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Complete company report
Generated 02-09-2026
Active BE 0455.239.806Public limited company1 interim measure

SANITEL-INSTALLATIEBEDRIJF

Manta 16 ·9250 Waasmunster, Belgium· 31 yrs active
Sector: Sanitaire werkzaamheden (43221)
Conclusion Checked

The KBO register records legal situation 050 for SANITEL-INSTALLATIEBEDRIJF (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (€-351k) and a net result of €-1.32M.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-351k
Net result €-1.32M
Staff (FTE) 38.4
Better than sector 7%
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency42Growth32Stability0
35 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 42
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
25 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 1 interim measure (+5)
· 1 historical bankruptcy publication (+20)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Interim administration
1 publication(s) on interim administration in the Belgisch Staatsblad. An early signal, not a finding of bankruptcy.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview27 NBB filings
Annual accounts filed on 11-10-2023 with the NBB · fiscal year 2023 · verkort
€-1.50M€-1.00M€-500k€0Operating result 2020: €-356k€-356kNet result 2020: €18k€18kOperating result 2021: €-28k€-28kNet result 2021: €-95k€-95kOperating result 2022: €188k€188kNet result 2022: €128k€128kOperating result 2023: €-1.23M€-1.23MNet result 2023: €-1.32M€-1.32M2020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -10.6% 33.7%
better than 7% of 911 sector peers
Net result €-1.32M €28k
better than 5% of 911 sector peers
Equity €-351k €130k
better than 5% of 911 sector peers
Gross operating margin €1.48M €198k
better than 95% of 909 sector peers
Staff costs €2.43M €209k
higher than 95% of 574 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-1.15M
- 20-23
Net profit
€-1.32M
- 20-23
Cash flow
€-1.24M
- 20-23
Total assets
€3.32M
+10.5% 20-23
Equity
€-351k
- 20-23
Working capital
€-285k
- 20-23
Employees (FTE)
38
+4.1% 20-23
Staff costs
€2.43M
+25.8% 20-23
Show 11 other metrics
Income taxes
€1k
+28.8% 20-23
Debt
€3.67M
+80.6% 20-23
Debt ≤ 1y
€3.14M
+112.9% 20-23
Debt > 1y
€523k
-5.0% 20-23
Current ratio
0.91
-46.4% 20-23
Quick ratio
0.74
-36.4% 20-23
Solvency
-10.6%
- 20-23
Debt / equity
-10.46
- 20-23
ROE
377.0%
+2758.6% 20-23
ROA
-39.9%
- 20-23
Interest coverage
-12.15
- 20-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€-1.15M
Net profit€-1.32M
Cash flow€-1.24M
Staff costs€2.43M
Income taxes€1k
Dividends-
Total assets€3.32M
Equity€-351k
Debt€3.67M
of which ≤ 1y€3.14M
of which > 1y€523k
Working capital€-285k
Employees (FTE)38.4
Ratios (computed)
2023
Current ratio0.91
Quick ratio0.74
Working capital ratio-8.6%
Solvency-10.6%
Debt / equity-10.46
Long-term debt ratio-1.49
Interest coverage-12.15
Gross margin-
Net margin-
ROA-39.9%
ROE377.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€3.32M
Fixed assets 21/28€457k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€440k
Financial fixed assets 28€16k
Current assets 29/58€2.86M
Stocks & contracts in progress 3€519k
Amounts receivable within one year 40/41€2.01M
Cash & bank 54/58€279k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.32M
Equity 10/15€-351k
Contributions / capital 10/11€62k
Reserves 13€202k
Accumulated profits (losses) 14€-614k
Amounts payable 17/49€3.67M
Amounts payable after one year 17€523k
Amounts payable within one year 42/48€3.14M
Trade debts payable within one year 44€1.50M
Income statement
Gross operating margin 9900€1.48M
Operating result 9901€-1.23M
Financial income 75€8k
Financial charges 65€95k
Result before taxes 9903€-1.32M
Income taxes 67/77€1k
Net result for the period 9904€-1.32M
Result to be appropriated 9905€-1.32M
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 7 directors
Current directors & mandates
  • Walbroek Fields BVLegal entity
    Daily management
    State Gazette act 24037857 (01-03-2024)
    Current
    20-02-2024 → present
  • Cristallo TopCo BVLegal entity
    Managing director
    State Gazette act 23006162 (12-01-2023)
    Current
    12-01-2023 → present
  • Halu BVLegal entity
    Managing director
    State Gazette act 23006162 (12-01-2023)
    Current
    12-01-2023 → present
  • Mahler Consulting BVLegal entity
    Managing director
    State Gazette act 23006162 (12-01-2023)
    Current
    12-01-2023 → present
Former directors (3)
  • Sven Moens
    Daily management
    State Gazette act 24037857 (01-03-2024)
    Former
    - → 20-02-2024
  • Johan Ketels
    Director
    State Gazette act 23006162 (12-01-2023)
    Former
    - → 12-01-2023
  • Vincent Ketels
    Director
    State Gazette act 23006162 (12-01-2023)
    Former
    - → 12-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Sanitaire werkzaamheden(43221)
Legal form Public limited company(014)
Incorporation22-05-1995
StatusActive
Postal code9250
First insolvency signal 16-06-2022
Latest insolvency signal 15-05-2026
Establishment units 1 location
SANITEL-INSTALLATIEBEDRIJF
Manta 16/1, 9250 Waasmunsterde vervaardiging van koeltoonbanken.
since 19952.072.127.064
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42342C0847/00M005 Flanders 1,401 m² 1 · 790 m² 21.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Gent, afdeling Dendermonde · SANITEL- INSTALLATIEBEDRIJF NV MANTA 16/1, 9250 WAASMUNSTER · event 11-05-2026
2024
01-03-2024
State Gazette act Director changes
2023
11-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · verkort
19-06-2023
State Gazette act Minor change
Agm rules change · Marc SLEDSENS
12-01-2023
State Gazette act Director changes
2022
04-07-2022
NBB filing Annual accounts filed
fiscal year 2022 · verkort
16-06-2022
Interim measure Provisional administrator
Ondernemingsrechtbank Gent
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
29-09-2020
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2018
31-10-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
31-10-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
31-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
29-11-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
09-10-2014
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2013
28-11-2013
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Lifecycle & Insolvency Signals2 events
15-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 11-05-2026 · Ondernemingsrechtbank Gent, afdeling Dendermonde · SANITEL- INSTALLATIEBEDRIJF NV MANTA 16/1, 9250 WAASMUNSTER · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 16-06-2022 to 11-05-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262022-06-16 · Interim measure · Provisional administrator2026-05-15 · Bankruptcy · Bankruptcy closure (by liquidation)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 2 years ago
2024
01-03-2024 3 directors appointed, 1 resigning Director changes
  • Walbroek Fields BV, Dagelijks bestuur
  • Mahler Consulting BV, Dagelijks bestuur
  • Walbroek Fields BV, Dagelijks bestuur
  • Sven Moens, Dagelijks bestuur
Technical details 
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      "role": "dagelijks_bestuur",
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    },
    {
      "kind": "substantive_delegation",
      "role": null,
      "person": {
        "rrn": null,
        "name": "Bart Lintermans",
        "address": "Medialaan 28B, 1800 Vilvoorde",
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0837.393.773",
        "name": "Quinz BV",
        "address": "Medialaan 28B, 1800 Vilvoorde",
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      "kind": "substantive_delegation",
      "role": null,
      "person": {
        "rrn": null,
        "name": "Adriaan de Leeuw",
        "address": "Brusselsesteenweg 66, 1860 Meise",
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      "reason": null,
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      "via_org": {
        "kbo": "0474.966.438",
        "name": "Ad-Ministerie BV",
        "address": "Brusselsesteenweg 66, 1860 Meise",
        "country": "BE",
        "legal_form": "BV"
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  "notary": {
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  },
  "act_meta": {
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    "act_kind_objet": "Onderwerp akte:"
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  "co_filed_documents": [],
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}
2023
19-06-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Marc SLEDSENS
Summary: Agm rules changeNotary: Marc SLEDSENS · AntwerpenFirm: Deckers Notarissen
Technical details 
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  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-19",
    "filing_date": "2023-06-15",
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  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-06-12",
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  "agm_change": {
    "new_schedule": "29 juni, om 15:00",
    "old_schedule": "derde vrijdag van mei om 14u",
    "effective_from_year": 2024,
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  },
  "detected_kind": "agm_rules_change",
  "other_address": null,
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  "publication_proxy": {
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  "co_filed_documents": [
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    "transition_period_end": "2023-12-31"
  },
  "liquidation_closure": null,
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}
12-01-2023 4 directors appointed, 2 resigning Director changes
  • Halu BV, Gedelegeerd bestuurder
  • Mahler Consulting BV, Gedelegeerd bestuurder
  • Cristallo TopCo BV, Gedelegeerd bestuurder
  • Halu BV, Gedelegeerd bestuurder
  • Vincent Ketels, Bestuurder
  • Johan Ketels, Bestuurder
Technical details 
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        "kbo": "0442.768.772",
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        "address": "Kasteeldreef 30, 9340 Lede",
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      "kind": "director_in",
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        "kbo": "0770.540.185",
        "name": "Mahler Consulting BV",
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        "country": "BE",
        "legal_form": "BV"
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      "rep_rotation_new_rep": null,
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    {
      "kind": "director_in",
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      "person": null,
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      "via_org": {
        "kbo": "0787.628.419",
        "name": "Cristallo TopCo BV",
        "address": "Karel Oomsstraat 37, 2018 Antwerpen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Lintermans",
        "address": "Medialaan 28B, 1800 Vilvoorde",
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "0837.393.773",
        "name": "Quinz BV",
        "address": "Medialaan 28B, 1800 Vilvoorde",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Adriaan de Leeuw",
        "address": "Brusselsesteenweg 66, 1860 Meise",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "0474.966.438",
        "name": "Ad-Ministerie BV",
        "address": "Brusselsesteenweg 66, 1860 Meise",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0442.768.772",
        "name": "Halu BV",
        "address": "Kasteeldreef 30, 9340 Lede",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-12",
    "filing_date": "2023-01-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2022-12-15",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-12-15",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0455.239.806",
    "name_full": "SANITEL-INSTALLATIEBEDRIJF",
    "legal_form": "Naamloze vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Sanitaire werkzaamheden43221Overig loodgieterswerk45332Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222
Primary activity highlighted.
Names & trade names
Legal nameNL SANITEL-INSTALLATIEBEDRIJF
Registered office
Manta 16 bus 1
9250 Waasmunster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 972 of 7,012 companies in this sector with filed accounts
Andy Raes BE 0644.629.534 · Haaltert
THEVISSEN CV & SANITAIR BE 0678.758.290 · Dilsen-Stokkem
HAENTJENS FREDERIK BE 0827.843.035 · Lokeren
FRANCIS SPRIET BE 0834.970.456 · Oostkamp
Pierre Ronveaux BE 0449.030.123 · Andenne
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative