SAUM
ActiveSummary
The computed 12-month bankruptcy probability of SAUM is 3.2% (moderate). For SAUM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €3,873 and a net result of -€5,672. Equity is shrinking by ~21.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 59% of 8328 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-99
Solvency88▼-12
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
62.6%
Return on assets
-91.7%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-01-2025, 161 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
161 d late
2022
121 d late
2021
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 114 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€3,873▼ 59.4%
2022 · €9,545
Total assets
€6,187▼ 42.7%
2022 · €10,790
Net result
-€5,672
2022 · €2,658
Working capital
€5,514▼ 44.7%
2022 · €9,980
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result€4,905-€2,492▼ 49.2%-€5,376
Net result€4,887within the sector's middle half-€2,658within the sector's middle half▼ 45.6%-€5,672below the sector's middle half
Equity€6,887below the sector's middle half-€9,545below the sector's middle half▲ 38.6%€3,873below the sector's middle half▼ 59.4%
Total assets€7,723below the sector's middle half-€10,790below the sector's middle half▲ 39.7%€6,187below the sector's middle half▼ 42.7%
Debt€836-€1,245▲ 48.9%€2,314▲ 85.9%
Working capital€6,887within the sector's middle half-€9,980within the sector's middle half▲ 44.9%€5,514within the sector's middle half▼ 44.7%
Solvency89.2%above the sector's middle half-88.5%above the sector's middle half▼ 0.7pp62.6%within the sector's middle half▼ 25.9pp
Current ratio9.24above the sector's middle half-13.32above the sector's middle half▲ 4.089.19above the sector's middle half▼ 4.13
Return on assets (ROA)63.3%above the sector's middle half-24.6%above the sector's middle half▼ 38.6pp-91.7%below the sector's middle half▼ 116.3pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €5,376 after €2,492 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €6,187
Equity
€3,873 ▼ 59.4%
Debt
€2,314 ▲ 85.9%
Debt's share of the balance-sheet total rises from 11.5% to 37.4%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.60▲
2022 · 0.13
ROE
-146.4%▼
2022 · 27.8%
Debt ≤ 1 year
€673▼
2022 · €810
Income taxes
€500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €347 | €348 | - | - |
| Gross operating margin9900 | €5,252 | €2,840 | -€5,376 | ▼ 289% |
| Operating profit (loss)9901 | €4,905 | €2,492 | -€5,376 | ▼ 316% |
| Financial income75/76B | - | €197 | €250 | ▲ 26.9% |
| Recurring financial income75 | - | €197 | €250 | ▲ 26.9% |
| Financial charges65/66B | €18 | €31 | €46 | ▲ 48.4% |
| Recurring financial charges65 | €18 | €31 | €46 | ▲ 48.4% |
| Profit (loss) for the period before taxes9903 | €4,887 | €2,658 | -€5,172 | ▼ 295% |
| Income taxes67/77 | - | - | €500 | - |
| Profit (loss) for the period9904 | €4,887 | €2,658 | -€5,672 | ▼ 313% |
| Profit (loss) for the period to be appropriated9905 | €4,887 | €2,658 | -€5,672 | ▼ 313% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €7,723 | €10,790 | €6,187 | ▼ 42.7% |
| Current assets29/58 | €7,723 | €10,790 | €6,187 | ▼ 42.7% |
| Amounts receivable within one year40/41 | €3,000 | €10,020 | €6,068 | ▼ 39.4% |
| Trade receivables40 | - | €3,983 | €1,525 | ▼ 61.7% |
| Other amounts receivable41 | €3,000 | €6,037 | €4,543 | ▼ 24.7% |
| Cash at bank and in hand54/58 | €4,723 | €770 | €119 | ▼ 84.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €7,723 | €10,790 | €6,187 | ▼ 42.7% |
| Equity10/15 | €6,887 | €9,545 | €3,873 | ▼ 59.4% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €4,887 | €7,545 | €1,873 | ▼ 75.2% |
| Amounts payable17/49 | €836 | €1,245 | €2,314 | ▲ 85.9% |
| Amounts payable within one year42/48 | €836 | €810 | €673 | ▼ 16.9% |
| Trade debts44 | €453 | €810 | €673 | ▼ 16.9% |
| Suppliers440/4 | €453 | €810 | €673 | ▼ 16.9% |
| Taxes, remuneration and social security45 | €383 | - | - | - |
| Taxes450/3 | €383 | - | - | - |
| Accrued charges and deferred income492/3 | - | €435 | €1,641 | ▲ 277% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,887 | €2,658 | -€5,672 | ▼ 313% |
| Operating cash flow (approximation) | €4,887 | €2,658 | -€5,672 | ▼ 313% |
| Change in cash | - | -€3,953 | -€651 | ▲ 83.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 161 days late
2023
31-12
Financial
Weakest financial yearnet -€5,672
Net result drops to -€5,672, the lowest in the series.
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 121 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2021
Ground area
554 m²
Building footprint
91 m²
Volume, LiDAR
598 m³
Parcel 62089A0697/00Y000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20212.314.759.696
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089A0697/00Y000 | Wallonia | 554 m² | 1 · 91 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 2,211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Contact
E-mail
simon@messieurs.eu
Phone
+32487670059
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764841733
Also
9925:BE0764841733
Registered
12-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.