SANTA PONSA
ActiveSANTA PONSA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €881k and a net result of €-60k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-14
Solvency77▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.02 in 2024; short-term debt: 5.9% and cash: 1% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 50
Relative position
BE, all sectors
reference
Sector 50
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-60k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
15 d late
2023
30 d late
2022
18 d late
2021
61 d late
2020
61 d late
2019
139 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€881k▼ 6.4%
2024 · €941k
2018: €1.27M
2019: €1.32M
2020: €1.24M
2021: €1.14M
2022: €1.05M
2023: €987k
2024: €941k
2018 → 2025
Total assets
€1.71M▼ 8.5%
2024 · €1.87M
2018: €1.66M
2019: €2.75M
2020: €2.57M
2021: €2.36M
2022: €2.17M
2023: €2.01M
2024: €1.87M
2018 → 2025
Net result
€-60k▼ 30.2%
2024 · €-46k
2018: €-103k
2019: €55k
2020: €-81k
2021: €-107k
2022: €-88k
2023: €-62k
2024: €-46k
2018 → 2025
Working capital
€18k▲ 731%
2024 · €2k
2018: €111k
2019: €742
2020: €-3k
2021: €-32k
2022: €-43k
2023: €-28k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.14M-€1.05M▼ 7.7%€987k▼ 5.9%€941k▼ 4.7%€881k▼ 6.4%
Operating result€-87k-€-69k▲ 20.5%€-44k▲ 36.4%€-15k▲ 66.6%€-17k▼ 13.5%
Net result€-107k-€-88k▲ 17.8%€-62k▲ 29.8%€-46k▲ 25.1%€-60k▼ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €15k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€1.59M▼ 10.0%
Current assets
€119k▲ 16.7%
Equity and liabilities €1.71M
Equity
€881k▼ 6.4%
Debt
€826k▼ 10.7%
The debt ratio falls from 49.6% to 48.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€160k▼
2024 · €162k
Cash flow
€116k▼
2024 · €130k
Solvency
51.6%▲
2024 · 50.4%
Current ratio
1.18▲
2024 · 1.02
Quick ratio
1.18▲
2024 · 1.02
Debt / equity
0.94▼
2024 · 0.98
ROE
-6.8%▼
2024 · -4.9%
ROA
-3.5%▼
2024 · -2.5%
Interest coverage
3.68▼
2024 · 5.15
Debt
€826k▼
2024 · €925k
Debt ≤ 1 year
€101k▲
2024 · €100k
Debt > 1 year
€725k▼
2024 · €825k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.87M€1.71M▼
Fixed assets21/28€1.76M€1.59M▼
Tangible fixed assets22/27€1.76M€1.59M▼
Plant, machinery and equipment23€1.76M€1.59M▼
Financial fixed assets28€411€411=
Current assets29/58€102k€119k▲
Amounts receivable after more than one year29€24k€78k▲
Other amounts receivable291€24k€78k▲
Amounts receivable within one year40/41€42k€24k▼
Trade receivables40€42k€24k▼
Other amounts receivable41€43€32▼
Cash at bank and in hand54/58€37k€18k▼
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.71M▼
Equity10/15€941k€881k▼
Contributions10/11€376k€376k=
Reserves13€1.03M€1.03M=
Tax-exempt reserves132€1.03M€1.03M=
Profit (loss) carried forward14€-463k€-523k▼
Amounts payable17/49€925k€826k▼
Amounts payable after more than one year17€825k€725k▼
Financial debts170/4€825k€725k▼
Amounts payable within one year42/48€100k€101k▲
Current portion of amounts payable after more than one year42€100k€100k=
Trade debts44€196€1k▲
Suppliers440/4€196€1k▲
Accrued charges and deferred income492/3€60-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k€176k=
Other operating charges640/8€118€2k▲
Gross operating margin9900€162k€162k▲
Operating profit (loss)9901€-15k€-17k▼
Financial charges65/66B€31k€43k▲
Recurring financial charges65€31k€43k▲
Profit (loss) for the period before taxes9903€-46k€-60k▼
Profit (loss) for the period9904€-46k€-60k▼
Profit (loss) for the period to be appropriated9905€-46k€-60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-463k€-523k▼
Profit (loss) brought forward from the previous period14P€-417k€-463k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 139 days late
2019
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-11-2022
VAN HEMELRIJK François: Resigned as Director
11-11-2022
VAN HEMELRYK Diana: Resigned as Director
11-10-2019
VAN HEMELRIJK François: Resigned as Director
11-10-2019
VAN HEMELRYK Diana: Resigned as Director
30-06-2019
VAN HEMELRIJK François: Resigned as Director
06-02-2018
VAN HEMELRYK Leopold: Resigned as Director
06-02-2018
VAN HEMELRYK Leopold: Resigned as Managing director
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rundvoortstraat 32520 RanstGround area
600 m²
Building footprint
110 m²
Volume, LiDAR
14 m³
2 parcels, Flanders, Wallonia · tallest building 2.9 m. Linked by address, not a title deed.
1 establishment unit
SANTA PONSA
since 20052.159.922.952
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078A0635/00M003 | Wallonia | 356 m² | 1 · 89 m² | - |
| 11031C0540/00K002 | Flanders | 244 m² | 1 · 21 m² | 2.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 1,343 companies in sector 50400 we hold annual accounts for 394. 308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2005
Fiscal year end31-12
Activities, NACEBEL
50400Inland freight water transport
61200Telecommunications resale and intermediation services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:03/2886223