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SANDER CARNEL SCHILDERWERKEN

Active
Private limited companyfounded 2021active for 4 yearsBrielenstraat 83, 8908 Ieper, BelgiumKBO/BCE: BE 0777.329.690
Summary

SANDER CARNEL SCHILDERWERKEN has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,007 and a net result of €6,847. Equity has been growing by about 32% per year since 2022. Its solvency ranks better than 91% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 15-11-2021 Normal situation
Activity
Painting of buildings NACE 43341and 3 others
Establishment unit
2.324.368.537 8908 Ieper, since 15-11-2021
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board
  • Carnel SanderDirector · since 10-11-2021

Financial position

72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€11,033
▲ 86.1%
Turnover
≈ €110,000
estimated
Profit
€6,847
▲ 176%
Equity
€35,007
▲ 24.3%
Total assets
€40,476
▲ 1.6%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSize: total assets €40,476Last filed accounts filed 31 days late; 1 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 6.90, cash €13,698, halvedShow the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 81% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100+4
equity 86.5% of total assets
Liquidity 91+2
short-term debt 11.8% · cash 33.8%
Profitability 90+13
return on assets 16.9%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 2.8% 01-2025: 2.7%▼ -0.1 percentage points vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.7%● unchanged vs 02-2025 04-2025: 2.8%▲ +0.1 percentage points vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 2.8%● unchanged vs 05-2025 07-2025: 2.5%▼ -0.3 percentage points vs 06-2025 08-2025: 3.1%▲ +0.6 percentage points vs 07-2025 09-2025: 3.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -2.7 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▼ -0.1 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.9 (3.42 in 2024), above the usual 1.5. Short-term debt is 11.8% and cash 33.8% of total assets. 13.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 88% on liquidity, 76% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €40,476
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.90, cash €13,698, halved
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
29 days late
2022
43 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 33 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in specialised constructionsector median 46.7% · 34,946 companies 86.5% View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as SANDER CARNEL SCHILDERWERKEN: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €34,300 and €44,000, founded between 2019 and 2023.

CompanyTotal assetsGross margin
SANDER CARNEL SCHILDERWERKEN Ieper€40,476€11,033
BPainting Manhay€39,700€9,673
PIENTURE Schoten€44,044€10,356
2J DECO Estaimpuis€39,604€13,618
Roosen schilder- en decoratiewerken Lummen€38,046€14,149
PASCINEL PROJECTS Brugge€39,947€10,579
Colourconcept Izegem€34,308€9,716
Full comparison

Key facts about SANDER CARNEL SCHILDERWERKEN

What is the company number of SANDER CARNEL SCHILDERWERKEN?
The company number of SANDER CARNEL SCHILDERWERKEN is 0777.329.690. The VAT number is the same number with BE in front: BE 0777.329.690.
Where is SANDER CARNEL SCHILDERWERKEN based?
The registered office is at Brielenstraat 83, 8908 Ieper.Company details
What does SANDER CARNEL SCHILDERWERKEN do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of SANDER CARNEL SCHILDERWERKEN?
The legal form of SANDER CARNEL SCHILDERWERKEN is Private limited company (BV).
When was SANDER CARNEL SCHILDERWERKEN founded?
SANDER CARNEL SCHILDERWERKEN was founded on 15-11-2021.
Is SANDER CARNEL SCHILDERWERKEN still active?
Yes, SANDER CARNEL SCHILDERWERKEN is an active enterprise in the KBO register.
What is the turnover of SANDER CARNEL SCHILDERWERKEN?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €11,033 and 162 comparable companies (NACE 433). It probably lies between €65,000 and €230,000. It is a rough estimate.Financials
Is SANDER CARNEL SCHILDERWERKEN profitable?
In financial year 2025, SANDER CARNEL SCHILDERWERKEN made a profit of €6,847.
Where can I find the annual accounts of SANDER CARNEL SCHILDERWERKEN?
SANDER CARNEL SCHILDERWERKEN filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SANDER CARNEL SCHILDERWERKEN due?
SANDER CARNEL SCHILDERWERKEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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