Satochip
ActiveSummary
The computed 12-month bankruptcy probability of Satochip is 2.2% (moderate). The annual accounts of Satochip for fiscal year 2025 show a net loss of 62% of total assets. The 2025 annual accounts show equity of €138,066 and a net result of -€87,086. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18716 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 55.46 against 21.64 in 2024; short-term debt: 1.8% and cash: 93.1% of total assets), and 1.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
-61.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€87,086
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
6 d late
2023
16 d late
2022
7 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€138,066▼ 38.7%
2024 · €225,152
Total assets
€140,593▼ 40.4%
2024 · €236,014
Net result
-€87,086▲ 57.8%
2024 · -€206,197
Working capital
€137,672▼ 38.6%
2024 · €224,187
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€189-€1,005▲ 433%-€115,584-€205,828▼ 78.1%-€86,955▲ 57.8%
Net result€180within the sector's middle half-€660within the sector's middle half▲ 267%-€115,640below the sector's middle half-€206,197below the sector's middle half▼ 78.3%-€87,086below the sector's middle half▲ 57.8%
Equity€60,180within the sector's middle half-€60,839within the sector's middle half▲ 1.1%€431,349above the sector's middle half▲ 609%€225,152above the sector's middle half▼ 47.8%€138,066above the sector's middle half▼ 38.7%
Total assets€62,890within the sector's middle half-€63,566within the sector's middle half▲ 1.1%€441,874above the sector's middle half▲ 595%€236,014within the sector's middle half▼ 46.6%€140,593within the sector's middle half▼ 40.4%
Debt€2,710-€2,727▲ 0.6%€10,525▲ 286%€10,862▲ 3.2%€2,528▼ 76.7%
Working capital€58,061within the sector's middle half-€59,211within the sector's middle half▲ 2.0%€429,764above the sector's middle half▲ 626%€224,187above the sector's middle half▼ 47.8%€137,672above the sector's middle half▼ 38.6%
Solvency95.7%above the sector's middle half-95.7%above the sector's middle half=97.6%above the sector's middle half▲ 1.9pp95.4%above the sector's middle half▼ 2.2pp98.2%above the sector's middle half▲ 2.8pp
Current ratio22.43above the sector's middle half-22.71above the sector's middle half▲ 0.2941.83above the sector's middle half▲ 19.1221.64above the sector's middle half▼ 20.2055.46above the sector's middle half▲ 33.83
Return on assets (ROA)0.3%within the sector's middle half-1.0%within the sector's middle half▲ 0.8pp-26.2%below the sector's middle half▼ 27.2pp-87.4%below the sector's middle half▼ 61.2pp-61.9%below the sector's middle half▲ 25.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €86,955 in 2025 against €205,828 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140,593
Fixed assets
€393 ▼ 59.2%
Current assets
€140,200 ▼ 40.4%
Equity and liabilities €140,593
Equity
€138,066 ▼ 38.7%
Debt
€2,528 ▼ 76.7%
Debt's share of the balance-sheet total falls from 4.6% to 1.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€86,384▲
2024 · -€205,207
Cash flow
-€86,515▲
2024 · -€205,576
Quick ratio
52.00▲
2024 · 20.85
Debt to equity
0.02▼
2024 · 0.05
ROE
-63.1%▲
2024 · -91.6%
Interest coverage
-463.58▲
2024 · -516.92
Debt ≤ 1 year
€2,528▼
2024 · €10,862
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €170 | €490 | €531 | €621 | €571 | ▼ 8.0% |
| Other operating charges640/8 | €498 | €348 | €874 | €412 | €400 | ▼ 3.1% |
| Gross operating margin9900 | €856 | €1,843 | -€114,179 | -€204,794 | -€85,984 | ▲ 58.0% |
| Operating profit (loss)9901 | €189 | €1,005 | -€115,584 | -€205,828 | -€86,955 | ▲ 57.8% |
| Financial income75/76B | €69 | €15 | €23 | €27 | €55 | ▲ 101% |
| Recurring financial income75 | €69 | €15 | €23 | €27 | €55 | ▲ 101% |
| Financial charges65/66B | €78 | €152 | €140 | €397 | €186 | ▼ 53.1% |
| Recurring financial charges65 | €78 | €152 | €140 | €397 | €186 | ▼ 53.1% |
| Profit (loss) for the period before taxes9903 | €180 | €869 | -€115,701 | -€206,197 | -€87,086 | ▲ 57.8% |
| Income taxes67/77 | - | €209 | -€61 | €0 | - | - |
| Profit (loss) for the period9904 | €180 | €660 | -€115,640 | -€206,197 | -€87,086 | ▲ 57.8% |
| Profit (loss) for the period to be appropriated9905 | €180 | €660 | -€115,640 | -€206,197 | -€87,086 | ▲ 57.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62,890 | €63,566 | €441,874 | €236,014 | €140,593 | ▼ 40.4% |
| Fixed assets21/28 | €2,118 | €1,628 | €1,586 | €965 | €393 | ▼ 59.2% |
| Intangible fixed assets21 | €212 | €131 | €497 | €285 | €122 | ▼ 57.1% |
| Tangible fixed assets22/27 | €1,906 | €1,497 | €1,089 | €680 | €271 | ▼ 60.1% |
| Plant, machinery and equipment23 | €1,906 | €1,497 | €1,089 | €680 | €271 | ▼ 60.1% |
| Current assets29/58 | €60,771 | €61,938 | €440,288 | €235,050 | €140,200 | ▼ 40.4% |
| Stocks and contracts in progress3 | - | €4,257 | €10,057 | €8,613 | €8,746 | ▲ 1.5% |
| Stocks30/36 | - | €4,257 | €10,057 | €8,613 | €8,746 | ▲ 1.5% |
| Amounts receivable within one year40/41 | €218 | €1,047 | €11,745 | €14,079 | €561 | ▼ 96.0% |
| Trade receivables40 | €109 | €505 | €3,048 | €12,071 | €217 | ▼ 98.2% |
| Other amounts receivable41 | €109 | €542 | €8,697 | €2,009 | €345 | ▼ 82.8% |
| Cash at bank and in hand54/58 | €60,553 | €56,512 | €418,486 | €212,357 | €130,893 | ▼ 38.4% |
| Deferred charges and accrued income490/1 | - | €121 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62,890 | €63,566 | €441,874 | €236,014 | €140,593 | ▼ 40.4% |
| Equity10/15 | €60,180 | €60,839 | €431,349 | €225,152 | €138,066 | ▼ 38.7% |
| Contributions10/11 | €60,000 | €60,000 | €546,150 | €546,150 | €546,150 | = |
| Profit (loss) carried forward14 | €180 | €839 | -€114,801 | -€320,998 | -€408,084 | ▼ 27.1% |
| Amounts payable17/49 | €2,710 | €2,727 | €10,525 | €10,862 | €2,528 | ▼ 76.7% |
| Amounts payable within one year42/48 | €2,710 | €2,727 | €10,525 | €10,862 | €2,528 | ▼ 76.7% |
| Trade debts44 | €1,187 | €817 | €8,852 | €7,825 | €294 | ▼ 96.2% |
| Suppliers440/4 | €1,187 | €817 | €8,852 | €7,825 | €294 | ▼ 96.2% |
| Taxes, remuneration and social security45 | €586 | €688 | €451 | €1,687 | €884 | ▼ 47.6% |
| Taxes450/3 | €586 | €688 | €451 | €1,687 | €884 | ▼ 47.6% |
| Other amounts payable47/48 | €937 | €1,222 | €1,222 | €1,349 | €1,349 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €180 | €660 | -€115,640 | -€206,197 | -€87,086 | ▲ 57.8% |
| + Depreciation and write-downs630 | €170 | €490 | €531 | €621 | €571 | ▼ 8.0% |
| Operating cash flow (approximation) | €349 | €1,150 | -€115,109 | -€205,576 | -€86,515 | ▲ 57.9% |
| Investment in fixed assets (approximation) | - | €0 | -€488 | €0 | €0 | - |
| Change in cash | - | -€4,041 | €361,974 | -€206,129 | -€81,465 | ▲ 60.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 55.46
Current ratio from 21.64 to 55.46; short-term debt falls from €10,862 to €2,528.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet -€206,197
Net result drops to -€206,197, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Equity above €200,000Eq €431,349 ▲609%
Equity rises from €60,839 to €431,349.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Highest result since 2021net €660 ▲267%
Operating result €1,005, net result €660, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2021
Ground area
2,355 m²
Building footprint
275 m²
Parcel 92118B0275/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Satochip
since 20212.319.497.553
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92118B0275/00G000 | Wallonia | 2,355 m² | 1 · 275 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,424 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
Contact
Website
satochip.io
E-mail
info@satochip.io
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770730524
Registered
18-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.