Active BE 0864.050.462Private limited companyOpen bankruptcy

SANDIVER

Frans Beirenslaan 209 ·2150 Antwerpen, Belgium· 22 yrs active

Sector: Specialised construction (43222)

Conclusion Checked

A bankruptcy procedure is open for SANDIVER according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €89k and a net result of €27k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€89k
Net result	€27k
Staff (FTE)	4
Better than sector	47%

Snowflake analysis 5 axes · computed by Checked

54 / 100

Mixed profile: strong on profitability, weaker on stability.

Health 29

Profitability 100

Solvency 62

Growth 78

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

29 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 31-08-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.6%	35.4%	better than 47% of 2149 sector peers
Net result	€27k	€13k	better than 70% of 2146 sector peers
Equity	€89k	€22k	better than 90% of 2150 sector peers
Gross operating margin	€290k	€31k	better than 95% of 2143 sector peers
Staff costs	€238k	€20k	higher than 95% of 715 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€49k

— 18–23

Net profit

€27k

— 18–23

Cash flow

€40k

— 18–23

Total assets

€264k

+7.5% 18–23

Equity

€89k

+30.6% 18–23

Working capital

€74k

+49.3% 18–23

Employees (FTE)

4

-20.0% 18–23

Staff costs

€238k

+41.1% 18–23

Income taxes

€132

-46.5% 18–23

Debt

€175k

-1.4% 18–23

Debt ≤ 1y

€175k

+7.5% 18–23

Debt > 1y

€12k

-39.7% 18–23

Current ratio

1.42

+9.1% 18–23

Quick ratio

1.04

+33.6% 18–23

Solvency

33.6%

+21.5% 18–23

Debt / equity

1.97

-24.5% 18–23

ROE

30.3%

— 18–23

ROA

10.2%

— 18–23

Interest coverage

5.12

— 18–23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	—
EBITDA	€49k
Net profit	€27k
Cash flow	€40k
Staff costs	€238k
Income taxes	€132
Dividends	—
Total assets	€264k
Equity	€89k
Debt	€175k
of which ≤ 1y	€175k
of which > 1y	—
Working capital	€74k
Employees (FTE)	4.0

Ratios (computed)

	2023
Current ratio	1.42
Quick ratio	1.04
Working capital ratio	28.0%
Solvency	33.6%
Debt / equity	1.97
Long-term debt ratio	—
Interest coverage	5.12
Gross margin	—
Net margin	—
ROA	10.2%
ROE	30.3%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2023

Assets

Fixed assets €15k · 5.7% Current assets €249k · 94.3%

Equity & liabilities

Equity €89k · 33.6% Debt €175k · 66.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet — Assets
TOTAL ASSETS	20/58	€264k
Fixed assets	21/28	€15k
Tangible fixed assets	22/27	€10k
Financial fixed assets	28	€5k
Current assets	29/58	€249k
Stocks & contracts in progress	3	€66k
Amounts receivable within one year	40/41	€177k
Cash & bank	54/58	€60
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€264k
Equity	10/15	€89k
Contributions / capital	10/11	€19k
Reserves	13	€134k
Accumulated profits (losses)	14	€-64k
Amounts payable	17/49	€175k
Amounts payable within one year	42/48	€175k
Trade debts payable within one year	44	€39k
Income statement
Gross operating margin	9900	€290k
Operating result	9901	€36k
Financial income	75	€248
Financial charges	65	€10k
Result before taxes	9903	€27k
Income taxes	67/77	€132
Net result for the period	9904	€27k
Result to be appropriated	9905	€27k

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Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	NATHALIE VERMEERSCH PLANTINKAAI 10/21, 2000 ANTWERPEN 1 ↔ Also on 102 other cases	26-06-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Specialised construction(43222)
Legal form	Private limited company(610)
Incorporation	15-03-2004
Status	Active
Postal code	2150
First BS signal	02-07-2025
Latest BS signal	02-07-2025

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

SANDIVER

Frans Beirenslaan 209, 2150 AntwerpenInstallatie van verwarming, klimaatregeling en ventilatie

since 20042.136.390.356

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11007A0047/00A012	Flanders	557 m²	1 · 517 m²	11.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

02-07-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · SANDIVER BV FRANS BEIREN- SLAAN 209, 2150 ANTWERPEN · event 26-06-2025

2024

31-08-2024