Current assets29/58€29,348€95,125▲
Stocks and contracts in progress3€2,501€1,970▼
Stocks30/36€2,501€1,970▼
Amounts receivable within one year40/41€20,540€72,373▲
Trade receivables40€15,220€1,784▼
Other amounts receivable41€5,320€70,589▲
Cash at bank and in hand54/58€4,561€15,511▲
Deferred charges and accrued income490/1€1,745€5,272▲
Equity and liabilities
Total equity and liabilities10/49€59,134€134,914▲
Equity10/15€19,488€76,070▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€16,988€73,570▲
Amounts payable17/49€39,646€58,844▲
Amounts payable within one year42/48€39,646€58,844▲
Trade debts44€26,097€16,762▼
Suppliers440/4€26,097€16,762▼
Advances received on contracts in progress46€219-
Taxes, remuneration and social security45€12,678€42,082▲
Taxes450/3€4,367€22,528▲
Remuneration and social security454/9€8,311€19,554▲
Other amounts payable47/48€653€0▼
Income statement Code20232024
Remuneration, social security and pensions62€40,876€82,165▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€965€6,375▲
Other operating charges640/8€1,571€2,084▲
Gross operating margin9900€66,561€162,954▲
Operating profit (loss)9901€23,148€72,330▲
Financial income75/76B-€2,148
Recurring financial income75-€2,148
Financial charges65/66B€1,847€3,567▲
Recurring financial charges65€1,847€3,567▲
Profit (loss) for the period before taxes9903€21,302€70,912▲
Income taxes67/77€4,314€14,329▲
Profit (loss) for the period9904€16,988€56,582▲
Profit (loss) for the period to be appropriated9905€16,988€56,582▲
Appropriation of the result
Profit (loss) to be appropriated9906€16,988€73,570▲
Profit (loss) brought forward from the previous period14P-€16,988

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62€40,876€82,165▲ 101%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€965€6,375▲ 561%
Other operating charges640/8€1,571€2,084▲ 32.7%
Gross operating margin9900€66,561€162,954▲ 145%
Operating profit (loss)9901€23,148€72,330▲ 212%
Financial income75/76B-€2,148-
Recurring financial income75-€2,148-
Financial charges65/66B€1,847€3,567▲ 93.1%
Recurring financial charges65€1,847€3,567▲ 93.1%
Profit (loss) for the period before taxes9903€21,302€70,912▲ 233%
Income taxes67/77€4,314€14,329▲ 232%
Profit (loss) for the period9904€16,988€56,582▲ 233%
Profit (loss) for the period to be appropriated9905€16,988€56,582▲ 233%
Line20232024Change
Assets
Total assets20/58€59,134€134,914▲ 128%
Fixed assets21/28€29,786€39,789▲ 33.6%
Intangible fixed assets21€3,584€3,084▼ 14.0%
Tangible fixed assets22/27€23,748€34,110▲ 43.6%
Furniture and vehicles24€23,748€34,110▲ 43.6%
Financial fixed assets28€2,455€2,595▲ 5.7%
Current assets29/58€29,348€95,125▲ 224%
Stocks and contracts in progress3€2,501€1,970▼ 21.2%
Stocks30/36€2,501€1,970▼ 21.2%
Amounts receivable within one year40/41€20,540€72,373▲ 252%
Trade receivables40€15,220€1,784▼ 88.3%
Other amounts receivable41€5,320€70,589▲ 1,227%
Cash at bank and in hand54/58€4,561€15,511▲ 240%
Deferred charges and accrued income490/1€1,745€5,272▲ 202%
Equity and liabilities
Total equity and liabilities10/49€59,134€134,914▲ 128%
Equity10/15€19,488€76,070▲ 290%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€16,988€73,570▲ 333%
Amounts payable17/49€39,646€58,844▲ 48.4%
Amounts payable within one year42/48€39,646€58,844▲ 48.4%
Trade debts44€26,097€16,762▼ 35.8%
Suppliers440/4€26,097€16,762▼ 35.8%
Advances received on contracts in progress46€219--
Taxes, remuneration and social security45€12,678€42,082▲ 232%
Taxes450/3€4,367€22,528▲ 416%
Remuneration and social security454/9€8,311€19,554▲ 135%
Other amounts payable47/48€653€0▼ 100%
Line20232024Change
Profit (loss) for the period9904€16,988€56,582▲ 233%
+ Depreciation and write-downs630€965€6,375▲ 561%
Operating cash flow (approximation)€17,953€62,957▲ 251%
Investment in fixed assets (approximation)--€16,377-
Change in cash-€10,949-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
04-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 188 days late
2024
31-12
Financial Liquidity doublescurrent ratio 1.62
Current ratio from 0.74 to 1.62.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
438 m²
Building footprint
99 m²
Volume, LiDAR
860 m³
Parcel 52001A0123/02V006, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAVIMI
Rue de Villers(ACO) 59, 6280 GerpinnesRetail trade
since 20232.341.290.879
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52001A0123/02V006 Wallonia 437 m² 1 · 99 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Gerpinnes2.341.290.879
2 permissions
Toelating · Frituur · since 11-02-2023
Toelating · Traiteur · since 11-02-2023

Similar companies · same sector, comparable size

Of 21,835 companies in sector 56112 we hold annual accounts for 9,777. 8,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail savimi.srl03@gmail.com
Phone +32475312441
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798087393
Also 9925:BE0798087393
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.