HEMELAER INTERIOR
ActiveHEMELAER INTERIOR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 63% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+7
Solvency74=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.87 in 2024; short-term debt: 50.9% and cash: 5.2% of total assets), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.9%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
17 d early
2021
4 d early
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 0.9%
2024 · €248k
2018: €217k
2019: €228k
2020: €245k
2021: €266k
2022: €270k
2023: €239k
2024: €248k
2018 → 2025
Total assets
€511k▲ 0.6%
2024 · €508k
2018: €465k
2019: €524k
2020: €501k
2021: €484k
2022: €561k
2023: €496k
2024: €508k
2018 → 2025
Net result
€2k▼ 74.5%
2024 · €8k
2018: €38k
2019: €11k
2020: €17k
2021: €22k
2022: €4k
2023: €-31k
2024: €8k
2018 → 2025
Working capital
€221k▼ 0.1%
2024 · €221k
2018: €212k
2019: €197k
2020: €214k
2021: €238k
2022: €240k
2023: €216k
2024: €221k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€266k-€270k▲ 1.4%€239k▼ 11.4%€248k▲ 3.5%€250k▲ 0.9%
Operating result€35k-€10k▼ 71.6%€-26k€18k€4k▼ 75.9%
Net result€22k-€4k▼ 83.1%€-31k€8k€2k▼ 74.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€30k▼ 6.0%
Current assets
€481k▲ 1.0%
Equity and liabilities €511k
Equity
€250k▲ 0.9%
Debt
€261k▲ 0.3%
The debt ratio falls from 51.2% to 51.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €26k
Cash flow
€9k▼
2024 · €17k
Solvency
48.9%▲
2024 · 48.8%
Current ratio
1.85▼
2024 · 1.87
Quick ratio
0.70▼
2024 · 0.74
Debt / equity
1.05▼
2024 · 1.05
ROE
0.8%▼
2024 · 3.3%
ROA
0.4%▼
2024 · 1.6%
Interest coverage
3.50▲
2024 · 2.47
Debt
€261k▲
2024 · €260k
Debt ≤ 1 year
€260k▲
2024 · €255k
Debt > 1 year
€349▼
2024 · €4k
Income taxes
€618▼
2024 · €1k
Staff costs
€24k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€508k€511k▲
Fixed assets21/28€32k€30k▼
Tangible fixed assets22/27€32k€30k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€26k€26k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€476k€481k▲
Stocks and contracts in progress3€286k€299k▲
Stocks30/36€286k€299k▲
Amounts receivable within one year40/41€184k€155k▼
Trade receivables40€76k€43k▼
Other amounts receivable41€107k€112k▲
Cash at bank and in hand54/58€6k€27k▲
Deferred charges and accrued income490/1€82€83▲
Equity and liabilities
Total equity and liabilities10/49€508k€511k▲
Equity10/15€248k€250k▲
Contributions10/11€25k€25k=
Reserves13€223k€225k▲
Distributable reserves133€223k€225k▲
Amounts payable17/49€260k€261k▲
Amounts payable after more than one year17€4k€349▼
Financial debts170/4€4k€349▼
Amounts payable within one year42/48€255k€260k▲
Current portion of amounts payable after more than one year42€4k€104k▲
Financial debts43€114k€30k▼
Credit institutions430/8€114k€30k▼
Trade debts44€108k€108k▼
Suppliers440/4€108k€108k▼
Taxes, remuneration and social security45€28k€18k▼
Taxes450/3€25k€14k▼
Remuneration and social security454/9€3k€4k▲
Accrued charges and deferred income492/3€903€886▼
Income statement
Code20242025
Remuneration, social security and pensions62€22k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€51k€37k▼
Operating profit (loss)9901€18k€4k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€11k€3k▼
Recurring financial charges65€11k€3k▼
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€1k€618▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€2k▼
Transfer to equity691/2€8k€2k▼
To other reserves6921€8k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-31k ▼946%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blancefloerlaan 612050 AntwerpenGround area
454 m²
Building footprint
272 m²
Volume, LiDAR
3,223 m³
Parcel 11813N0799/00F003, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HEMELAER INTERIOR
since 19922.058.245.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0799/00F003 | Flanders | 454 m² | 1 · 272 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 296 EUR awarded · 296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 296 EUR | 296 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KP DECOR
BE 0891.611.528
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Meubles Morren
BE 0413.978.380
Remicourt · Eq €251k
DE WITTE PEN
BE 0466.216.147
Brugge · Eq €251k
LIVING POINT
BE 0846.224.040
Maasmechelen · Eq €248k
ANDEMEUBEL
BE 0422.572.778
Waregem · Eq €252k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1992
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.