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SANLOO

Active
Private limited companyfounded 2006active for 20 yearsClos de la Sylve 5, 1410 Waterloo, BelgiumKBO/BCE: BE 0878.813.862
Summary

SANLOO has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,209 and a net result of €1,823. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 95% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (30 days) Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00455308.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,823▼ 47.7%
2024 · €3,489
Working capital
€98,706▲ 8.2%
2024 · €91,248
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result falls in 2025; 2025 is 49% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€2,373 2025 Net result€1,823 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€13,896-€3,863€4,135▲ 7.0%-€375-€14,869▼ 3,865%€4,613€2,373▼ 48.6%
Net result-€14,335--€2,944below the sector's middle half▲ 79.5%€2,416within the sector's middle half-€2,801below the sector's middle half-€17,035below the sector's middle half▼ 508%€3,489within the sector's middle half€1,823within the sector's middle half▼ 47.7%
Equity€138,261-€135,317within the sector's middle half▼ 2.1%€137,733within the sector's middle half▲ 1.8%€134,932above the sector's middle half▼ 2.0%€117,897within the sector's middle half▼ 12.6%€121,386within the sector's middle half▲ 3.0%€123,209within the sector's middle half▲ 1.5%
Total assets€217,329-€171,352within the sector's middle half▼ 21.2%€164,124below the sector's middle half▼ 4.2%€160,990within the sector's middle half▼ 1.9%€122,225within the sector's middle half▼ 24.1%€132,248within the sector's middle half▲ 8.2%€126,636within the sector's middle half▼ 4.2%
Debt€79,068-€36,035▼ 54.4%€26,391▼ 26.8%€26,058▼ 1.3%€4,328▼ 83.4%€10,862▲ 151%€3,427▼ 68.4%
Working capital€100,431-€117,579within the sector's middle half▲ 17.1%€108,344within the sector's middle half▼ 7.9%€100,456above the sector's middle half▼ 7.3%€82,807within the sector's middle half▼ 17.6%€91,248within the sector's middle half▲ 10.2%€98,706above the sector's middle half▲ 8.2%
Solvency63.6%-79.0%above the sector's middle half▲ 15.4pp83.9%above the sector's middle half▲ 4.9pp83.8%above the sector's middle half▼ 0.1pp96.5%above the sector's middle half▲ 12.6pp91.8%above the sector's middle half▼ 4.7pp97.3%above the sector's middle half▲ 5.5pp
Current ratio2.27-4.26above the sector's middle half▲ 1.995.11above the sector's middle half▲ 0.844.86above the sector's middle half▼ 0.2520.13above the sector's middle half▲ 15.289.40above the sector's middle half▼ 10.7329.80above the sector's middle half▲ 20.40
Return on assets (ROA)-6.6%--1.7%below the sector's middle half▲ 4.9pp1.5%within the sector's middle half▲ 3.2pp-1.7%below the sector's middle half▼ 3.2pp-13.9%below the sector's middle half▼ 12.2pp2.6%within the sector's middle half▲ 16.6pp1.4%within the sector's middle half▼ 1.2pp
Staff (FTE)3-1below the sector's middle half▼ 66.7%
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126,636
Fixed assets €24,503 ▼ 18.7%
Current assets €102,134 =
Equity and liabilities €126,636
Equity €123,209 ▲ 1.5%
Debt €3,427 ▼ 68.4%
Debt's share of the balance-sheet total falls from 8.2% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,036▼
2024 · €12,162
Cash flow
€8,486▼
2024 · €11,038
Debt to equity
0.03▼
2024 · 0.09
ROE
1.5%▼
2024 · 2.9%
Interest coverage
92.28▼
2024 · over 100
Debt ≤ 1 year
€3,427▼
2024 · €10,862
Income taxes
€456▼
2024 · €1,014
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€132,248€126,636▼
Fixed assets21/28€30,138€24,503▼
Tangible fixed assets22/27€30,138€24,503▼
Plant, machinery and equipment23€767€383▼
Furniture and vehicles24€3,963€3,612▼
Other tangible fixed assets26€25,409€20,508▼
Current assets29/58€102,110€102,134=
Amounts receivable within one year40/41€65,070€66,209▲
Trade receivables40€32,385€36,164▲
Other amounts receivable41€32,685€30,045▼
Cash at bank and in hand54/58€37,041€35,925▼
Equity and liabilities
Total equity and liabilities10/49€132,248€126,636▼
Equity10/15€121,386€123,209▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€100,926€102,749▲
Amounts payable17/49€10,862€3,427▼
Amounts payable within one year42/48€10,862€3,427▼
Trade debts44€10,862€1,927▼
Suppliers440/4€10,862€1,927▼
Advances received on contracts in progress46-€1,500
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,550€6,663▼
Other operating charges640/8€511€1,173▲
Non-recurring operating charges66A€423€206▼
Gross operating margin9900€13,097€10,415▼
Operating profit (loss)9901€4,613€2,373▼
Financial income75/76B€0€4▲
Recurring financial income75€0€4▲
Financial charges65/66B€110€98▼
Recurring financial charges65€110€98▼
Profit (loss) for the period before taxes9903€4,503€2,279▼
Income taxes67/77€1,014€456▼
Profit (loss) for the period9904€3,489€1,823▼
Profit (loss) for the period to be appropriated9905€3,489€1,823▼
Appropriation of the result
Profit (loss) to be appropriated9906€100,926€102,749▲
Profit (loss) brought forward from the previous period14P€97,437€100,926▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,472€21,744€6,384€7,564€8,792€7,550€6,663▼ 11.7%
Other operating charges640/8--€910€974€990€511€1,173▲ 129%
Non-recurring operating charges66A--€285€86€63€423€206▼ 51.4%
Gross operating margin9900€117,007€66,092€11,714€8,249-€5,024€13,097€10,415▼ 20.5%
Operating profit (loss)9901-€13,896€3,863€4,135-€375-€14,869€4,613€2,373▼ 48.6%
Financial income75/76B--€11--€0€4▲ 49×
Recurring financial income75€111€102€11--€0€4▲ 49×
Financial charges65/66B--€1,141€320€287€110€98▼ 11.0%
Recurring financial charges65€283€736€1,141€320€287€110€98▼ 11.0%
Profit (loss) for the period before taxes9903-€14,068€3,229€3,005-€695-€15,156€4,503€2,279▼ 49.4%
Income taxes67/77€267€6,173€589€2,106€1,879€1,014€456▼ 55.0%
Profit (loss) for the period9904-€14,335-€2,944€2,416-€2,801-€17,035€3,489€1,823▼ 47.7%
Profit (loss) for the period to be appropriated9905-€14,335-€2,944€2,416-€2,801-€17,035€3,489€1,823▼ 47.7%
Line2019202020212022202320242025Change
Assets
Total assets20/58€217,329€171,352€164,124€160,990€122,225€132,248€126,636▼ 4.2%
Fixed assets21/28€37,830€17,738€29,389€34,476€35,090€30,138€24,503▼ 18.7%
Tangible fixed assets22/27€37,693€17,601€29,252€34,476€35,090€30,138€24,503▼ 18.7%
Plant, machinery and equipment23--€473€1,770€1,150€767€383▼ 50.0%
Furniture and vehicles24--€1,475€1,080€3,630€3,963€3,612▼ 8.9%
Other tangible fixed assets26--€27,304€31,626€30,310€25,409€20,508▼ 19.3%
Financial fixed assets28€137€137€137-----
Current assets29/58€179,499€153,614€134,735€126,514€87,135€102,110€102,134=
Amounts receivable within one year40/41€18,839€49,502€37,462€55,205€32,463€65,070€66,209▲ 1.8%
Trade receivables40--€37,462€55,193€22,321€32,385€36,164▲ 11.7%
Other amounts receivable41---€12€10,142€32,685€30,045▼ 8.1%
Cash at bank and in hand54/58€151,675€102,912€97,273€71,309€54,672€37,041€35,925▼ 3.0%
Equity and liabilities
Total equity and liabilities10/49€217,329€171,352€164,124€160,990€122,225€132,248€126,636▼ 4.2%
Equity10/15€138,261€135,317€137,733€134,932€117,897€121,386€123,209▲ 1.5%
Contributions10/11€18,600-€18,600€18,600€18,600€18,600€18,600=
Contributions outside capital11--€18,600-----
Other1109/19--€18,600-----
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€117,801€114,857€117,273€114,472€97,437€100,926€102,749▲ 1.8%
Amounts payable17/49€79,068€36,035€26,391€26,058€4,328€10,862€3,427▼ 68.4%
Amounts payable within one year42/48€79,068€36,035€26,391€26,058€4,328€10,862€3,427▼ 68.4%
Trade debts44€53,850€27,583€25,369€24,677€4,328€10,862€1,927▼ 82.3%
Suppliers440/4--€25,369€24,677€4,328€10,862€1,927▼ 82.3%
Advances received on contracts in progress46------€1,500-
Taxes, remuneration and social security45--€946-----
Taxes450/3--€946-----
Other amounts payable47/48--€76€1,381----
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€14,335-€2,944€2,416-€2,801-€17,035€3,489€1,823▼ 47.7%
+ Depreciation and write-downs630€29,472€21,744€6,384€7,564€8,792€7,550€6,663▼ 11.7%
Operating cash flow (approximation)€15,137€18,800€8,800€4,763-€8,243€11,038€8,486▼ 23.1%
Investment in fixed assets (approximation)--€1,652-€18,035-€12,651-€9,406-€2,598-€1,028▲ 60.4%
Change in cash--€48,763-€5,639-€25,964-€16,637-€17,631-€1,116▲ 93.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 30-08-2026 2026-00455308
31-12-2024 micro format 02-08-2025 2025-00353506
31-12-2023 micro format 28-07-2024 2024-00304967
31-12-2022 micro format 27-07-2023 2023-00288192
31-12-2021 full format 28-09-2022 2022-20438494
31-12-2020 full format 22-11-2021 2021-78000130
31-12-2019 full format 25-11-2020 2020-72000380
31-12-2017 full format 19-09-2018 2018-63400581
31-12-2016 full format 30-09-2017 2017-65600172
31-12-2015 full format 04-10-2016 2016-64400182

Show all 19 filings

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