Summary
BOVER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €225,420 and a net result of -€19,564. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 19% of 6155 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 6155 sector peers (2024).
NBB · sector comparisonPosition among 6155 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
20 d early
2022
3 d late
2021
31 d late
2020
40 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
€225,420▼ 8.0%
2023 · €244,983
Net result
-€19,564
2023 · €1,574
Total assets
€1.2m▼ 2.9%
2023 · €1.3m
Solvency
18.3%▼ 1.0pp
2023 · 19.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€70,123▼ 44.2%€21,701▼ 69.1%€10,372▼ 52.2%€21,414▲ 106%€5,012▼ 76.6%
Net result€38,760within the sector's middle half▼ 54.4%€5,949below the sector's middle half▼ 84.7%-€9,756below the sector's middle half€1,574below the sector's middle half-€19,564below the sector's middle half
Equity€247,216within the sector's middle half▲ 18.6%€253,165within the sector's middle half▲ 2.4%€243,409within the sector's middle half▼ 3.9%€244,983within the sector's middle half▲ 0.6%€225,420within the sector's middle half▼ 8.0%
Total assets€847,549within the sector's middle half▲ 39.8%€793,747within the sector's middle half▼ 6.3%€1.3mwithin the sector's middle half▲ 65.1%€1.3mwithin the sector's middle half▼ 3.5%€1.2mwithin the sector's middle half▼ 2.9%
Debt€600,333▲ 50.9%€540,582▼ 10.0%€1.1m▲ 97.4%€1.0m▼ 4.4%€1.0m▼ 1.7%
Working capital€39,303▲ 3.4%-€29,446-€176,343▼ 499%-€147,010▲ 16.6%-€120,170▲ 18.3%
Solvency29.2%within the sector's middle half▼ 5.2pp31.9%within the sector's middle half▲ 2.7pp18.6%below the sector's middle half▼ 13.3pp19.4%below the sector's middle half▲ 0.8pp18.3%below the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.1m ▼ 5.7%
Current assets
€165,076 ▲ 20.3%
Equity and liabilities €1.2m
Equity
€225,420 ▼ 8.0%
Debt
€1.0m ▼ 1.7%
Debt's share of the balance-sheet total rises from 80.6% to 81.7%. Equity and debt are lower.
Key figures and ratios
ROE
-8.7%▼
2023 · 0.6%
ROA
-1.6%▼
2023 · 0.1%
Debt ≤ 1 year
€285,246▲
2023 · €284,236
Debt > 1 year
€718,056▼
2023 · €736,117
Income taxes
€435▼
2023 · €1,277
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56,490 | €61,762 | €69,375 | €68,868 | €63,364 | ▼ 8.0% |
| Other operating charges640/8 | - | €3,131 | €13,330 | €8,203 | €8,322 | ▲ 1.4% |
| Gross operating margin9900 | €167,940 | €86,594 | €93,077 | €98,485 | €76,698 | ▼ 22.1% |
| Operating profit (loss)9901 | €70,123 | €21,701 | €10,372 | €21,414 | €5,012 | ▼ 76.6% |
| Financial income75/76B | - | €916 | €1,172 | €5,041 | €7,929 | ▲ 57.3% |
| Recurring financial income75 | €941 | €916 | €1,172 | €5,041 | €7,929 | ▲ 57.3% |
| Financial charges65/66B | - | €15,909 | €21,142 | €23,603 | €32,069 | ▲ 35.9% |
| Recurring financial charges65 | €16,478 | €15,909 | €21,142 | €23,603 | €32,069 | ▲ 35.9% |
| Profit (loss) for the period before taxes9903 | €54,586 | €6,709 | -€9,597 | €2,851 | -€19,129 | ▼ 771% |
| Income taxes67/77 | €15,827 | €760 | €158 | €1,277 | €435 | ▼ 66.0% |
| Profit (loss) for the period9904 | €38,760 | €5,949 | -€9,756 | €1,574 | -€19,564 | ▼ 1,343% |
| Profit (loss) for the period to be appropriated9905 | €47,731 | €5,949 | -€9,756 | €1,574 | -€19,564 | ▼ 1,343% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €847,549 | €793,747 | €1.3m | €1.3m | €1.2m | ▼ 2.9% |
| Fixed assets21/28 | €695,448 | €710,460 | €1.2m | €1.1m | €1.1m | ▼ 5.7% |
| Tangible fixed assets22/27 | €676,326 | €691,338 | €650,873 | €583,988 | €519,524 | ▼ 11.0% |
| Land and buildings22 | - | €642,083 | €601,995 | €550,176 | €498,903 | ▼ 9.3% |
| Plant, machinery and equipment23 | - | €23,169 | €17,861 | €12,554 | €7,246 | ▼ 42.3% |
| Furniture and vehicles24 | - | €26,087 | €31,017 | €21,258 | €13,375 | ▼ 37.1% |
| Financial fixed assets28 | €19,122 | €19,122 | €544,122 | €544,122 | €544,122 | = |
| Current assets29/58 | €152,100 | €83,287 | €115,684 | €137,226 | €165,076 | ▲ 20.3% |
| Amounts receivable within one year40/41 | €124,962 | €69,792 | €103,901 | €135,767 | €157,910 | ▲ 16.3% |
| Trade receivables40 | - | €3,340 | €16,884 | €9,290 | €8,272 | ▼ 11.0% |
| Other amounts receivable41 | - | €66,452 | €87,018 | €126,477 | €149,638 | ▲ 18.3% |
| Cash at bank and in hand54/58 | €24,524 | €323 | €7,123 | €1,205 | €3,705 | ▲ 207% |
| Deferred charges and accrued income490/1 | - | €13,172 | €4,660 | €254 | €3,462 | ▲ 1,264% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €847,549 | €793,747 | €1.3m | €1.3m | €1.2m | ▼ 2.9% |
| Equity10/15 | €247,216 | €253,165 | €243,409 | €244,983 | €225,420 | ▼ 8.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €241,016 | €246,965 | €246,965 | €248,539 | €219,220 | ▼ 11.8% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €245,105 | €246,965 | €248,539 | €219,220 | ▼ 11.8% |
| Profit (loss) carried forward14 | - | - | -€9,756 | -€9,756 | €0 | ▲ 100% |
| Amounts payable17/49 | €600,333 | €540,582 | €1.1m | €1.0m | €1.0m | ▼ 1.7% |
| Amounts payable after more than one year17 | €487,503 | €427,849 | €775,243 | €736,117 | €718,056 | ▼ 2.5% |
| Financial debts170/4 | - | €427,849 | €775,243 | €736,117 | €718,056 | ▼ 2.5% |
| Amounts payable within one year42/48 | €112,797 | €112,733 | €292,027 | €284,236 | €285,246 | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | - | €57,588 | €120,581 | €139,127 | €148,638 | ▲ 6.8% |
| Financial debts43 | - | €6,487 | - | €4,788 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €6,487 | - | €4,788 | €0 | ▼ 100% |
| Trade debts44 | €6,429 | €11,792 | €541 | €6,522 | €13,884 | ▲ 113% |
| Suppliers440/4 | - | €11,792 | €541 | €6,522 | €13,884 | ▲ 113% |
| Advances received on contracts in progress46 | - | €14,148 | €151,693 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €22,718 | €17,932 | €22,657 | €10,917 | ▼ 51.8% |
| Taxes450/3 | - | €14,718 | €17,932 | €22,635 | €10,917 | ▼ 51.8% |
| Remuneration and social security454/9 | - | €8,000 | - | €23 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | €1,280 | €111,142 | €111,808 | ▲ 0.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,760 | €5,949 | -€9,756 | €1,574 | -€19,564 | ▼ 1,343% |
| + Depreciation and write-downs630 | €56,490 | €61,762 | €69,375 | €68,868 | €63,364 | ▼ 8.0% |
| Operating cash flow (approximation) | €95,250 | €67,710 | €59,620 | €70,442 | €43,801 | ▼ 37.8% |
| Investment in fixed assets (approximation) | - | -€76,774 | -€553,910 | -€1,983 | €1,100 | ▲ 155% |
| Change in cash | - | -€24,201 | €6,800 | -€5,917 | €2,499 | ▲ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€19,564
Net result drops to -€19,564, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €1,574
Net result €1,574 after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €85,046 ▲259%
Operating result €125,732, net result €85,046, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.32
Current ratio from 0.62 to 1.32.
31-12
Financial
Equity above €200,000Eq €208,457 ▲68.9%
2 profitable years in a row build equity to €208,457.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
Show earlier events
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2002
Ground area
4,295 m²
Building footprint
1,164 m²
Parcel 72004B1220/00H000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Brugstraat 70, 3960 Bree
since 20022.095.599.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1220/00H000 | Flanders | 4,295 m² | 1 · 1,164 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 2
-
66.67%
-
50%
According to the 2024 annual accounts of BOVER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
VINCI Energies Belgium Industry, Infra & ICT
BE 1013.499.253
Brussel · Eq €225,406
CLOS DES PINS
BE 0464.388.884
Schoten · Eq €225,487
CAMERON
BE 0847.728.530
Kortrijk · Eq €225,337
EQUALITY MANAGEMENT CONSULTING
BE 0565.956.002
Wijnegem · Eq €225,331
MCP TRADING
BE 0885.979.192
Koksijde · Eq €225,310
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,555 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Phone
089/463048Bree
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475983453
Also
9925:BE0475983453
Registered
31-10-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.