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GROUP GERAERTS

Active
Private limited companyfounded 200719 yrs activeSaturnusstraat 9, 3290 Diest, BelgiumKBO/BCE: BE 0887.750.631
Summary

GROUP GERAERTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,179 and a net result of €25,755. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
GROUP GERAERTSActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General electrical installation work
NACE 43211NACE 45310
1 site
Size
€1.0mtotal assets 2025
Equity
€123,179
Profit
€25,755
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts on time0 of 1 deed read
Why 69- Sector Specialised construction activities (NACE 43)- 1 of the last 3 late- Equity €123,179 (12.1% of total assets)+ Size: total assets €1.0mShow the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 37+3
equity 12.1% of total assets
Liquidity 40+11
short-term debt 29.4% · cash 1.3%
Profitability 63-7
return on assets 2.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● 0.0% vs 11-2024 01-2025: 1.5%▼ -0.6% vs 12-2024 02-2025: 1.6%▲ +6.0% vs 01-2025 03-2025: 1.6%▲ +2.0% vs 02-2025 04-2025: 1.8%▲ +7.5% vs 03-2025 05-2025: 2.3%▲ +28.4% vs 04-2025 06-2025: 2.5%▲ +9.7% vs 05-2025 07-2025: 2.6%▲ +6.1% vs 06-2025 08-2025: 3.1%▲ +18.2% vs 07-2025 09-2025: 3.8%▲ +21.5% vs 08-2025 10-2025: 3.9%▲ +2.1% vs 09-2025highest value 11-2025: 3.9%● 0.0% vs 10-2025highest value 12-2025: 3.9%● 0.0% vs 11-2025highest value 01-2026: 3.9%● 0.0% vs 12-2025highest value 02-2026: 2.1%▼ -44.8% vs 01-2026 03-2026: 2.1%● 0.0% vs 02-2026 04-2026: 2.1%▼ -2.1% vs 03-2026 05-2026: 2.1%▼ -1.3% vs 04-2026 06-2026: 2.0%▼ -1.8% vs 05-2026 07-2026: 2.0%▼ -1.7% vs 06-2026 08-2026: 0.6%▼ -69.0% vs 07-2026lowest value 09-2026: 0.6%● 0.0% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value
  • Size: total assets €1.0m lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • 1 of the last 3 late raises the probability
  • Equity €123,179 (12.1% of total assets) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.39 in 2024; short-term debt: 29.4% and cash: 1.3% of total assets), and 87.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 15%, liquidity 28%, profitability 30%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.0m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Equity €123,179 (12.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 33943 sector peers (2025).
NBB · sector comparison
Position among 33943 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
55 d late
2023
13 d early
2022
59 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €100,000Eq €123,179 ▲26.4%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on solvencysector median 47.1% · 33,943 companies 12.1% View
  • Total assets 20256 fiscal years filed €1.0m View
  • Active since 2007founded 23-02-2007 19 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.0m
Profit
€25,755
Solvency
12.1%
Total assets▼ 7.6%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Equity above €100,000
  3. 24-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
23-02-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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