JOHAN BOVEN
ActiveJOHAN BOVEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €28k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 48% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+22
Solvency70▲+14
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 1.92 in 2023; short-term debt: 42% and cash: 1.7% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €88k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
20 d late
2022
30 d late
2021
5 d early
2020
4 d early
2019
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 45.8%
2023 · €61k
2018: €65k
2019: €68k
2020: €140k
2021: €67k
2022: €58k
2023: €61k
2018 → 2024
Total assets
€196k▼ 1.0%
2023 · €198k
2018: €172k
2019: €800k
2020: €288k
2021: €204k
2022: €173k
2023: €198k
2018 → 2024
Net result
€28k▲ 854%
2023 · €3k
2018: €5k
2019: €3k
2020: €72k
2021: €-42k
2022: €-10k
2023: €3k
2018 → 2024
Working capital
€99k▲ 20.4%
2023 · €82k
2018: €76k
2019: €96k
2020: €167k
2021: €97k
2022: €86k
2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€140k-€67k▼ 51.8%€58k▼ 14.3%€61k▲ 5.0%€88k▲ 45.8%
Operating result€105k-€-23k€-9k▲ 61.2%€9k€37k▲ 334%
Net result€72k-€-42k€-10k▲ 76.7%€3k€28k▲ 854%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 334% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €196k
Fixed assets
€15k▼ 43.4%
Current assets
€182k▲ 5.4%
Equity and liabilities €196k
Equity
€88k▲ 45.8%
Debt
€108k▼ 21.7%
The debt ratio falls from 69.4% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2023 · €21k
Cash flow
€39k▲
2023 · €15k
Solvency
45.1%▲
2023 · 30.6%
Current ratio
2.20▲
2023 · 1.92
Quick ratio
2.20▲
2023 · 1.92
Debt / equity
1.22▼
2023 · 2.27
ROE
31.4%▲
2023 · 4.8%
ROA
14.2%▲
2023 · 1.5%
Interest coverage
14.71▲
2023 · 5.21
Debt
€108k▼
2023 · €138k
Debt ≤ 1 year
€82k▼
2023 · €90k
Debt > 1 year
€24k▼
2023 · €37k
Income taxes
€9k▲
2023 · €3k
Staff costs
€27k▼
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€198k€196k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€17k€8k▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€172k€182k▲
Amounts receivable after more than one year29€75k€75k=
Other amounts receivable291€75k€75k=
Amounts receivable within one year40/41€57k€76k▲
Trade receivables40€9k€4k▼
Other amounts receivable41€48k€72k▲
Current investments50/53€20k€26k▲
Cash at bank and in hand54/58€19k€3k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€198k€196k▼
Equity10/15€61k€88k▲
Contributions10/11€12k€12k=
Reserves13€96k€96k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€95k€95k=
Profit (loss) carried forward14€-48k€-20k▲
Amounts payable17/49€138k€108k▼
Amounts payable after more than one year17€37k€24k▼
Financial debts170/4€37k€24k▼
Amounts payable within one year42/48€90k€82k▼
Current portion of amounts payable after more than one year42€15k€14k▼
Trade debts44€47k€5k▼
Suppliers440/4€47k€5k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€28k€22k▼
Taxes450/3€18k€15k▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48-€40k
Accrued charges and deferred income492/3€10k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€27k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€52k€79k▲
Operating profit (loss)9901€9k€37k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€6k€37k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€3k€28k▲
Profit (loss) for the period to be appropriated9905€3k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-20k▲
Profit (loss) brought forward from the previous period14P€-51k€-48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-42k ▼158%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €72k ▲2234%
Operating result €105k, net result €72k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 4.07
Current ratio from 1.15 to 4.07; short-term debt falls from €658k to €54k.
31-12
Financial
Equity above €100kEq €140k ▲107%
3 profitable years in a row build equity to €140k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Distelvinklei 102900 SchotenGround area
2,548 m²
Building footprint
178 m²
Volume, LiDAR
1,297 m³
Parcel 11040D0151/00T016, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOHAN BOVEN
since 20072.167.565.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0151/00T016 | Flanders | 2,548 m² | 1 · 178 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERHAMME CHRISTOPHE
BE 0474.240.027
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WARMTENWATER
BE 0827.937.263
Evergem · Eq €89k
Midmid
BE 0646.805.797
Destelbergen · Eq €89k
Jens Boeckx
BE 0805.854.719
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S&G INFRA
BE 0753.691.978
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2007
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.