JINFA
ActiveSummary
JINFA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €2k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability27▼-27
Solvency98=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 4.53 in 2024; short-term debt: 22.6% of total assets), and 26.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
33 d early
2023
71 d late
2022
32 d late
2021
31 d late
2020
207 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Turnover
€427k▲ 10.5%
2021 · €387k
EBIT margin
6.0%▼ 0.1pp
2021 · 6.1%
Net result
€2k▼ 25.3%
2024 · €2k
Working capital
€141k▲ 9.1%
2024 · €129k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€387k▲ 59.0%€427k▲ 10.5%
Operating result€24k▼ 2.1%€26k▲ 8.2%€12k▼ 52.2%€11k▼ 9.9%€2k▼ 79.6%
Net result€14k▼ 4.2%€19k▲ 34.8%€9k▼ 50.9%€2k▼ 76.8%€2k▼ 25.3%
EBIT margin6.1%▼ 3.8pp6.0%▼ 0.1pp
Equity€102k▲ 15.8%€121k▲ 18.4%€130k▲ 7.6%€132k▲ 1.6%€134k▲ 1.2%
Total assets€254k▲ 118%€194k▼ 23.5%€194k=€180k▼ 7.4%€183k▲ 1.6%
Debt€152k▲ 434%€74k▼ 51.6%€64k▼ 12.5%€48k▼ 25.8%€49k▲ 2.7%
Working capital€93k▲ 5.0%€110k▲ 19.0%€122k▲ 10.5%€129k▲ 6.1%€141k▲ 9.1%
Staff (FTE)0.8
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€250 ▼ 98.2%
Current assets
€182k ▲ 9.9%
Equity and liabilities €183k
Equity
€134k ▲ 1.2%
Debt
€49k ▲ 2.7%
Debt's share of the balance-sheet total rises from 26.6% to 26.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €19k
Cash flow
€3k▼
2024 · €11k
Current ratio
4.42▼
2024 · 4.53
Debt to equity
0.37▲
2024 · 0.36
ROE
1.2%▼
2024 · 1.6%
ROA
0.9%▼
2024 · 1.2%
Interest coverage
0.87▼
2024 · 4.10
Debt ≤ 1 year
€41k▲
2024 · €37k
Debt > 1 year
€8k▼
2024 · €11k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €387k | €427k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €356k | €391k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €4k | €6k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €10k | €9k | €8k | €1k | ▼ 86.8% |
| Other operating charges640/8 | €9k | €3k | €3k | €4k | €4k | ▼ 7.5% |
| Non-recurring operating charges66A | - | - | - | - | €12k | - |
| Gross operating margin9900 | €42k | €43k | €31k | €24k | €20k | ▼ 16.8% |
| Operating profit (loss)9901 | €24k | €26k | €12k | €11k | €2k | ▼ 79.6% |
| Financial income75/76B | €4k | €8k | €7k | €0 | €6k | ▲ 20,776,600% |
| Recurring financial income75 | €4k | €8k | €7k | €0 | €6k | ▲ 20,776,600% |
| Financial charges65/66B | €2k | €7k | €4k | €5k | €4k | ▼ 18.6% |
| Recurring financial charges65 | €2k | €7k | €4k | €5k | €4k | ▼ 18.6% |
| Profit (loss) for the period before taxes9903 | €26k | €27k | €16k | €6k | €5k | ▼ 26.5% |
| Income taxes67/77 | €12k | €8k | €6k | €4k | €3k | ▼ 27.1% |
| Profit (loss) for the period9904 | €14k | €19k | €9k | €2k | €2k | ▼ 25.3% |
| Profit (loss) for the period to be appropriated9905 | €14k | €19k | €9k | €2k | €2k | ▼ 25.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €254k | €194k | €194k | €180k | €183k | ▲ 1.6% |
| Fixed assets21/28 | €17k | €13k | €22k | €14k | €250 | ▼ 98.2% |
| Tangible fixed assets22/27 | €17k | €12k | €22k | €14k | €0 | ▼ 100% |
| Furniture and vehicles24 | €17k | €12k | €22k | €14k | €0 | ▼ 100% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €237k | €182k | €172k | €166k | €182k | ▲ 9.9% |
| Amounts receivable within one year40/41 | €226k | €172k | €171k | €166k | €182k | ▲ 9.7% |
| Trade receivables40 | €157k | €48k | €23k | €34k | €65k | ▲ 88.6% |
| Other amounts receivable41 | €69k | €124k | €148k | €132k | €117k | ▼ 10.8% |
| Cash at bank and in hand54/58 | €10k | €9k | €0 | - | - | - |
| Deferred charges and accrued income490/1 | €1k | €629 | €1k | €89 | €459 | ▲ 414% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €254k | €194k | €194k | €180k | €183k | ▲ 1.6% |
| Equity10/15 | €102k | €121k | €130k | €132k | €134k | ▲ 1.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €94k | €113k | €122k | €124k | €126k | ▲ 1.3% |
| Amounts payable17/49 | €152k | €74k | €64k | €48k | €49k | ▲ 2.7% |
| Amounts payable after more than one year17 | €8k | €2k | €14k | €11k | €8k | ▼ 30.2% |
| Financial debts170/4 | €8k | €2k | €14k | €11k | €8k | ▼ 30.2% |
| Amounts payable within one year42/48 | €144k | €71k | €50k | €37k | €41k | ▲ 12.7% |
| Current portion of amounts payable after more than one year42 | €10k | €6k | €8k | €3k | €3k | ▲ 7.0% |
| Financial debts43 | - | €15k | €17k | €17k | €21k | ▲ 26.2% |
| Credit institutions430/8 | - | €15k | €17k | €17k | €21k | ▲ 26.2% |
| Trade debts44 | €115k | €25k | €3k | €2k | €6k | ▲ 217% |
| Suppliers440/4 | €115k | €25k | €3k | €2k | €6k | ▲ 217% |
| Taxes, remuneration and social security45 | €19k | €26k | €19k | €13k | €10k | ▼ 26.2% |
| Taxes450/3 | €19k | €24k | €19k | €13k | €10k | ▼ 26.2% |
| Remuneration and social security454/9 | - | €1k | €0 | - | - | - |
| Other amounts payable47/48 | - | - | €4k | €2k | €1k | ▼ 28.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €19k | €9k | €2k | €2k | ▼ 25.3% |
| + Depreciation and write-downs630 | €9k | €10k | €9k | €8k | €1k | ▼ 86.8% |
| Operating cash flow (approximation) | €23k | €29k | €18k | €11k | €3k | ▼ 74.3% |
| Investment in fixed assets (approximation) | - | €-6k | €-19k | €0 | €12k | - |
| Change in cash | - | €-303 | €-9k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼25.3%
Net result drops to €2k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €19k ▲34.8%
Operating result €26k, net result €19k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 207 days late
2021
31-12
Financial
Equity above €100kEq €102k ▲15.8%
4 profitable years in a row build equity to €102k.
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Liquidity times 6current ratio 10.81
Current ratio from 1.86 to 10.81; short-term debt falls from €57k to €7k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 63 days late
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 141 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2011
Ground area
233 m²
Building footprint
132 m²
Volume, LiDAR
885 m³
Parcel 22004A0046/00H002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JINFA
since 20112.200.525.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004A0046/00H002 | Flanders | 233 m² | 1 · 132 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,133. 7,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43240Other construction installation
43310Plastering work
43350Other building finishing work
Contact
E-mail
fanel.jinca@gmail.comSint-Genesius-Rode
Phone
0487590503Sint-Genesius-Rode
Scores and ratios are computed by Checked and are not a credit decision.