Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphSARO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 21-04-2026 | 9 d early | 2026-00085112 |
| 30-09-2024 | 30-04-2025 | 14-04-2025 | 16 d early | 2025-00070081 |
| 30-09-2023 | 30-04-2024 | 22-04-2024 | 8 d early | 2024-00068285 |
| 30-09-2022 | 30-04-2023 | 18-04-2023 | 12 d early | 2023-00061538 |
| 30-09-2021 | 30-04-2022 | 19-04-2022 | 11 d early | 2022-20005167 |
| 30-09-2020 | 30-04-2021 | 26-04-2021 | 4 d early | 2021-11200232 |
| 30-09-2019 | 30-04-2020 | 02-04-2020 | 28 d early | 2020-08400006 |
| 30-09-2018 | 30-04-2019 | 25-04-2019 | 5 d early | 2019-10600167 |
| 30-09-2017 | 30-04-2018 | 16-04-2018 | 14 d early | 2018-09900414 |
| 30-09-2016 | 30-04-2017 | 03-04-2017 | 27 d early | 2017-08800319 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | verkort | 21-04-2026 | 2026-00085112 |
| 30-09-2024 | verkort | 14-04-2025 | 2025-00070081 |
| 30-09-2023 | verkort | 22-04-2024 | 2024-00068285 |
| 30-09-2022 | verkort | 18-04-2023 | 2023-00061538 |
| 30-09-2021 | verkort | 19-04-2022 | 2022-20005167 |
| 30-09-2020 | verkort | 26-04-2021 | 2021-11200232 |
| 30-09-2019 | verkort | 02-04-2020 | 2020-08400006 |
| 30-09-2018 | verkort | 25-04-2019 | 2019-10600167 |
| 30-09-2017 | verkort | 16-04-2018 | 2018-09900414 |
| 30-09-2016 | verkort | 03-04-2017 | 2017-08800319 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0875/00P002 | Flanders | 757 m² | 1 · 927 m² | 10.0 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts26-08-2022 Capital decrease of €300,000 to €100,000
- €400.000 → €100.000
Analysis
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | SARO |