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Complete company report
Generated 12-07-2026
Active BE 0789.647.108Public limited company

Save wHealth

Wanstraat 60 ·3920 Lommel, Belgium· 3 yrs active
Sector: Real estate rental (68203)
Conclusion Checked

The computed 12-month bankruptcy probability of Save wHealth is 1.7% (moderate). The 2024 annual accounts show negative equity (€-652k) and a net result of €-206k. Its solvency ranks better than 5% of 4905 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-652k
Net result €-206k
Better than sector 5%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health15Profitability100Solvency33Growth58Stability94
60 / 100

Strong profile, led by profitability.

Health 15
Profitability 100
Solvency 33
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
15 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-600k€-400k€-200k€0Operating result 2023: €-487k€-487kNet result 2023: €-508k€-508kOperating result 2024: €-185k€-185kNet result 2024: €-206k€-206k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -164.9% 16.6%
better than 5% of 4905 sector peers
Net result €-206k €2k
better than 5% of 4896 sector peers
Equity €-652k €27k
better than 5% of 4907 sector peers
Gross operating margin €-128k €27k
better than 5% of 4891 sector peers
Total assets €395k €301k
better than 57% of 4907 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-178k
+47.5% far below sector median
Net profit
€-206k
+59.5% -81% vs sector
Cash flow
€-198k
+44.9% far below sector median
Total assets
€395k
-21.4% -94% vs sector
Equity
€-652k
-46.1% far below sector median
Working capital
€-864k
-29.8% far below sector median
Debt
€1.05M
+10.3% -49% vs sector
Debt ≤ 1y
€1.05M
+10.3% -34% vs sector
Current ratio
0.17
-41.5% -91% vs sector
Quick ratio
0.17
-41.5% -91% vs sector
Solvency
-164.9%
-85.9% far below sector median
Debt / equity
-1.61
+24.5% far below sector median
ROE
31.5%
-72.3% far above sector median
ROA
-52.0%
+48.5% far below sector median
Interest coverage
-8.29
+40.5% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-178k
Net profit€-206k
Cash flow€-198k
Staff costs-
Income taxes-
Dividends-
Total assets€395k
Equity€-652k
Debt€1.05M
of which ≤ 1y€1.05M
of which > 1y-
Working capital€-864k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.17
Quick ratio0.17
Working capital ratio-218.6%
Solvency-164.9%
Debt / equity-1.61
Long-term debt ratio-
Interest coverage-8.29
Gross margin-
Net margin-
ROA-52.0%
ROE31.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€395k
Fixed assets 21/28€212k
Tangible fixed assets 22/27€211k
Financial fixed assets 28€1k
Current assets 29/58€183k
Amounts receivable within one year 40/41€183k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€395k
Equity 10/15€-652k
Contributions / capital 10/11€62k
Accumulated profits (losses) 14€-713k
Amounts payable 17/49€1.05M
Amounts payable within one year 42/48€1.05M
Trade debts payable within one year 44€624k
Income statement
Gross operating margin 9900€-128k
Operating result 9901€-185k
Financial income 75€1k
Financial charges 65€21k
Result before taxes 9903€-206k
Net result for the period 9904€-206k
Result to be appropriated 9905€-206k
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Ratios computed by Checked.
Legal Structure
NACE primary Real estate rental(68203)
Legal form Public limited company(014)
Incorporation12-08-2022
StatusActive
Postal code3920
Establishment units 2 locations
Save wHealth
Wanstraat 60, 3920 LommelOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20222.334.351.718
Save wHealth
Venakkerstraat 8, 2400 MolOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20232.350.619.113
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13433E0227/00S004 Flanders 2,337 m² 1 · 1,202 m² 1.4 m
72342A0996/00M000 Flanders 1,945 m² 1 · 317 m² 6.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Save wHealth
Registered office
Wanstraat 60
3920 Lommel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative