ARTICHAUFFE
ActiveThe computed 12-month bankruptcy probability of ARTICHAUFFE is 1.9% (moderate). The 2025 annual accounts show equity of €123k and a net result of €79k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 27711 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+44
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.05 in 2024; short-term debt: 29.6% and cash: 9.9% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
45.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
45 d late
2024
35 d early
2023
37 d early
2022
40 d early
2021
41 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 180%
2024 · €44k
2020: €45k
2021: €56k
2022: €68k
2023: €388
2024: €44k
2020 → 2025
Total assets
€175k▲ 2.9%
2024 · €170k
2020: €103k
2021: €102k
2022: €98k
2023: €107k
2024: €170k
2020 → 2025
Net result
€79k▲ 17.7%
2024 · €67k
2020: €45k
2021: €12k
2022: €12k
2023: €29k
2024: €67k
2020 → 2025
Working capital
€79k▲ 1,258%
2024 · €6k
2020: €31k
2021: €36k
2022: €53k
2023: €-26k
2024: €6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€68k▲ 20.9%€388▼ 99.4%€44k▲ 11,236%€123k▲ 180%
Operating result€17k-€19k▲ 15.4%€40k▲ 108%€86k▲ 116%€108k▲ 26.2%
Net result€12k-€12k▲ 1.4%€29k▲ 149%€67k▲ 129%€79k▲ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€44k▲ 15.3%
Current assets
€131k▼ 0.7%
Equity and liabilities €175k
Equity
€123k▲ 180%
Debt
€52k▼ 58.9%
The debt ratio falls from 74.1% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▲
2024 · €94k
Cash flow
€89k▲
2024 · €76k
Solvency
70.4%▲
2024 · 25.9%
Current ratio
2.53▲
2024 · 1.05
Quick ratio
2.08▲
2024 · 1.05
Debt / equity
0.42▼
2024 · 2.86
ROE
64.2%▼
2024 · 152.5%
ROA
45.2%▲
2024 · 39.5%
Interest coverage
23.04▼
2024 · 60.98
Debt
€52k▼
2024 · €126k
Debt ≤ 1 year
€52k▼
2024 · €126k
Income taxes
€26k▲
2024 · €20k
Staff costs
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€175k▲
Fixed assets21/28€38k€44k▲
Intangible fixed assets21€1k€907▼
Tangible fixed assets22/27€37k€43k▲
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€21k€34k▲
Current assets29/58€131k€131k▼
Stocks and contracts in progress3-€23k
Stocks30/36-€23k
Amounts receivable within one year40/41€78k€78k▲
Trade receivables40€33k€22k▼
Other amounts receivable41€45k€57k▲
Current investments50/53€56€68▲
Cash at bank and in hand54/58€51k€17k▼
Deferred charges and accrued income490/1€3k€12k▲
Equity and liabilities
Total equity and liabilities10/49€170k€175k▲
Equity10/15€44k€123k▲
Contributions10/11€100€100=
Reserves13€43k€122k▲
Distributable reserves133€43k€122k▲
Profit (loss) carried forward14€882€853▼
Amounts payable17/49€126k€52k▼
Amounts payable within one year42/48€126k€52k▼
Current portion of amounts payable after more than one year42€60k€40k▼
Trade debts44€44k€3k▼
Suppliers440/4€44k€3k▼
Taxes, remuneration and social security45€17k€4k▼
Taxes450/3€14k-
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€1k€715▼
Gross operating margin9900€116k€143k▲
Operating profit (loss)9901€86k€108k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€87k€105k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€67k€79k▲
Profit (loss) for the period to be appropriated9905€67k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€80k▲
Profit (loss) brought forward from the previous period14P€288€882▲
Transfer to equity691/2€43k€79k▲
To other reserves6921€43k€79k▲
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Highest result since 2020net €79k ▲17.7%
Operating result €108k, net result €79k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.53
Current ratio from 1.05 to 2.53; short-term debt falls from €126k to €52k.
31-12
Financial
Equity above €100kEq €123k ▲180%
6 profitable years in a row build equity to €123k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €12k ▼74%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Genleau 791380 LasneGround area
3,869 m²
Building footprint
339 m²
Volume, LiDAR
983 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARTICHAUFFE
since 20192.297.656.618
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051B0169/00Z000 | Wallonia | 3,055 m² | 1 · 154 m² | 8.9 m · 2 fl. |
| 25091G0252/00_000 | Wallonia | 813 m² | 1 · 184 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ECOCLIM
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Trade name FR
Arti'Chauffe
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.artichauffe.be
E-mail:artichauffe.michael@gmail.com