SARI MB

Active

Private limited companyfounded 20197 yrs activeRue d'Hornu 81, 7340 Colfontaine, BelgiumKBO/BCE: BE 0720.758.401

The computed 12-month bankruptcy probability of SARI MB is 1.8% (moderate). The 2025 annual accounts show equity of €71k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 11206 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

76 / 100

Excellent▲ +13 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency30▲+6

Growth78=

Stability100

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.28 against 1.12 in 2024), and 80.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

19.5%

Return on assets

7.6%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €71k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

28 d late

2024

28 d late

2023

27 d late

2022

116 d late

2021

43 d late

2020

51 d late

2019

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€71k▲ 64.2%

2024 · €43k

2019: €28k 2020: €66k 2021: €7k 2022: €94k 2023: €26k 2024: €43k

2019 → 2025

Total assets

€365k▲ 30.3%

2024 · €280k

2019: €118k 2020: €157k 2021: €126k 2022: €171k 2023: €206k 2024: €280k

2019 → 2025

Net result

€28k▲ 60.7%

2024 · €17k

2019: €9k 2020: €38k 2021: €-59k 2022: €87k 2023: €27k 2024: €17k

2019 → 2025

Working capital

€72k▲ 174%

2024 · €26k

2019: €31k 2020: €59k 2021: €-679 2022: €34k 2023: €-22k 2024: €26k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€7k-€94k▲ 1,244%€26k▼ 72.2%€43k▲ 66.6%€71k▲ 64.2%

Operating result€-56k-€104k€40k▼ 61.4%€31k▼ 23.6%€42k▲ 38.6%

Net result€-59k-€87k€27k▼ 68.4%€17k▼ 36.8%€28k▲ 60.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 39% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €365k

10%

90.3%

Fixed assets €36k▼ 13.8%

Current assets €329k▲ 37.9%

Equity and liabilities €365k

19.5%

80.5%

Equity €71k▲ 64.2%

Debt €294k▲ 24.1%

The debt ratio falls from 84.5% to 80.5%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€59k▲

2024 · €42k

Cash flow

€44k▲

2024 · €29k

Solvency

19.5%▲

2024 · 15.5%

Current ratio

1.28▲

2024 · 1.12

Quick ratio

1.05▲

2024 · 0.84

Debt / equity

4.13▼

2024 · 5.47

ROE

39.1%▼

2024 · 40.0%

ROA

7.6%▲

2024 · 6.2%

Interest coverage

41.97▲

2024 · 22.20

Debt

€294k▲

2024 · €237k

Debt ≤ 1 year

€258k▲

2024 · €213k

Debt > 1 year

€24k=

2024 · €24k

Income taxes

€13k▲

2024 · €11k

Staff costs

€118k▲

2024 · €50k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€280k€365k▲

Fixed assets21/28€41k€36k▼

Tangible fixed assets22/27€33k€28k▼

Plant, machinery and equipment23€2k€203▼

Furniture and vehicles24€31k€20k▼

Leasing and similar rights25-€7k

Other tangible fixed assets26€852€241▼

Financial fixed assets28€8k€8k=

Current assets29/58€239k€329k▲

Stocks and contracts in progress3€59k€59k=

Stocks30/36€59k€59k=

Amounts receivable within one year40/41€15k€151k▲

Trade receivables40€15k€150k▲

Other amounts receivable41-€1k

Cash at bank and in hand54/58€161k€115k▼

Deferred charges and accrued income490/1€3k€3k▼

Equity and liabilities

Total equity and liabilities10/49€280k€365k▲

Equity10/15€43k€71k▲

Contributions10/11€19k€19k=

Reserves13€470€470=

Distributable reserves133€470€470=

Profit (loss) carried forward14€24k€52k▲

Amounts payable17/49€237k€294k▲

Amounts payable after more than one year17€24k€24k=

Financial debts170/4€24k€24k=

Amounts payable within one year42/48€213k€258k▲

Current portion of amounts payable after more than one year42€16k€11k▼

Trade debts44€3k€27k▲

Suppliers440/4€3k€27k▲

Taxes, remuneration and social security45€47k€74k▲

Taxes450/3€37k€55k▲

Remuneration and social security454/9€10k€19k▲

Other amounts payable47/48€146k€146k▼

Accrued charges and deferred income492/3-€12k

Income statement Code20242025

Remuneration, social security and pensions62€50k€118k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€17k▲

Other operating charges640/8€309€1k▲

Gross operating margin9900€92k€178k▲

Operating profit (loss)9901€31k€42k▲

Financial income75/76B€7-

Recurring financial income75€7-

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€29k€41k▲

Income taxes67/77€11k€13k▲

Profit (loss) for the period9904€17k€28k▲

Profit (loss) for the period to be appropriated9905€17k€28k▲

Appropriation of the result

Profit (loss) to be appropriated9906€24k€52k▲

Profit (loss) brought forward from the previous period14P€7k€24k▲

Profit to be distributed694/7-€1

Return on contributions (dividend)694-€1

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 2Filings 7

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

27-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 27 days late

2023

24-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 116 days late

2022

31-12

Financial Back to profitnet €87k

Net result €87k after one loss-making year.

12-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 43 days late

2021

31-12

Financial Weakest financial yearnet €-59k ▼256%

Net result drops to €-59k, the lowest in the series; recovery starts the following year.

20-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 51 days late

2020

31-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Colfontaine · 2 establishment units since 2019

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue d'Hornu 817340 Colfontaine

Ground area

4,863 m²

Building footprint

502 m²

Volume, LiDAR

1,168 m³

3 parcels, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

SARI MB

Chaussée de Bruxelles 102/104, 7000 MonsNACE 4532001

since 20192.285.774.613

Chaussée Montgomery(LG) 120, 7611 Rumes

NACE 4532001

since 20242.356.932.130

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57043D0829/00Z000	Wallonia	2,983 m²	1 · 89 m²	3.9 m · 1 fl.
53404B0004/00W003	Wallonia	1,265 m²	1 · 229 m²	-
53079A0575/00N000indicative	Wallonia	615 m²	1 · 183 m²	6.3 m · 2 fl.