RISTRO
ActiveSummary
The computed 12-month bankruptcy probability of RISTRO is 5.4% (elevated). The 2024 annual accounts show equity of €15k and a net result of €12k. Its solvency ranks better than 37% of 1763 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+17
Solvency37▲+9
Growth78
Track record94
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 0.59 in 2023; short-term debt: 42.8% and cash: 38.5% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.9%
Return on assets
10%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-01-2025, 181 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
181 d early
2023
20 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▲ 3,204%
2023 · €373
2023: €373
2023 → 2024
Working capital
€4k
2023 · €-18k
2023: €-18k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€2k-€15k▲ 520%
Operating result€3k-€16k▲ 514%
Net result€373-€12k▲ 3,204%
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 514% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124k
Fixed assets
€67k ▲ 11.4%
Current assets
€57k ▲ 119%
Equity and liabilities €124k
Equity
€15k ▲ 520%
Debt
€109k ▲ 30.2%
Debt's share of the balance-sheet total falls from 97.2% to 88.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2023 · €12k
Cash flow
€28k▲
2023 · €10k
Current ratio
1.07▲
2023 · 0.59
Quick ratio
0.94▲
2023 · 0.43
Debt to equity
7.42▼
2023 · 35.33
ROE
83.9%▲
2023 · 15.7%
ROA
10.0%▲
2023 · 0.4%
Interest coverage
7.81▲
2023 · 5.34
Debt ≤ 1 year
€53k▲
2023 · €44k
Debt > 1 year
€56k▲
2023 · €40k
Staff costs
€68k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€86k€124k▲
Fixed assets21/28€60k€67k▲
Tangible fixed assets22/27€57k€63k▲
Plant, machinery and equipment23€52k€40k▼
Furniture and vehicles24-€3k
Other tangible fixed assets26€5k€20k▲
Financial fixed assets28€3k€4k▲
Current assets29/58€26k€57k▲
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€4k€847▼
Trade receivables40€483€847▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€13k€48k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€86k€124k▲
Equity10/15€2k€15k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€373€13k▲
Amounts payable17/49€84k€109k▲
Amounts payable after more than one year17€40k€56k▲
Financial debts170/4€40k€56k▲
Amounts payable within one year42/48€44k€53k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€30k€34k▲
Suppliers440/4€30k€34k▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€5k€6k▲
Income statement
Code20232024
Non-recurring operating income76A€749€0▼
Remuneration, social security and pensions62€37k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€694€3k▲
Gross operating margin9900€50k€102k▲
Operating profit (loss)9901€3k€16k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€373€12k▲
Profit (loss) for the period9904€373€12k▲
Profit (loss) for the period to be appropriated9905€373€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€373€13k▲
Profit (loss) brought forward from the previous period14P-€373
Social balance
Average headcount (FTE)9087-2.4
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du 4 Août 97032 MonsGround area
1,146 m²
Building footprint
128 m²
Volume, LiDAR
1,268 m³
2 parcels, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Olivia
since 20232.343.989.360
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53074B0146/00N000 | Wallonia | 1,076 m² | 1 · 54 m² | 10.0 m · 3 fl. |
| 53053H0339/00D000 | Wallonia | 70 m² | 1 · 74 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.343.989.360
Similar companies · same sector, comparable size
HERZO
BE 0456.863.268
Brussel · Eq €14,711
LASI
BE 0836.566.305
Arlon · Eq €14,704
HRA
BE 0794.222.637
Beringen · Eq €14,702
KEVINB
BE 1002.927.936
Zedelgem · Eq €14,698
DOUBLE M MANOIR
BE 0641.813.267
Esneux · Eq €14,738
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ristro.mons@hotmail.com
E-mail:olivia.mons@hotmail.com