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SANI SOLUTIONS

Active
Private limited companyfounded 200818 yrs activeHeirbaan(HSD) 457, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0806.215.993

SANI SOLUTIONS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288k and a net result of €21k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+25
Solvency76▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.81 against 1.07 in 2024; short-term debt: 8.8% and cash: 4.6% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51%
Return on assets
3.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
2 d early
2023
10 d early
2022
45 d early
2021
39 d early
2020
36 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€288k▲ 8.0%
2024 · €267k
2018: €233k 2019: €236k 2020: €243k 2021: €245k 2022: €253k 2023: €265k 2024: €267k
2018 → 2025
Total assets
€564k▼ 3.9%
2024 · €587k
2018: €757k 2019: €700k 2020: €713k 2021: €671k 2022: €649k 2023: €602k 2024: €587k
2018 → 2025
Net result
€21k▲ 1,200%
2024 · €2k
2018: €20k 2019: €3k 2020: €7k 2021: €2k 2022: €8k 2023: €12k 2024: €2k
2018 → 2025
Working capital
€-10k
2024 · €4k
2018: €57k 2019: €18k 2020: €33k 2021: €31k 2022: €27k 2023: €16k 2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€245k-€253k▲ 3.2%€265k▲ 4.9%€267k▲ 0.6%€288k▲ 8.0%
Operating result€20k-€27k▲ 30.8%€29k▲ 8.0%€16k▼ 44.9%€38k▲ 139%
Net result€2k-€8k▲ 307%€12k▲ 55.7%€2k▼ 86.7%€21k▲ 1,200%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €20k€20kNet result 2021: €2k€2kOperating result 2022: €27k€27kNet result 2022: €8k€8kOperating result 2023: €29k€29kNet result 2023: €12k€12kOperating result 2024: €16k€16kNet result 2024: €2k€2kOperating result 2025: €38k€38kNet result 2025: €21k€21k20212022202320242025
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets €524k▼ 1.7%
Current assets €40k▼ 25.4%
Equity and liabilities €564k
Equity €288k▲ 8.0%
Debt €276k▼ 13.8%
The debt ratio falls from 54.6% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k
2024 · €28k
Cash flow
€33k
2024 · €14k
Solvency
51.0%
2024 · 45.4%
Current ratio
0.81
2024 · 1.07
Quick ratio
0.81
2024 · 1.06
Debt / equity
0.96
2024 · 1.20
ROE
7.4%
2024 · 0.6%
ROA
3.8%
2024 · 0.3%
Interest coverage
4.55
2024 · 2.03
Debt
€276k
2024 · €320k
Debt ≤ 1 year
€50k
2024 · €50k
Debt > 1 year
€226k
2024 · €260k
Income taxes
€6k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€587k€564k
Fixed assets21/28€533k€524k
Tangible fixed assets22/27€533k€524k
Land and buildings22€531k€521k
Furniture and vehicles24€2k€3k
Current assets29/58€54k€40k
Stocks and contracts in progress3€502-
Stocks30/36€502-
Amounts receivable within one year40/41€14k€14k
Trade receivables40€712€7k
Other amounts receivable41€13k€7k
Cash at bank and in hand54/58€39k€26k
Deferred charges and accrued income490/1€668-
Equity and liabilities
Total equity and liabilities10/49€587k€564k
Equity10/15€267k€288k
Contributions10/11€247k€247k=
Reserves13€20k€41k
Tax-exempt reserves132€15k€15k=
Distributable reserves133€5k€26k
Amounts payable17/49€320k€276k
Amounts payable after more than one year17€260k€226k
Financial debts170/4€260k€226k
Amounts payable within one year42/48€50k€50k
Current portion of amounts payable after more than one year42€35k€34k
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€14k€13k
Suppliers440/4€14k€13k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€985€2k
Remuneration and social security454/9€259-
Accrued charges and deferred income492/3€11k€299
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k
Other operating charges640/8€3k€3k
Gross operating margin9900€31k€53k
Operating profit (loss)9901€16k€38k
Financial income75/76B€668-
Recurring financial income75€668-
Financial charges65/66B€14k€11k
Recurring financial charges65€14k€11k
Profit (loss) for the period before taxes9903€3k€27k
Income taxes67/77€1k€6k
Profit (loss) for the period9904€2k€21k
Profit (loss) for the period to be appropriated9905€2k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€21k
Transfer to equity691/2€2k€21k
To other reserves6921€2k€21k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Highest result since 2018net €21k ▲1200%
Operating result €38k, net result €21k, both a record.
28-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €2k ▼86.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
20-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heirbaan(HSD) 4579120 Beveren-Kruibeke-Zwijndrecht
Ground area
6,895 m²
Building footprint
173 m²
Volume, LiDAR
711 m³
Parcel 46016D0556/00C000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SANI SOLUTIONS
Heirbaan(HSD) 457, 9120 Beveren-Kruibeke-ZwijndrechtSite preparation
since 20082.172.955.002
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46016D0556/00C000 Flanders 6,894 m² 1 · 173 m² 8.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,752 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-09-2008
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
43110Demolition
43221Plumbing work
43410Roofing work
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.