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JDB Tournai Conseil

Active
Private limited companyfounded 2018active for 8 yearsRue de la Terre à Briques(MAR) 29, 7522 Tournai, BelgiumKBO/BCE: BE 0699.602.602
Summary

JDB Tournai Conseil has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,177 and a net result of €2,943. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 66% of 13,749 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 04-07-2018 Normal situation
Registered office
99 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Wholesale trade NACE 46120and 1 other
Establishment unit
2.281.543.136 7522 Tournai, since 04-07-2018
Financial year end
30 June
Peppol
Reachable since 15-12-2025

Board and ownership

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€5,805
▼ 79.5%
Turnover
≈ €50,000
estimated
Profit
€2,943
▼ 83.9%
Equity
€71,177
▲ 4.3%
Total assets
€117,170
▼ 34.2%
Score breakdownraises riskSize: total assets €117,170Profit of €2,943 (financial year 2025)Founded in 2018lowers riskFigures for financial year 2025 (filed on 17-12-2025)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 86+23
equity 60.7% of total assets
Liquidity 42-26
short-term debt 39.3% · cash 8.4%
Profitability 44-19
return on assets 2.5%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.5 percentage points vs 12-2025highest value 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.55 (1.62 in 2024), above the usual 1.5. Short-term debt is 39.3% and cash 8.4% of total assets. 39.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 67% of them on solvency, 40% on liquidity, 35% on profitability and 54% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €117,170
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Profit of €2,943 (financial year 2025)
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 17-12-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
51 days early
2024
39 days early
2023
1 day early
2022
43 days early
2021
19 days early
2020
27 days early
2019
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Company renamed from BMOS BELGIUM to JDB Tournai ConseilAppointment: Jean-Dominique BOURGEOIS (seul administrateur)
  2. · Gazette deed 1 director appointed, 1 director resigningResignation: BMOS (director) · Appointment: Jean-Dominique Bourgeois (director) · Permanent representative: Jean-Dominique Bourgeois
  3. · Gazette deed Incorporation
All 19 events

Comparable companies

These companies have the same main activity as JDB Tournai Conseil: wholesale trade (NACE 46120). They are comparable in size and age: total assets between €56,400 and €179,000, founded between 2012 and 2021.

CompanyTotal assetsGross margin
JDB Tournai Conseil Tournai€117,170€5,805
LCen Merelbeke-Melle€179,128€14,456
Tollink Herselt€120,567€14,673
FLOW OIL Courcelles€176,267€21,007
PRADE TRADING & SERVICES Mol€68,787€5,050
BECD TELECOM Vorst€56,391€16,006
VEROMIL De Haan€64,792€11,798
Full comparison

Key facts about JDB Tournai Conseil

What is the company number of JDB Tournai Conseil?
The company number of JDB Tournai Conseil is 0699.602.602. The VAT number is the same number with BE in front: BE 0699.602.602.
Where is JDB Tournai Conseil based?
The registered office is at Rue de la Terre à Briques(MAR) 29, 7522 Tournai.Company details
What does JDB Tournai Conseil do?
According to the KBO register, the main activity is wholesale trade (NACE 46120).
What is the legal form of JDB Tournai Conseil?
The legal form of JDB Tournai Conseil is Private limited company (BV).
When was JDB Tournai Conseil founded?
JDB Tournai Conseil was founded on 04-07-2018.
Is JDB Tournai Conseil still active?
Yes, JDB Tournai Conseil is an active enterprise in the KBO register.
What is the turnover of JDB Tournai Conseil?
The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €5,805 and 75 comparable companies (NACE 461). It probably lies between €22,000 and €91,000. It is a rough estimate.Financials
Is JDB Tournai Conseil profitable?
In financial year 2025, JDB Tournai Conseil made a profit of €2,943.
Where can I find the annual accounts of JDB Tournai Conseil?
JDB Tournai Conseil filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JDB Tournai Conseil due?
JDB Tournai Conseil must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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