Sanova
ActiveSummary
The computed 12-month bankruptcy probability of Sanova is 2.2% (moderate). The 2025 annual accounts show equity of €28k and a net result of €11k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+22
Growth32=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 1.84 in 2024; short-term debt: 21.9% and cash: 56.4% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
31%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 d early
2024
12 d early
2023
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 65.6%
2024 · €17k
2023: €30k
2024: €17k
2023 → 2025
Total assets
€35k▲ 11.4%
2024 · €32k
2023: €39k
2024: €32k
2023 → 2025
Net result
€11k
2024 · €-13k
2023: €27k
2024: €-13k
2023 → 2025
Working capital
€20k▲ 59.8%
2024 · €13k
2023: €26k
2024: €13k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€17k▼ 44.3%€28k▲ 65.6%
Operating result€34k-€-13k€11k
Net result€27k-€-13k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€7k ▲ 84.1%
Current assets
€28k ▲ 0.9%
Equity and liabilities €35k
Equity
€28k ▲ 65.6%
Debt
€8k ▼ 48.7%
Debt's share of the balance-sheet total falls from 47.5% to 21.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €-12k
Cash flow
€12k▲
2024 · €-12k
Current ratio
3.63▲
2024 · 1.84
Debt to equity
0.28▼
2024 · 0.90
ROE
39.6%▲
2024 · -79.7%
ROA
31.0%▲
2024 · -41.9%
Interest coverage
110.59▲
2024 · -95.16
Debt ≤ 1 year
€8k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€32k€35k▲
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€40€0▼
Current assets29/58€28k€28k▲
Amounts receivable within one year40/41€11k€7k▼
Trade receivables40€8k€6k▼
Other amounts receivable41€3k€785▼
Cash at bank and in hand54/58€16k€20k▲
Deferred charges and accrued income490/1€971€896▼
Equity and liabilities
Total equity and liabilities10/49€32k€35k▲
Equity10/15€17k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€14k€25k▲
Amounts payable17/49€15k€8k▼
Amounts payable within one year42/48€15k€8k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€372€732▲
Gross operating margin9900€-12k€13k▲
Operating profit (loss)9901€-13k€11k▲
Financial income75/76B-€84
Recurring financial income75-€84
Financial charges65/66B€127€111▼
Recurring financial charges65€127€111▼
Profit (loss) for the period before taxes9903€-13k€11k▲
Profit (loss) for the period9904€-13k€11k▲
Profit (loss) for the period to be appropriated9905€-13k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€25k▲
Profit (loss) brought forward from the previous period14P€27k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k ▼149%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halstraat 343600 GenkGround area
1,821 m²
Building footprint
244 m²
Parcel 71302A0029/00S026, Flanders. Linked by address, not a title deed.
1 establishment unit
Sannova
since 20222.334.197.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0029/00S026 | Flanders | 1,821 m² | 1 · 244 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0872.729.289
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CARIATI
BE 0759.776.650
Genk · Eq €27,590
PROCLIM Energie
BE 0803.560.569
Ouffet · Eq €27,693
JBE Technics
BE 0758.368.665
Turnhout · Eq €27,699
HELIOS
BE 0421.959.601
Trooz · Eq €27,765
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,938 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.