SANILUX
ActiveSummary
SANILUX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64,657 and a net result of -€35,084. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 44% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-57
Solvency56=
Growth28▼-30
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.33 in 2023; short-term debt: 69.1% and cash: 3.7% of total assets), and 69.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.9%
Return on assets
-16.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-12-2025, 132 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
132 d late
2023
127 d late
2022
28 d early
2021
31 d late
2020
61 d late
2019
217 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 90 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€858,052▲ 14.4%
2019 · €750,038
EBIT margin
1.5%▼ 0.2pp
2019 · 1.6%
Net result
-€35,084
2023 · €8,681
Working capital
€29,347▼ 58.7%
2023 · €71,130
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€858,052▲ 14.4%
Operating result€12,454▲ 2.2%€9,243▼ 25.8%€33,959▲ 267%€14,909▼ 56.1%-€31,657
Net result€5,207within the sector's middle half▼ 45.7%-€9,938below the sector's middle half€21,576within the sector's middle half€8,681within the sector's middle half▼ 59.8%-€35,084below the sector's middle half
EBIT margin1.5%▼ 0.2pp
Equity€100,422below the sector's middle half▲ 5.5%€90,484below the sector's middle half▼ 9.9%€91,060below the sector's middle half▲ 0.6%€99,740within the sector's middle half▲ 9.5%€64,657within the sector's middle half▼ 35.2%
Total assets€554,386within the sector's middle half▲ 21.8%€439,663below the sector's middle half▼ 20.7%€364,054below the sector's middle half▼ 17.2%€324,956within the sector's middle half▼ 10.7%€208,918within the sector's middle half▼ 35.7%
Debt€453,964▲ 26.1%€349,179▼ 23.1%€272,994▼ 21.8%€225,216▼ 17.5%€144,262▼ 35.9%
Working capital€107,225within the sector's middle half▲ 56.6%€133,058within the sector's middle half▲ 24.1%€59,948below the sector's middle half▼ 54.9%€71,130within the sector's middle half▲ 18.7%€29,347within the sector's middle half▼ 58.7%
Solvency18.1%below the sector's middle half▼ 2.8pp20.6%within the sector's middle half▲ 2.5pp25.0%within the sector's middle half▲ 4.4pp30.7%within the sector's middle half▲ 5.7pp30.9%within the sector's middle half▲ 0.3pp
Current ratio1.28within the sector's middle half▲ 0.091.54within the sector's middle half▲ 0.261.23within the sector's middle half▼ 0.311.33within the sector's middle half▲ 0.101.20within the sector's middle half▼ 0.13
Return on assets (ROA)0.9%within the sector's middle half▼ 1.2pp-2.3%below the sector's middle half▼ 3.2pp5.9%within the sector's middle half▲ 8.2pp2.7%within the sector's middle half▼ 3.3pp-16.8%below the sector's middle half▼ 19.5pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €31,657 after €14,909 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €208,918
Fixed assets
€35,310 ▼ 6.6%
Current assets
€173,609 ▼ 39.5%
Equity and liabilities €208,918
Equity
€64,657 ▼ 35.2%
Debt
€144,262 ▼ 35.9%
Debt's share of the balance-sheet total falls from 69.3% to 69.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€23,180▼
2023 · €23,198
Cash flow
-€26,607▼
2023 · €16,970
Quick ratio
0.74▲
2023 · 0.73
Debt to equity
2.23▼
2023 · 2.26
ROE
-54.3%▼
2023 · 8.7%
Interest coverage
-5.68▼
2023 · 4.17
Debt ≤ 1 year
€144,262▼
2023 · €216,040
Income taxes
€284▼
2023 · €2,742
Staff costs
€868▲
2023 · €428
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €858,052 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | €14,539 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €428 | €868 | ▲ 103% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,955 | €24,131 | €22,905 | €8,290 | €8,477 | ▲ 2.3% |
| Other operating charges640/8 | - | €32,189 | €7,139 | €2,329 | €5,011 | ▲ 115% |
| Gross operating margin9900 | €42,090 | €65,563 | €64,002 | €25,955 | -€17,301 | ▼ 167% |
| Operating profit (loss)9901 | €12,454 | €9,243 | €33,959 | €14,909 | -€31,657 | ▼ 312% |
| Financial income75/76B | - | €344 | €3,656 | €2,075 | €936 | ▼ 54.9% |
| Recurring financial income75 | - | €344 | €3,656 | €2,075 | €936 | ▼ 54.9% |
| Financial charges65/66B | - | €9,208 | €9,471 | €5,562 | €4,078 | ▼ 26.7% |
| Recurring financial charges65 | €5,360 | €9,208 | €9,471 | €5,562 | €4,078 | ▼ 26.7% |
| Non-recurring financial charges66B | - | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €7,094 | €379 | €28,144 | €11,422 | -€34,800 | ▼ 405% |
| Income taxes67/77 | €1,887 | €10,317 | €6,568 | €2,742 | €284 | ▼ 89.7% |
| Profit (loss) for the period9904 | €5,207 | -€9,938 | €21,576 | €8,681 | -€35,084 | ▼ 504% |
| Transfer from tax-exempt reserves789 | - | €23,500 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €5,207 | €13,562 | €21,576 | €8,681 | -€35,084 | ▼ 504% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €554,386 | €439,663 | €364,054 | €324,956 | €208,918 | ▼ 35.7% |
| Fixed assets21/28 | €66,853 | €59,630 | €39,233 | €37,787 | €35,310 | ▼ 6.6% |
| Tangible fixed assets22/27 | €66,853 | €59,630 | €39,233 | €37,787 | €35,310 | ▼ 6.6% |
| Plant, machinery and equipment23 | - | €7,854 | €5,950 | €5,925 | €8,684 | ▲ 46.6% |
| Furniture and vehicles24 | - | €25,293 | €24,645 | €22,987 | €21,329 | ▼ 7.2% |
| Other tangible fixed assets26 | - | €26,482 | €8,638 | €8,875 | €5,296 | ▼ 40.3% |
| Current assets29/58 | €487,533 | €380,033 | €324,821 | €287,170 | €173,609 | ▼ 39.5% |
| Stocks and contracts in progress3 | €77,195 | €102,278 | €124,629 | €130,048 | €66,860 | ▼ 48.6% |
| Stocks30/36 | - | €102,278 | €124,629 | €130,048 | €66,860 | ▼ 48.6% |
| Amounts receivable within one year40/41 | €331,824 | €122,253 | €23,187 | €21,363 | €22,029 | ▲ 3.1% |
| Trade receivables40 | - | €121,304 | €22,237 | €20,414 | €22,029 | ▲ 7.9% |
| Other amounts receivable41 | - | €949 | €949 | €949 | - | - |
| Cash at bank and in hand54/58 | €23,429 | €32,136 | €9,210 | €5,690 | €7,698 | ▲ 35.3% |
| Deferred charges and accrued income490/1 | - | €123,366 | €167,796 | €130,068 | €77,022 | ▼ 40.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €554,386 | €439,663 | €364,054 | €324,956 | €208,918 | ▼ 35.7% |
| Equity10/15 | €100,422 | €90,484 | €91,060 | €99,740 | €64,657 | ▼ 35.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | €18,592 | - | - | - | - |
| Other1109/19 | - | €18,592 | - | - | - | - |
| Reserves13 | €94,923 | €84,985 | €84,985 | €84,985 | €84,985 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | €83,126 | €83,126 | €84,985 | €84,985 | = |
| Profit (loss) carried forward14 | -€13,093 | -€13,093 | -€12,517 | -€3,837 | -€38,920 | ▼ 914% |
| Amounts payable17/49 | €453,964 | €349,179 | €272,994 | €225,216 | €144,262 | ▼ 35.9% |
| Amounts payable after more than one year17 | €18,593 | €11,919 | €5,145 | - | - | - |
| Financial debts170/4 | - | €11,919 | €5,145 | - | - | - |
| Amounts payable within one year42/48 | €380,308 | €246,975 | €264,873 | €216,040 | €144,262 | ▼ 33.2% |
| Current portion of amounts payable after more than one year42 | - | €6,675 | €6,773 | €5,145 | - | - |
| Financial debts43 | - | €20,367 | €19,275 | €24,974 | €25,354 | ▲ 1.5% |
| Credit institutions430/8 | - | €20,367 | €19,275 | €24,974 | €25,354 | ▲ 1.5% |
| Trade debts44 | €151,597 | €96,195 | €173,932 | €141,833 | €68,145 | ▼ 52.0% |
| Suppliers440/4 | - | €96,195 | €173,932 | €141,833 | €68,145 | ▼ 52.0% |
| Taxes, remuneration and social security45 | - | €30,901 | €30,212 | €18,480 | €21,194 | ▲ 14.7% |
| Taxes450/3 | - | €26,093 | €27,748 | €18,409 | €17,414 | ▼ 5.4% |
| Remuneration and social security454/9 | - | €4,808 | €2,464 | €72 | €3,780 | ▲ 5,175% |
| Other amounts payable47/48 | - | €92,838 | €34,681 | €25,606 | €29,569 | ▲ 15.5% |
| Accrued charges and deferred income492/3 | - | €90,285 | €2,975 | €9,176 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,207 | -€9,938 | €21,576 | €8,681 | -€35,084 | ▼ 504% |
| + Depreciation and write-downs630 | €27,955 | €24,131 | €22,905 | €8,290 | €8,477 | ▲ 2.3% |
| Operating cash flow (approximation) | €33,162 | €14,193 | €44,481 | €16,970 | -€26,607 | ▼ 257% |
| Investment in fixed assets (approximation) | - | -€16,908 | -€2,508 | -€6,843 | -€6,000 | ▲ 12.3% |
| Change in cash | - | €8,707 | -€22,927 | -€3,519 | €2,008 | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 132 days late
2024
31-12
Financial
Weakest financial yearnet -€35,084
Net result drops to -€35,084, the lowest in the series.
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 127 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €21,576
Net result €21,576 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 217 days late
2020
31-12
Financial
Equity above €100,000Eq €100,422 ▲5.5%
3 profitable years in a row build equity to €100,422.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 92 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1996
Ground area
783 m²
Building footprint
179 m²
Parcel 46012C0010/00H005, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
REYNAERT KEUKENS & INTERIEUR
since 19962.075.790.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012C0010/00H005 | Flanders | 783 m² | 1 · 179 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,742 companies in sector 46150 we hold annual accounts for 759. 590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457463282
Also
9925:BE0457463282
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.