JUDI
ActiveJUDI has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €66k and a net result of €46k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 172 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
74
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+50
Solvency22▼-12
Growth85▲+21
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 3.2 in 2023), and 96.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 50
Relative position
BE, all sectors
reference
Sector 50
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 172 sector peers (2024).
NBB · sector comparisonPosition among 172 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
13 d late
2022
1 d early
2021
1 d late
2020
45 d early
2019
137 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€251k▲ 38.8%
2023 · €181k
2021: €134k
2022: €100k
2023: €181k
2021 → 2024
EBIT margin
34.6%▲ 22.7pp
2023 · 11.9%
2021: 2.2%
2022: 10.4%
2023: 11.9%
2021 → 2024
Net result
€46k▲ 4,879%
2023 · €924
2018: €2k
2020: €10k
2021: €90
2022: €2k
2023: €924
2018 → 2024
Working capital
€44k▼ 81.5%
2023 · €239k
2018: €12k
2020: €22k
2021: €27k
2022: €95k
2023: €239k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€134k€100k▼ 25.1%€181k▲ 80.4%€251k▲ 38.8%
Equity€22k-€22k▼ 2.9%€22k▲ 0.7%€22k=€66k▲ 204%
Operating result€13k-€3k▼ 76.5%€10k▲ 249%€22k▲ 107%€87k▲ 304%
Net result€10k-€90▼ 99.1%€2k▲ 1,838%€924▼ 47.1%€46k▲ 4,879%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 304% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.75M
Fixed assets
€1.59M▲ 48.2%
Current assets
€161k▼ 53.6%
Equity and liabilities €1.75M
Equity
€66k▲ 204%
Debt
€1.68M▲ 20.5%
The debt ratio falls from 98.5% to 96.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€124k▲
2023 · €39k
Cash flow
€83k▲
2023 · €18k
Solvency
3.8%▲
2023 · 1.5%
Current ratio
1.38▼
2023 · 3.20
Quick ratio
0.35▼
2023 · 2.10
Debt / equity
25.43▼
2023 · 64.15
ROE
69.6%▲
2023 · 4.2%
ROA
2.6%▲
2023 · 0.1%
Interest coverage
3.35▲
2023 · 1.95
Debt
€1.68M▲
2023 · €1.40M
Debt ≤ 1 year
€117k▲
2023 · €108k
Debt > 1 year
€1.56M▲
2023 · €1.29M
Income taxes
€4k▲
2023 · €585
Staff costs
€26k▼
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.42M€1.75M▲
Fixed assets21/28€1.07M€1.59M▲
Tangible fixed assets22/27€1.07M€1.59M▲
Land and buildings22€1.06M€1.58M▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€11k€8k▼
Other tangible fixed assets26€254-
Current assets29/58€347k€161k▼
Amounts receivable after more than one year29-€0
Stocks and contracts in progress3€120k€120k=
Stocks30/36€120k€120k=
Amounts receivable within one year40/41€31k€24k▼
Trade receivables40€28k€22k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€186k€14k▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.75M▲
Equity10/15€22k€66k▲
Contributions10/11€19k€19k=
Reserves13€3k€45k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1k€43k▲
Profit (loss) carried forward14-€2k
Amounts payable17/49€1.40M€1.68M▲
Amounts payable after more than one year17€1.29M€1.56M▲
Financial debts170/4€1.29M€1.56M▲
Amounts payable within one year42/48€108k€117k▲
Current portion of amounts payable after more than one year42€50k€91k▲
Trade debts44€49k€19k▼
Suppliers440/4€49k€19k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€1k€4k▲
Remuneration and social security454/9€7k€104▼
Other amounts payable47/48€647€2k▲
Income statement
Code20232024
Turnover70€181k€251k▲
Goods, raw materials, services and sundry goods60/61€94k€96k▲
Remuneration, social security and pensions62€39k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€37k▲
Other operating charges640/8€9k€5k▼
Gross operating margin9900€87k€156k▲
Operating profit (loss)9901€22k€87k▲
Financial income75/76B-€98
Recurring financial income75-€98
Financial charges65/66B€20k€37k▲
Recurring financial charges65€20k€37k▲
Profit (loss) for the period before taxes9903€2k€50k▲
Income taxes67/77€585€4k▲
Profit (loss) for the period9904€924€46k▲
Profit (loss) for the period to be appropriated9905€924€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€924€46k▲
Transfer to equity691/2-€42k
To other reserves6921-€42k
Profit to be distributed694/7€924€2k▲
Return on contributions (dividend)694-€2k
Directors or managers695€924-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €46k ▲4879%
Operating result €87k, net result €46k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €90 ▼99.1%
Net result drops to €90, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pettenlaan 152400 MolGround area
2,950 m²
Building footprint
430 m²
Volume, LiDAR
2,053 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUDI BVBA
since 19982.088.422.272
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435D0753/00K003 | Flanders | 1,801 m² | 1 · 230 m² | 5.8 m · 1 fl. |
| 11050A0273/00E003 | Flanders | 1,149 m² | 1 · 200 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,968 EUR awarded · 2,991 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | -1,493 EUR | 0 EUR |
| 2024 | 1 | 2,847 EUR | 2,847 EUR |
| 2023 | 1 | 6,470 EUR | 0 EUR |
| 2022 | 1 | 144 EUR | 144 EUR |
Schemes
Logiessubsidie: steun voor erkend toeristisch logies
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
R.M. MOTOS
BE 0436.743.587
Herstal · Eq €66k
AMERICAN FEVER
BE 0450.683.477
Liège · Eq €65k
MACADAM 66
BE 0478.822.385
Modave · Eq €65k
BVS Scheepsservice & Crewing
BE 0785.359.114
Antwerpen · Eq €67k
L.J. KERKHOFS
BE 0446.574.142
Peer · Eq €62k
Of 1,338 companies in sector 50400 we hold annual accounts for 392. 245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-1998
Fiscal year end31-12
Activities, NACEBEL
50400Inland freight water transport
64120
68201Renting and operating of own or leased residential real estate, excluding social housing
46180Agents specialised in the wholesale of other particular products
51180
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:judi.bvba@telenet.be
Phone:+3232905196
Fax:+3233545196