Turnover
≈ €170,000 estimated
The micro format states no turnover.
Sanova
Lifetime
3 annual accounts with figures on one time axispeak €36,098 (2023)
€13,021▲ €24,752
lowest -€13,299 (2024)
€10,950▲ €24,249
peak €29,990 (2023)
€27,640▲ 65.6%
€7,736▼ 48.7%
Board1 name since 2022
1 directorONAN Oguz
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Gross margin from -€11,731 to €13,021Back to profit: €10,950Equity from €16,691 to €27,640Debts from €15,076 to €7,736Investments €4,660
Key points
from the 2025 annual accountsInvestments
€4,660 3.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 361.3% higher than in 2024.
Liquidity
3.63 was 1.84 in 2024
Short-term debts fell from €15,076 to €7,736.
Checked score
91
Excellent
Financially stronger than 90% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.4%▲ +0.1 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025highest value
11-2025: 0.6%● unchanged vs 10-2025highest value
12-2025: 0.6%● unchanged vs 11-2025highest value
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.5%▼ -0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €35,376
Founded in 2022
lowers risk
Liquidity: current ratio 3.63, cash €19,951
Equity €27,640 (78.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 90% on liquidity, 92% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Sanova has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Sanova itself is lower: 0.3% within 12 months. It rests on far more data about Sanova than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Sanova. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.63 (1.84 in 2024), above the usual 1.5. Short-term debt is 21.9% and cash 56.4% of total assets. 21.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 days early
2024
12 days early
2023
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 8 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0787819449
First establishment
Sannova, Halstraat 34, Genk
Incorporation
Founding capital of €3,000, 100 shares · Founder: ONAN Oguz · Appointment: ONAN Oguz (director) · published on 01-07-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sanova Genk | €35,376 | €13,021 | 78.1% | - |
| Sami Centrale verwarming & sanitair Antwerp | €35,269 | €13,587 | 69.4% | - |
| ANCP SOLUTIONS Wavre | €32,974 | €12,785 | 48.6% | - |
| MAR Technics Vilvoorde | €32,012 | €10,782 | 37.4% | - |
| MEYAL GROUP Dilbeek | €33,182 | €16,164 | 41.0% | - |
| V. VERELST Dilbeek | €33,777 | €15,829 | 76.8% | - |
| Ripet HVAC Consulting Sint-Pieters-Leeuw | €32,272 | €16,613 | 10.8% | - |
These companies have the same main activity as Sanova: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €32,000 and €35,300, founded in 2022.
Official details
Source: KBO- Status
- Active since 29-06-2022Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222
- Establishment unit
- 2.334.197.1123600 Genk, since 01-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €35,376▲ 11.4%
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on Sanova
Sanova files the micro format. That format states no turnover. The gross margin fell from €36,098 in 2023 to €13,021 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sanova
- What is the company number of Sanova?
- The company number of Sanova is 0787.819.449. The VAT number is the same number with BE in front: BE 0787.819.449.
- Where is Sanova based?
- The registered office is at Halstraat 34, 3600 Genk.Company details
- What does Sanova do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of Sanova?
- Sanova is a private limited company (BV).
- When was Sanova founded?
- Sanova was founded on 29-06-2022.
- Is Sanova still active?
- Yes, Sanova is an active enterprise in the KBO register.
- What is the turnover of Sanova?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €13,021 and 32 comparable companies (NACE 43222). It probably lies between €110,000 and €240,000. It is a rough estimate.Financials
- Is Sanova profitable?
- In financial year 2025, Sanova made a profit of €10,950.
- Where can I find the annual accounts of Sanova?
- Sanova filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sanova due?
- Sanova must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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