SANI.CV.BE
Open bankruptcyA bankruptcy procedure is open for SANI.CV.BE according to publications in the Belgian State Gazette; curator: FREDERIK NAENEN.
Summary
The 2024 annual accounts show equity of €917 and a net result of €-27k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
5 d late
2022
19 d early
2021
13 d early
2020
19 d early
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€917▼ 96.7%
2023 · €28k
2018: €12k
2019: €18k
2020: €23k
2021: €24k
2022: €25k
2023: €28k
2018 → 2024
Total assets
€24k▼ 70.4%
2023 · €81k
2018: €362k
2019: €366k
2020: €293k
2021: €285k
2022: €223k
2023: €81k
2018 → 2024
Net result
€-27k
2023 · €3k
2018: €-975
2019: €7k
2020: €4k
2021: €1k
2022: €2k
2023: €3k
2018 → 2024
Working capital
€347▼ 98.0%
2023 · €18k
2018: €-29k
2019: €-17k
2020: €-6k
2021: €2k
2022: €8k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€24k▲ 4.8%€25k▲ 6.4%€28k▲ 9.9%€917▼ 96.7%
Operating result€6k-€5k▼ 29.1%€4k▼ 1.5%€7k▲ 49.8%€-24k
Net result€4k-€1k▼ 74.6%€2k▲ 39.4%€3k▲ 63.5%€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €24k after €7k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€570 ▼ 94.6%
Current assets
€23k ▼ 66.7%
Equity and liabilities €24k
Equity
€917 ▼ 96.7%
Debt
€23k ▼ 56.5%
Debt's share of the balance-sheet total rises from 65.5% to 96.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-24k▼
2023 · €14k
Cash flow
€-26k▼
2023 · €10k
Current ratio
1.02▼
2023 · 1.34
Quick ratio
0.22▼
2023 · 0.77
ROA
-112.8%▼
2023 · 3.1%
Interest coverage
-8.58▼
2023 · 8.46
Debt ≤ 1 year
€23k▼
2023 · €52k
Income taxes
€264▼
2023 · €5k
Staff costs
€14k▼
2023 · €18k
Equity ratios withheld: equity of €917 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€81k€24k▼
Fixed assets21/28€11k€570▼
Tangible fixed assets22/27€11k€570▼
Plant, machinery and equipment23€145€46▼
Furniture and vehicles24€872€524▼
Other tangible fixed assets26€10k€0▼
Current assets29/58€70k€23k▼
Stocks and contracts in progress3€30k€18k▼
Stocks30/36€30k€18k▼
Amounts receivable within one year40/41€33k€4k▼
Trade receivables40€26k€3k▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€4k€672▼
Deferred charges and accrued income490/1€3k€663▼
Equity and liabilities
Total equity and liabilities10/49€81k€24k▼
Equity10/15€28k€917▼
Contributions10/11€12k€12k=
Reserves13€26€26=
Non-distributable reserves130/1€26€0▼
Reserves not available under the articles1311€26€0▼
Distributable reserves133-€26
Profit (loss) carried forward14€15k€-12k▼
Amounts payable17/49€53k€23k▼
Amounts payable within one year42/48€52k€23k▼
Trade debts44€30k€17k▼
Suppliers440/4€30k€17k▼
Taxes, remuneration and social security45€23k€6k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€393€0▼
Income statement
Code20232024
Non-recurring operating income76A-€35k
Remuneration, social security and pensions62€18k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€447▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€11k
Gross operating margin9900€35k€4k▼
Operating profit (loss)9901€7k€-24k▼
Financial income75/76B€2k€302▼
Recurring financial income75€2k€302▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€7k€-27k▼
Income taxes67/77€5k€264▼
Profit (loss) for the period9904€3k€-27k▼
Profit (loss) for the period to be appropriated9905€3k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-12k▼
Profit (loss) brought forward from the previous period14P€13k€15k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · SANI.CV.BE BV HOOIMAN- STRAAT 126, 9112 SINAAI-WAAS · event 09-03-2026
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-27k ▼1173%
Net result drops to €-27k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooimanstraat 1269112 Sint-NiklaasGround area
913 m²
Building footprint
119 m²
Volume, LiDAR
654 m³
Parcel 46019B1270/00H000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SANI CV
since 20142.237.263.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B1270/00H000 | Flanders | 913 m² | 1 · 119 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | FREDERIK NAENEN GROTE BAAN 201, 9120 BEVEREN-
KRUIBEKE-ZWIJNDRECHT |
09-03-2026 → present |
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Of 212 companies in sector 47527 we hold annual accounts for 146. 15 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47527Retail trade
46836Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.