PIENTURE
ActiveThe computed 12-month bankruptcy probability of PIENTURE is 2.0% (moderate). The 2025 annual accounts show equity of €41k and a net result of €2k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 11.31 against 4.16 in 2024; short-term debt: 7.4% and cash: 49.8% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
30 d late
2022
on the day
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 5.3%
2024 · €39k
2021: €20k
2022: €23k
2023: €31k
2024: €39k
2021 → 2025
Total assets
€44k▼ 7.3%
2024 · €48k
2021: €43k
2022: €48k
2023: €44k
2024: €48k
2021 → 2025
Net result
€2k▼ 74.3%
2024 · €8k
2021: €18k
2022: €3k
2023: €8k
2024: €8k
2021 → 2025
Working capital
€34k▲ 21.1%
2024 · €28k
2021: €2k
2022: €6k
2023: €15k
2024: €28k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€23k▲ 16.7%€31k▲ 33.6%€39k▲ 26.1%€41k▲ 5.3%
Operating result€25k-€5k▼ 78.2%€12k▲ 116%€9k▼ 23.8%€4k▼ 57.5%
Net result€18k-€3k▼ 81.4%€8k▲ 135%€8k▲ 3.8%€2k▼ 74.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€7k▼ 35.1%
Current assets
€37k▲ 0.9%
Equity and liabilities €44k
Equity
€41k▲ 5.3%
Debt
€3k▼ 62.9%
The debt ratio falls from 18.6% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €14k
Cash flow
€7k▼
2024 · €13k
Solvency
92.6%▲
2024 · 81.4%
Current ratio
11.31▲
2024 · 4.16
Quick ratio
11.31▲
2024 · 4.16
Debt / equity
0.08▼
2024 · 0.23
ROE
5.1%▼
2024 · 20.7%
ROA
4.7%▼
2024 · 16.9%
Interest coverage
15.66▼
2024 · 43.51
Debt
€3k▼
2024 · €9k
Debt ≤ 1 year
€3k▼
2024 · €9k
Income taxes
€1k▼
2024 · €4k
Staff costs
€459
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€44k▼
Fixed assets21/28€11k€7k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€4k€881▼
Current assets29/58€37k€37k▲
Amounts receivable within one year40/41€9k€15k▲
Trade receivables40€8k€3k▼
Other amounts receivable41€902€12k▲
Cash at bank and in hand54/58€28k€22k▼
Equity and liabilities
Total equity and liabilities10/49€48k€44k▼
Equity10/15€39k€41k▲
Contributions10/11€2k€2k=
Reserves13€37k€39k▲
Distributable reserves133€37k€39k▲
Amounts payable17/49€9k€3k▼
Amounts payable within one year42/48€9k€3k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62-€459
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€633€716▲
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€3k€288▼
Recurring financial income75€3k€288▼
Financial charges65/66B€325€586▲
Recurring financial charges65€325€586▲
Profit (loss) for the period before taxes9903€12k€3k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€2k▼
Transfer to equity691/2€8k€2k▼
To other reserves6921€8k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼74.3%
Net result drops to €2k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 11.31
Current ratio from 4.16 to 11.31; short-term debt falls from €9k to €3k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koloniestraat 212900 SchotenGround area
240 m²
Building footprint
107 m²
Volume, LiDAR
493 m³
Parcel 11443C0671/00W006, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PIENTURE
since 20212.314.887.479
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443C0671/00W006 | Flanders | 240 m² | 1 · 107 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIAS PROJECTS
BE 0763.648.930
Knokke-Heist · Eq €41k
DELPHINE RICOUR PEINTURES SINGULIERES
BE 0743.675.145
Tournai · Eq €41k
Impy
BE 0762.778.207
Oostrozebeke · Eq €41k
PPD
BE 0664.869.276
Zutendaal · Eq €41k
Sema
BE 0794.470.580
Beerse · Eq €41k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2021
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.