Equity
€117,871 ▲ 2.5%
Sanchez & Co has made a profit without a break since 2017.
Sanchez & Co
Lifetime
14 annual accounts with figures on one time axispeak €94,468 (2012)
€15,987▼ 15.6%
lowest -€9,017 (2016)
€2,929▼ 38.9%
peak €117,871 (2025)
€117,871▲ 2.5%
€62,215▼ 4.6%
peak 0.6 FTE (2016)
-not published
Board1 name since 2021
1 directorSANCHEZ Y JIMENEZ GREGORY
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €18,935 to €15,987Result from €4,790 to €2,929Cash from €4,596 to €19,474
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 48% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%highest value
01-2025: 1.0%● unchanged vs 12-2024highest value
02-2025: 1.0%● unchanged vs 01-2025highest value
03-2025: 0.4%▼ -0.6 percentage points vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▼ -0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2011
Figures for financial year 2025 (filed on 03-08-2026)
Equity €117,871 (65.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 71% of them on solvency, 41% on liquidity, 39% on profitability and 42% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as Sanchez & Co has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sanchez & Co itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for Sanchez & Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (0.86 in 2024), below the usual 1.5. Short-term debt is 32.8% and cash 10.8% of total assets. 34.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 days early
2023
on the day
2022
29 days late
2021
3 days early
2020
31 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0839231231
Registered office moved to Brussels
New registered office: Avenue du Pilote 7, 1150 Bruxelles · General meeting of 01-01-2023 · Gazette deed
Incorporation
published on 23-09-2011 · Gazette deed
First establishment
Egide Winteroystraat 19, Berchem-Sainte-Agathe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sanchez & Co Woluwe-Saint-Pierre | €180,087 | €15,987 | 65.5% | - |
| TORFS Diest | €196,373 | €18,216 | 58.1% | - |
| MENUISERIE SCHOONBROODT Soumagne | €177,920 | €18,230 | 50.5% | - |
| COURTIER EN CUISINE Soignies | €160,811 | €15,996 | -18.8% | - |
| Van Rul David Hechtel-Eksel | €193,390 | €17,347 | 18.8% | - |
| JINFA Sint-Genesius-Rode | €182,689 | €19,567 | 73.1% | - |
| Schrijnwerkerij Robert Lommel | €155,016 | €14,760 | -55.2% | - |
These companies have the same main activity as Sanchez & Co: joinery installation (NACE 43320). They are comparable in size and age: total assets between €155,000 and €196,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 13-09-2011Normal situation
- Activity
- Joinery installationNACE 43320
- Establishment unit
- 2.203.011.5401082 Berchem-Sainte-Agathe, since 12-09-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2025
Annual accounts 2025
- €180,087=
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Sanchez & Co
Sanchez & Co files the micro format. That format states no turnover. The gross margin fell from €94,468 in 2012 to €15,987 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sanchez & Co
- What is the company number of Sanchez & Co?
- The company number of Sanchez & Co is 0839.231.231. The VAT number is the same number with BE in front: BE 0839.231.231.
- Where is Sanchez & Co based?
- The registered office is at Pilootlaan 7, 1150 Woluwe-Saint-Pierre.Company details
- What does Sanchez & Co do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of Sanchez & Co?
- Sanchez & Co is a private limited company (pre-2019) (BVBA).
- When was Sanchez & Co founded?
- Sanchez & Co was founded on 13-09-2011.
- Is Sanchez & Co still active?
- Yes, Sanchez & Co is an active enterprise in the KBO register.
- What is the turnover of Sanchez & Co?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €15,987 and 56 comparable companies (NACE 43320). It probably lies between €99,000 and €320,000. It is a rough estimate.Financials
- Is Sanchez & Co profitable?
- In financial year 2025, Sanchez & Co made a profit of €2,929.
- Where can I find the annual accounts of Sanchez & Co?
- Sanchez & Co filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sanchez & Co due?
- Sanchez & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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