SAUVAGE DECOR
ActiveSAUVAGE DECOR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-150k) and a net result of €-165k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-30
Solvency0▼-27
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 9.58 against 12.28 in 2024; short-term debt: 10.1% and cash: 45.4% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30.1%
Return on assets
-33%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-150k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
31 d late
2022
32 d late
2021
31 d late
2020
23 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-165k▼ 7,859%
2024 · €-2k
2018: €-14k
2019: €-3k
2020: €424
2021: €-9k
2022: €-19k
2023: €30k
2024: €-2k
2018 → 2025
Working capital
€432k▼ 25.0%
2024 · €576k
2018: €301k
2019: €626k
2020: €606k
2021: €620k
2022: €594k
2023: €587k
2024: €576k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€-13k€16k€14k▼ 12.7%€-150k
Operating result€19k-€9k▼ 50.9%€59k▲ 531%€22k▼ 62.8%€-141k
Net result€-9k-€-19k▼ 101%€30k€-2k€-165k▼ 7,859%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €141k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499k
Fixed assets
€17k▼ 35.2%
Current assets
€483k▼ 23.0%
Key figures and ratios
EBITDA
€-132k▼
2024 · €34k
Cash flow
€-156k▼
2024 · €10k
Solvency
-30.1%▼
2024 · 2.2%
Current ratio
9.58▼
2024 · 12.28
Quick ratio
6.30▲
2024 · 5.70
Debt / equity
-4.32▼
2024 · 44.78
ROA
-33.0%▼
2024 · -0.3%
Interest coverage
-5.42▼
2024 · 1.40
Debt
€650k▲
2024 · €638k
Debt ≤ 1 year
€50k▼
2024 · €51k
Debt > 1 year
€504k▼
2024 · €513k
Income taxes
€374▲
2024 · €372
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€653k€499k▼
Fixed assets21/28€26k€17k▼
Intangible fixed assets21€125-
Tangible fixed assets22/27€26k€17k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€6k-
Other tangible fixed assets26€5k€4k▼
Current assets29/58€627k€483k▼
Stocks and contracts in progress3€336k€165k▼
Stocks30/36€336k€165k▼
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€2k€411▼
Other amounts receivable41€3k€12k▲
Current investments50/53€75k€76k▲
Cash at bank and in hand54/58€209k€227k▲
Deferred charges and accrued income490/1€882€2k▲
Equity and liabilities
Total equity and liabilities10/49€653k€499k▼
Equity10/15€14k€-150k▼
Contributions10/11€322k€322k=
Capital10€322k€322k=
Issued capital100€322k€322k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Reserves not available under the articles1311€51€51=
Profit (loss) carried forward14€-310k€-474k▼
Amounts payable17/49€638k€650k▲
Amounts payable after more than one year17€513k€504k▼
Financial debts170/4€513k€504k▼
Amounts payable within one year42/48€51k€50k▼
Trade debts44€489€1k▲
Suppliers440/4€489€1k▲
Other amounts payable47/48€51k€49k▼
Accrued charges and deferred income492/3€74k€96k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€165k
Other operating charges640/8€782€804▲
Gross operating margin9900€35k€34k▼
Operating profit (loss)9901€22k€-141k▼
Financial income75/76B€820€1k▲
Recurring financial income75€820€1k▲
Financial charges65/66B€24k€24k=
Recurring financial charges65€24k€24k=
Profit (loss) for the period before taxes9903€-2k€-164k▼
Income taxes67/77€372€374▲
Profit (loss) for the period9904€-2k€-165k▼
Profit (loss) for the period to be appropriated9905€-2k€-165k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-310k€-474k▼
Profit (loss) brought forward from the previous period14P€-308k€-310k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-165k
Net result drops to €-165k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 12.28
Current ratio from 5.89 to 12.28; short-term debt falls from €120k to €51k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Back to profitnet €424
Net result €424 after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 43 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lombardstraat 29-311000 BrusselGround area
707 m²
Building footprint
599 m²
Volume, LiDAR
8,345 m³
Parcel 21004A0245/00A002, Brussels · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SAUVAGE DECOR SA
since 19922.058.973.963
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0245/00A002 | Brussels | 707 m² | 1 · 599 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-06-1992
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.