Active BE 0650.579.889Private limited company

Sassy & Wacky

Onze-Lieve-Vrouwestraat 82 ·2800 Mechelen, Belgium· 10 yrs active

Sector: Detailhandel in damesbovenkleding (47711)

Conclusion Checked

The computed 12-month bankruptcy probability of Sassy & Wacky is 1.0% (low). The 2025 annual accounts show negative equity (€-7k) and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 1408 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-7k
Net result	€8k
Staff (FTE)	3
Better than sector	22%

Snowflake analysis 5 of 5 axes measured · computed by Checked

46 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 16

Profitability 0

Solvency 35

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2016, 10 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

16 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview9 NBB filings

Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~99% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-1.6%	23.8%	better than 22% of 1408 sector peers
Net result	€8k	€8k	better than 50% of 1405 sector peers
Equity	€-7k	€26k	better than 18% of 1409 sector peers
Gross operating margin	€109k	€36k	better than 78% of 1402 sector peers
Staff costs	€53k	€42k	higher than 58% of 596 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€51k

+39.8% 19-25

Net profit

€8k

- 19-25

Cash flow

€37k

+69.2% 19-25

Total assets

€445k

-6.2% 19-25

Equity

€-7k

+52.2% 19-25

Working capital

€-72k

-62.1% 19-25

Employees (FTE)

3

+36.4% 19-25

Staff costs

€53k

+15.6% 19-25

Income taxes

€3k

+251.5% 19-25

Debt

€452k

-7.6% 19-25

Debt ≤ 1y

€164k

+20.0% 19-25

Debt > 1y

€288k

-18.3% 19-25

Current ratio

0.56

-17.0% 19-25

Quick ratio

0.02

-47.2% 19-25

Solvency

-1.6%

+49.0% 19-25

Debt / equity

-64.61

-93.1% 19-25

ROE

-109.0%

- 19-25

ROA

1.7%

- 19-25

Interest coverage

4.65

+74.3% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€51k
Net profit	€8k
Cash flow	€37k
Staff costs	€53k
Income taxes	€3k
Dividends	-
Total assets	€445k
Equity	€-7k
Debt	€452k
of which ≤ 1y	€164k
of which > 1y	€288k
Working capital	€-72k
Employees (FTE)	3.0

Ratios (computed)

	2025
Current ratio	0.56
Quick ratio	0.02
Working capital ratio	-16.3%
Solvency	-1.6%
Debt / equity	-64.61
Long-term debt ratio	-41.12
Interest coverage	4.65
Gross margin	-
Net margin	-
ROA	1.7%
ROE	-109.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €353k · 79.3% Current assets €92k · 20.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€445k
Fixed assets	21/28	€353k
Tangible fixed assets	22/27	€353k
Current assets	29/58	€92k
Stocks & contracts in progress	3	€89k
Amounts receivable within one year	40/41	€705
Cash & bank	54/58	€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€445k
Equity	10/15	€-7k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-26k
Amounts payable	17/49	€452k
Amounts payable after one year	17	€288k
Amounts payable within one year	42/48	€164k
Trade debts payable within one year	44	€53k
Income statement
Gross operating margin	9900	€109k
Operating result	9901	€21k
Financial income	75	€172
Financial charges	65	€11k
Result before taxes	9903	€11k
Income taxes	67/77	€3k
Net result for the period	9904	€8k
Result to be appropriated	9905	€8k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

DE VRIESE Loesje Liesbet Arrie Godfried
Director
State Gazette act 22355156 (02-09-2022)

Current
02-09-2022 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Detailhandel in damesbovenkleding(47711)
Legal form	Private limited company(610)
Incorporation	18-03-2016
Status	Active
Postal code	2800

Establishment units 1 location

Sassy & Wacky

Onze-Lieve-Vrouwestraat 82, 2800 MechelenDetailhandel in damesbovenkleding

since 20162.252.499.257

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12025D0678/00B000	Flanders	111 m²	1 · 79 m²	11.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-10-2025

NBB filing Annual accounts filed

fiscal year 2025 · micro

2024

25-10-2024

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

08-11-2023

NBB filing Annual accounts filed

fiscal year 2023 · micro

2022

02-09-2022

State Gazette act Director changes

Sebastiaan-Willem VERBERT · correction

16-08-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

2021

27-09-2021

NBB filing Annual accounts filed

fiscal year 2021 · micro

2020

29-10-2020

NBB filing Annual accounts filed

fiscal year 2020 · micro

2019

09-10-2019

NBB filing Annual accounts filed

fiscal year 2019 · micro

2018

26-09-2018

NBB filing Annual accounts filed

fiscal year 2018 · micro

2017

04-10-2017

NBB filing Annual accounts filed

fiscal year 2017 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

02-09-2022 DE VRIESE Loesje Liesbet Arrie Godfried appointed as director Director changes·Sebastiaan-Willem VERBERTcorrection

DE VRIESE Loesje Liesbet Arrie Godfried, Bestuurder

Notary: Sebastiaan-Willem VERBERT · Antwerpen

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Detailhandel in onderkleding, lingerie en strand- en badkleding in gespecialiseerde winkels47714Detailhandel in onderkleding, lingerie en strand- en badkleding47714Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722

Primary activity highlighted.

Names & trade names

Legal nameNL

Sassy & Wacky

Registered office

Onze-Lieve-Vrouwestraat 82

2800 Mechelen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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