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SAVEURS EXOTIQUES

Active
Limited partnershipfounded 2020active for 6 yearsRue Rogier 46, 5000 Namur, BelgiumKBO/BCE: BE 0744.405.318
Summary

The computed 12-month bankruptcy probability of SAVEURS EXOTIQUES is 4.8% (elevated). The 2024 annual accounts show equity of €32,336 and a net result of €33,087. Its solvency ranks better than 40% of 6,488 sector peers (NACE 47, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€115,735turnover 2024
Equity
€32,336
Profit
€33,087
Financial health
39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.8%
Structure
Accounts filed 173 days late0 of 4 deeds read
Why 39raises riskLatest accounts 173 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 23-01-2026)Liquidity: current ratio 1.44lowers riskLegal form: limited partnershipShow the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 53% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency 50
equity 25.1% of total assets
Liquidity 26
short-term debt 69.2%
Profitability 100
return on assets 25.7%
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,203 companies, NACE 47, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.4%▼ -0.1 percentage points vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.0%▼ -0.1 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025lowest value 01-2026: 1.0%● unchanged vs 12-2025lowest value 02-2026: 4.4%▲ +3.4 percentage points vs 01-2026 03-2026: 4.4%● unchanged vs 02-2026 04-2026: 4.4%● unchanged vs 03-2026 05-2026: 4.0%▼ -0.4 percentage points vs 04-2026 06-2026: 3.6%▼ -0.4 percentage points vs 05-2026 07-2026: 3.5%▼ -0.1 percentage points vs 06-2026 08-2026: 3.2%▼ -0.3 percentage points vs 07-2026 09-2026: 3.3%▲ +0.1 percentage points vs 08-2026 10-2026: 4.8%▲ +1.5 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.44, below the usual 1.5; short-term debt: 69.2% of total assets), and 74.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 41% on solvency, 23% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Latest accounts 173 days late; 1 of the last 3 late
NBB · filings
lowers risk · Legal form: limited partnership
KBO
raises risk · Figures for financial year 2024 (filed 23-01-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.44
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
173 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 173 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 173 days View
  • Caution: Among the weakest 19% on equitysector median €303,640 · 6,490 companies €32,336 View
  • Turnover 2024first financial year filed €115,735 View

By topic

Financials

Financial year
2024
Turnover
€115,735
Profit
€33,087
Solvency
25.1%
Go to Financials

Company details

Sites
1
Legal form
Limited partnership
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
24-02-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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