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B-bis architecten

Active
Public limited companyfounded 200817 yrs activeBorgerhoutsestraat 22, 2018 Antwerpen, BelgiumKBO/BCE: BE 0807.856.481

B-bis architecten has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437k and a net result of €21k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 85% of 723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.45 against 4.9 in 2024; short-term debt: 15.2% and cash: 23.4% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.9%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
57 d late
2023
27 d late
2023
6 d early
2022
on the day
2021
on the day
2020
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 870%
2024 · €2k
2019: €48k 2020: €50k 2021: €82k 2022: €49k 2023: €17k 2023: €10k 2024: €2k
2019 → 2025
Working capital
€375k▲ 7.7%
2024 · €349k
2019: €375k 2020: €420k 2021: €494k 2022: €466k 2023: €435k 2023: €384k 2024: €349k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202320242025Trend
Equity€512k-€484k▼ 5.5%€468k▼ 3.4%€422k▼ 9.8%€437k▲ 3.7%
Operating result€73k-€27k▼ 62.5%€17k▼ 36.4%€4k▼ 77.9%€32k▲ 736%
Net result€49k-€17k▼ 65.9%€10k▼ 37.7%€2k▼ 79.3%€21k▲ 870%
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2022: €73k€73kNet result 2022: €49k€49kOperating result 2023: €27k€27kNet result 2023: €17k€17kOperating result 2023: €17k€17kNet result 2023: €10k€10kOperating result 2024: €4k€4kNet result 2024: €2k€2kOperating result 2025: €32k€32kNet result 2025: €21k€21k20222023202320242025
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €555k
Fixed assets €95k▼ 12.8%
Current assets €460k▲ 5.0%
Equity and liabilities €555k
Equity €437k▲ 3.7%
Debt €117k▼ 6.1%
The debt ratio falls from 22.8% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48k
2024 · €19k
Cash flow
€36k
2024 · €17k
Solvency
78.9%
2024 · 77.2%
Current ratio
5.45
2024 · 4.90
Quick ratio
5.45
2024 · 4.90
Debt / equity
0.27
2024 · 0.30
ROE
4.8%
2024 · 0.5%
ROA
3.8%
2024 · 0.4%
Interest coverage
27.38
2024 · 8.79
Debt
€117k
2024 · €125k
Debt ≤ 1 year
€84k
2024 · €89k
Debt > 1 year
€33k
2024 · €34k
Income taxes
€10k
2024 · €362
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€547k€555k
Fixed assets21/28€109k€95k
Tangible fixed assets22/27€88k€79k
Land and buildings22€74k€65k
Furniture and vehicles24€14k€14k
Financial fixed assets28€21k€16k
Current assets29/58€438k€460k
Amounts receivable within one year40/41€252k€229k
Trade receivables40€176k€208k
Other amounts receivable41€77k€21k
Cash at bank and in hand54/58€58k€130k
Deferred charges and accrued income490/1€127k€101k
Equity and liabilities
Total equity and liabilities10/49€547k€555k
Equity10/15€422k€437k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€358k€379k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€352k€373k
Profit (loss) carried forward14€2k€-3k
Amounts payable17/49€125k€117k
Amounts payable after more than one year17€34k€33k
Financial debts170/4€34k€33k
Amounts payable within one year42/48€89k€84k
Current portion of amounts payable after more than one year42€11k€1k
Trade debts44€78k€76k
Suppliers440/4€78k€76k
Taxes, remuneration and social security45€34€7k
Taxes450/3€34€7k
Other amounts payable47/48€180€180=
Accrued charges and deferred income492/3€2k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k
Other operating charges640/8€2k€2k
Gross operating margin9900€21k€49k
Operating profit (loss)9901€4k€32k
Financial income75/76B€836€232
Recurring financial income75€836€232
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€3k€31k
Income taxes67/77€362€10k
Profit (loss) for the period9904€2k€21k
Profit (loss) for the period to be appropriated9905€2k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€18k
Profit (loss) brought forward from the previous period14P-€-3k
Transfer from equity791/2€48k-
Transfer to equity691/2-€21k
To other reserves6921-€21k
Profit to be distributed694/7€48k-
Return on contributions (dividend)694€48k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial Weakest financial yearnet €2k ▼79.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
25-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Highest result since 2019net €82k ▲64.2%
Operating result €122k, net result €82k, both a record.
30-06
Financial Equity above €500kEq €526k ▲18.6%
3 profitable years in a row build equity to €526k.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Borgerhoutsestraat 222018 Antwerpen
Ground area
1,283 m²
Building footprint
114 m²
Volume, LiDAR
1,577 m³
Parcel 11808H1106/00C011, Flanders · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
B-bis architecten
Borgerhoutsestraat 22, 2018 AntwerpenActivities of building architects
since 20082.267.238.903
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1106/00C011 Flanders 1,283 m² 1 · 114 m² 17.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,208 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded07-11-2008
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.