ANCP SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of ANCP SOLUTIONS is 2.6% (moderate). The 2025 annual accounts show equity of €16,018 and a net result of €2,515. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 28281 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+18
Solvency74▲+6
Growth32=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.39 in 2024; short-term debt: 51.4% and cash: 77.3% of total assets), but 51.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
31 d late
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€16,018▲ 12.0%
2024 · €14,303
Total assets
€32,974▼ 1.4%
2024 · €33,427
Net result
€2,515
2024 · -€2,229
Working capital
€14,682▲ 99.3%
2024 · €7,367
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€25,557--€6,768-€1,628▲ 75.9%€5,198
Net result€18,570within the sector's middle half--€7,038below the sector's middle half-€2,229below the sector's middle half▲ 68.3%€2,515within the sector's middle half
Equity€23,570within the sector's middle half-€16,532below the sector's middle half▼ 29.9%€14,303below the sector's middle half▼ 13.5%€16,018below the sector's middle half▲ 12.0%
Total assets€82,443within the sector's middle half-€63,630below the sector's middle half▼ 22.8%€33,427below the sector's middle half▼ 47.5%€32,974below the sector's middle half▼ 1.4%
Debt€58,872-€47,099▼ 20.0%€19,124▼ 59.4%€16,957▼ 11.3%
Working capital€4,737within the sector's middle half-€4,010below the sector's middle half▼ 15.3%€7,367within the sector's middle half▲ 83.7%€14,682within the sector's middle half▲ 99.3%
Solvency28.6%within the sector's middle half-26.0%within the sector's middle half▼ 2.6pp42.8%within the sector's middle half▲ 16.8pp48.6%within the sector's middle half▲ 5.8pp
Current ratio1.08below the sector's middle half-1.09below the sector's middle half=1.39within the sector's middle half▲ 0.301.87within the sector's middle half▲ 0.48
Return on assets (ROA)22.5%above the sector's middle half--11.1%below the sector's middle half▼ 33.6pp-6.7%below the sector's middle half▲ 4.4pp7.6%within the sector's middle half▲ 14.3pp
Staff (FTE)0.3-0.5▲ 66.7%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,198 after a loss of €1,628 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,974
Fixed assets
€1,335 ▼ 81.0%
Current assets
€31,639 ▲ 19.8%
Equity and liabilities €32,974
Equity
€16,018 ▲ 12.0%
Debt
€16,957 ▼ 11.3%
Debt's share of the balance-sheet total falls from 57.2% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10,890▲
2024 · €6,506
Cash flow
€8,207▲
2024 · €5,905
Quick ratio
1.81▲
2024 · 1.31
Debt to equity
1.06▼
2024 · 1.34
ROE
15.7%▲
2024 · -15.6%
Interest coverage
13.35▼
2024 · 17.10
Debt ≤ 1 year
€16,957▼
2024 · €19,032
Income taxes
€1,873▲
2024 · €230
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2,076 | €3,753 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,167 | €8,345 | €8,134 | €5,692 | ▼ 30.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €632 | - |
| Other operating charges640/8 | €354 | €2,181 | €1,028 | €1,263 | ▲ 22.9% |
| Gross operating margin9900 | €35,154 | €7,511 | €7,534 | €12,785 | ▲ 69.7% |
| Operating profit (loss)9901 | €25,557 | -€6,768 | -€1,628 | €5,198 | ▲ 419% |
| Financial income75/76B | €64 | €90 | €9 | €5 | ▼ 50.7% |
| Recurring financial income75 | €64 | €90 | €9 | €5 | ▼ 50.7% |
| Financial charges65/66B | €136 | €158 | €381 | €815 | ▲ 114% |
| Recurring financial charges65 | €136 | €158 | €381 | €815 | ▲ 114% |
| Profit (loss) for the period before taxes9903 | €25,484 | -€6,835 | -€1,999 | €4,387 | ▲ 319% |
| Income taxes67/77 | €6,914 | €203 | €230 | €1,873 | ▲ 715% |
| Profit (loss) for the period9904 | €18,570 | -€7,038 | -€2,229 | €2,515 | ▲ 213% |
| Profit (loss) for the period to be appropriated9905 | €18,570 | -€7,038 | -€2,229 | €2,515 | ▲ 213% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €82,443 | €63,630 | €33,427 | €32,974 | ▼ 1.4% |
| Fixed assets21/28 | €18,833 | €12,522 | €7,028 | €1,335 | ▼ 81.0% |
| Tangible fixed assets22/27 | €18,833 | €12,522 | €7,028 | €1,335 | ▼ 81.0% |
| Plant, machinery and equipment23 | - | €383 | €230 | €76 | ▼ 66.7% |
| Furniture and vehicles24 | €18,833 | €12,139 | €6,798 | €1,259 | ▼ 81.5% |
| Current assets29/58 | €63,609 | €51,108 | €26,399 | €31,639 | ▲ 19.8% |
| Stocks and contracts in progress3 | €11,340 | €3,883 | €1,447 | €998 | ▼ 31.0% |
| Stocks30/36 | €11,340 | €3,883 | €1,447 | €998 | ▼ 31.0% |
| Amounts receivable within one year40/41 | €34,407 | €32,371 | €3,805 | €4,831 | ▲ 27.0% |
| Trade receivables40 | €28,158 | €27,982 | €2,469 | €4,738 | ▲ 91.9% |
| Other amounts receivable41 | €6,250 | €4,389 | €1,336 | €93 | ▼ 93.1% |
| Cash at bank and in hand54/58 | €17,184 | €14,195 | €20,870 | €25,499 | ▲ 22.2% |
| Deferred charges and accrued income490/1 | €678 | €660 | €276 | €311 | ▲ 12.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €82,443 | €63,630 | €33,427 | €32,974 | ▼ 1.4% |
| Equity10/15 | €23,570 | €16,532 | €14,303 | €16,018 | ▲ 12.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €18,570 | €11,532 | €9,303 | €11,018 | ▲ 18.4% |
| Amounts payable17/49 | €58,872 | €47,099 | €19,124 | €16,957 | ▼ 11.3% |
| Amounts payable within one year42/48 | €58,872 | €47,099 | €19,032 | €16,957 | ▼ 10.9% |
| Current portion of amounts payable after more than one year42 | - | €2,693 | €0 | - | - |
| Trade debts44 | €32,636 | €24,915 | €8,597 | €3,747 | ▼ 56.4% |
| Suppliers440/4 | €32,636 | €24,915 | €8,597 | €3,747 | ▼ 56.4% |
| Advances received on contracts in progress46 | €80 | €0 | - | - | - |
| Taxes, remuneration and social security45 | €10,351 | €10,212 | €1,033 | €2,448 | ▲ 137% |
| Taxes450/3 | €9,399 | €9,602 | €1,033 | €2,448 | ▲ 137% |
| Remuneration and social security454/9 | €953 | €610 | €0 | - | - |
| Other amounts payable47/48 | €15,805 | €9,279 | €9,403 | €10,761 | ▲ 14.4% |
| Accrued charges and deferred income492/3 | - | - | €91 | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,570 | -€7,038 | -€2,229 | €2,515 | ▲ 213% |
| + Depreciation and write-downs630 | €7,167 | €8,345 | €8,134 | €5,692 | ▼ 30.0% |
| Operating cash flow (approximation) | €25,737 | €1,307 | €5,905 | €8,207 | ▲ 39.0% |
| Investment in fixed assets (approximation) | - | -€2,034 | -€2,640 | €0 | ▲ 100% |
| Change in cash | - | -€2,990 | €6,676 | €4,629 | ▼ 30.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2,515
Net result €2,515 after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet -€7,038
Net result drops to -€7,038, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2022
Ground area
981 m²
Building footprint
67 m²
Volume, LiDAR
534 m³
Parcel 25055C0127/00B005, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ANCP SOLUTIONS
since 20222.333.002.329
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055C0127/00B005 | Wallonia | 981 m² | 1 · 66 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 3,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Abbreviation FR
ANCP
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783954790
Registered
31-10-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.