SANEP

Active

Private limited companyfounded 20188 yrs activeRue des Fourches(PLX) 11, 4122 Neupré, BelgiumKBO/BCE: BE 0703.967.503

Summary

SANEP has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €69k. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency26▼-5

Growth58

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

38.6%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).

NBB · sector comparison

Position among 27786 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

128 d early

2024

19 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€2k▼ 76.3%

2024 · €7k

2024: €7k

2024 → 2025

Total assets

€180k▲ 59.7%

2024 · €113k

2024: €113k

2024 → 2025

Net result

€69k▲ 82.3%

2024 · €38k

2024: €38k

2024 → 2025

Working capital

€-30k▼ 32.3%

2024 · €-23k

2024: €-23k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€7k-€2k▼ 76.3%

Operating result€54k-€97k▲ 79.5%

Net result€38k-€69k▲ 82.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 79% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €180k

26.6%

73.4%

Fixed assets €48k ▲ 18.0%

Current assets €132k ▲ 83.2%

Equity and liabilities €180k

99.0%

Equity €2k ▼ 76.3%

Debt €178k ▲ 69.0%

Debt's share of the balance-sheet total rises from 93.6% to 99.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€114k▲

2024 · €68k

Cash flow

€87k▲

2024 · €53k

Current ratio

0.81▲

2024 · 0.76

Quick ratio

0.81▲

2024 · 0.69

ROA

38.6%▲

2024 · 33.8%

Interest coverage

45.03▲

2024 · 34.11

Debt ≤ 1 year

€162k▲

2024 · €95k

Debt > 1 year

€16k▲

2024 · €11k

Income taxes

€26k▲

2024 · €14k

Staff costs

€11k▲

2024 · €7k

A ratio outside any meaningful range has been withheld (balance sheet total €180k, equity €2k).

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines

Balance sheet Code20242025

Assets

Total assets20/58€113k€180k▲

Fixed assets21/28€41k€48k▲

Tangible fixed assets22/27€41k€48k▲

Land and buildings22-€17k

Plant, machinery and equipment23€4k€1k▼

Furniture and vehicles24€35k€25k▼

Other tangible fixed assets26€2k€5k▲

Current assets29/58€72k€132k▲

Stocks and contracts in progress3€7k€1k▼

Stocks30/36€7k€1k▼

Amounts receivable within one year40/41€52k€112k▲

Trade receivables40€21k€54k▲

Other amounts receivable41€31k€59k▲

Cash at bank and in hand54/58€9k€16k▲

Deferred charges and accrued income490/1€5k€3k▼

Equity and liabilities

Total equity and liabilities10/49€113k€180k▲

Equity10/15€7k€2k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€6k€717▼

Amounts payable17/49€105k€178k▲

Amounts payable after more than one year17€11k€16k▲

Financial debts170/4€11k€16k▲

Amounts payable within one year42/48€95k€162k▲

Current portion of amounts payable after more than one year42€7k€34k▲

Financial debts43€25k€0▼

Credit institutions430/8€25k€0▼

Trade debts44€24k€50k▲

Suppliers440/4€24k€50k▲

Taxes, remuneration and social security45€1k€3k▲

Taxes450/3-€1k

Remuneration and social security454/9€1k€2k▲

Other amounts payable47/48€38k€75k▲

Income statement Code20242025

Remuneration, social security and pensions62€7k€11k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲

Other operating charges640/8€851€4k▲

Gross operating margin9900€77k€129k▲

Operating profit (loss)9901€54k€97k▲

Financial income75/76B€586€1k▲

Recurring financial income75€586€1k▲

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€52k€95k▲

Income taxes67/77€14k€26k▲

Profit (loss) for the period9904€38k€69k▲

Profit (loss) for the period to be appropriated9905€38k€69k▲

Appropriation of the result

Profit (loss) to be appropriated9906€44k€76k▲

Profit (loss) brought forward from the previous period14P€6k€6k▲

Profit to be distributed694/7€38k€75k▲

Return on contributions (dividend)694€38k€75k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

12-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Neupré · 1 establishment unit since 2018

seat establishment The establishment unit on the map

Ground area

1,824 m²

Building footprint

242 m²

Volume, LiDAR

1,268 m³

2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

SANEP

Route de Yernée(Cle) 264, 4480 EngisRepair, maintenance and installation of machinery and equipment

since 20182.279.674.204

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62081C0019/00B002	Wallonia	1,321 m²	1 · 126 m²	7.7 m · 2 fl.
61013A0107/00L003	Wallonia	503 m²	1 · 116 m²	7.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ATOUT VASS

BE 0668.729.381

Vorst · Eq €1,735

Melis Elektriciteitswerken

BE 0738.749.921

Beveren-Kruibeke-Zwijndrecht · Eq €1,675

Montigny-le-Tilleul · Eq €1,781

J&B Eco Projects

BE 0790.175.361

Willebroek · Eq €1,816

Of 9,528 companies in sector 43222 we hold annual accounts for 5,659. 594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-09-2018

Fiscal year end31-12

Activities, NACEBEL 2025

43222Installation of electric heating, air conditioning, cooling and ventilation

33110Repair and maintenance of fabricated metal products

43221Plumbing work

46842Wholesale trade

47527Retail trade

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.