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JN Physio

Active Private limited companyfounded 2025active for 1 yearBorkelstraat 117, 2900 SchotenKBO/BCE: BE 1024.366.124

Lifetime

1 annual account with figures
peak €16,031 (2025)
€16,031 
peak €12,825 (2025)
€12,825 
peak €14,825 (2025)
€14,825 
€25,857 
Board1 name since 2025
1 directorNISSEN Joren
Documentsfilings and deeds
26-06-202635 days before the deadline
2025abbreviated format
Incorporation 18-061 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €100,000 estimated

The abbreviated format states no turnover.

Position in the sector

€14,825

Less equity than 90% of companies in human health. Sector median €367,072 · 3,054 companies.

Checked score

84
Excellent
Financially stronger than 38% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2026: 0.3%lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value

Financial strength
Average

61equity 36.4% of total assets
17short-term debt 63.6% · cash 0.0%
100return on assets 31.5%

Score breakdown

raises risk
Liquidity: current ratio 1.57, cash €4
Founded in 2025
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €40,682
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 30% of them on solvency, 2% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as JN Physio has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of JN Physio itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for JN Physio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.57, above the usual 1.5. Short-term debt is 63.6% and cash 0% of total assets. However, 63.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Liquidity: current ratio 1.57, cash €4
NBB · annual accounts
lowers risk · Size: total assets €40,682
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
35 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

NJ
Director
  • NISSEN Joren 100 sharesdeed of 18-06-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1024366124
Incorporation Founding capital of €2,000, 100 shares · Founder: NISSEN Joren · Appointment: NISSEN Joren (director) · published on 18-06-2025 · Gazette deed
First establishment Borkelstraat 117, Schoten
All 4 events

Comparable companies

same main activity, similar in size and age
Company
JN Physio Schoten €40,682 €16,031 36.4% -
Barter Chiropractic Arlon €39,718 €16,270 14.4% -
Kinesitherapie Holmstock Berlaar €30,052 €17,595 54.0% -
Verlinden Neuro&Health Antwerp €36,190 €20,087 48.2% -
Aude Arcq Kinésithérapeute Nivelles €35,913 €14,197 27.0% -
SARAH DE SCHEPPER Stekene €38,265 €14,594 35.3% -
NOVI CARE Namur €32,568 €14,498 16.7% -

These companies have the same main activity as JN Physio: physiotherapy (NACE 86951). They are comparable in size and age: total assets between €30,100 and €39,700, founded in 2025.

Official details

Source: KBO
Status
Active since 16-06-2025Normal situation
Activity
PhysiotherapyNACE 86951
Establishment unit
2.374.858.7202900 Schoten, since 16-06-2025
Financial year end
31 December
Peppol
Reachable since 22-02-2026
Company details

Annual accounts 2025

€40,682
Filing
Filed on 26-06-2026, 35 days before the end of the filing period
Financials

Insights on JN Physio

JN Physio has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,825 and a net result of €12,825.

Its solvency ranks better than 32% of 3,054 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about JN Physio

What is the company number of JN Physio?
The company number of JN Physio is 1024.366.124. The VAT number is the same number with BE in front: BE 1024.366.124.
Where is JN Physio based?
The registered office is at Borkelstraat 117, 2900 Schoten.Company details
What does JN Physio do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of JN Physio?
JN Physio is a private limited company (BV).
When was JN Physio founded?
JN Physio was founded on 16-06-2025.
Is JN Physio still active?
Yes, JN Physio is an active enterprise in the KBO register.
What is the turnover of JN Physio?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €16,031 and 53 comparable companies (NACE 869). It probably lies between €63,000 and €200,000. It is a rough estimate.Financials
Is JN Physio profitable?
In financial year 2025, JN Physio made a profit of €12,825.
Where can I find the annual accounts of JN Physio?
JN Physio filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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