D.A.F.E
ActiveThe computed 12-month bankruptcy probability of D.A.F.E is 5.1% (elevated). The 2024 annual accounts show equity of €70k and a net result of €10k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 6717 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+3
Solvency82▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 2.62 against 1.71 in 2023; short-term debt: 37.8% and cash: 50.6% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57%
Return on assets
8.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
31 d late
2022
61 d late
2021
332 d late
2020
31 d late
2019
76 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▲ 17.1%
2023 · €60k
2019: €15k
2020: €16k
2021: €39k
2022: €52k
2023: €60k
2019 → 2024
Total assets
€123k▼ 14.0%
2023 · €143k
2019: €75k
2020: €92k
2021: €119k
2022: €177k
2023: €143k
2019 → 2024
Net result
€10k▲ 28.0%
2023 · €8k
2019: €-4k
2020: €1k
2021: €31k
2022: €13k
2023: €8k
2019 → 2024
Working capital
€76k▲ 27.5%
2023 · €59k
2019: €12k
2020: €13k
2021: €35k
2022: €49k
2023: €59k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€16k-€39k▲ 142%€52k▲ 33.5%€60k▲ 15.4%€70k▲ 17.1%
Operating result€2k-€41k▲ 1,873%€18k▼ 56.5%€12k▼ 32.8%€14k▲ 13.2%
Net result€1k-€31k▲ 2,396%€13k▼ 57.8%€8k▼ 38.6%€10k▲ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€890▲ 40.8%
Current assets
€122k▼ 14.2%
Equity and liabilities €123k
Equity
€70k▲ 17.1%
Debt
€53k▼ 36.4%
The debt ratio falls from 58.1% to 43.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2023 · €13k
Cash flow
€10k▲
2023 · €8k
Solvency
57.0%▲
2023 · 41.9%
Current ratio
2.62▲
2023 · 1.71
Quick ratio
2.02▲
2023 · 1.41
Debt / equity
0.75▼
2023 · 1.39
ROE
14.6%▲
2023 · 13.3%
ROA
8.3%▲
2023 · 5.6%
Interest coverage
13.30▲
2023 · 6.67
Debt
€53k▼
2023 · €83k
Debt ≤ 1 year
€47k▼
2023 · €83k
Income taxes
€3k▲
2023 · €2k
Staff costs
€31k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€143k€123k▼
Fixed assets21/28€632€890▲
Tangible fixed assets22/27€106€365▲
Furniture and vehicles24€106€365▲
Financial fixed assets28€526€526=
Current assets29/58€142k€122k▼
Stocks and contracts in progress3€25k€28k▲
Stocks30/36€25k€28k▲
Amounts receivable within one year40/41€26k€31k▲
Trade receivables40€12k€2k▼
Other amounts receivable41€14k€29k▲
Cash at bank and in hand54/58€91k€62k▼
Deferred charges and accrued income490/1€404€800▲
Equity and liabilities
Total equity and liabilities10/49€143k€123k▼
Equity10/15€60k€70k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€41k€51k▲
Amounts payable17/49€83k€53k▼
Amounts payable within one year42/48€83k€47k▼
Trade debts44€32k€9k▼
Suppliers440/4€32k€9k▼
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€32k€28k▼
Taxes450/3€16k€9k▼
Remuneration and social security454/9€16k€19k▲
Other amounts payable47/48€9k€9k=
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Remuneration, social security and pensions62€26k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€449€153▼
Other operating charges640/8€80€35▼
Non-recurring operating charges66A€363€519▲
Gross operating margin9900€39k€45k▲
Operating profit (loss)9901€12k€14k▲
Financial income75/76B€147€451▲
Recurring financial income75€147€451▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€51k▲
Profit (loss) brought forward from the previous period14P€33k€41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 332 days late
2021
31-12
Financial
Highest result since 2019net €31k ▲2396%
Operating result €41k, net result €31k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spiraalbuisstraat 24/51050 ElseneGround area
1,586 m²
Building footprint
256 m²
Volume, LiDAR
1,287 m³
2 parcels, Brussels, Wallonia · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée des Collines 108, 1300 Wavre
since 20192.289.779.327
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006A0384/00Z000 | Wallonia | 1,442 m² | 1 · 169 m² | - |
| 21443C0044/00V000 | Brussels | 144 m² | 1 · 86 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.289.779.327
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Of 103 companies in sector 49500 we hold annual accounts for 72. 54 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-04-2019
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
49500Land transport and transport via pipelines
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dafe.sprl@hotmail.com