Sanarti
ActiveSanarti is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-319k) and a net result of €-410k. Equity is shrinking by ~202.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 7994 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7994 sector peers (2025).
NBB · sector comparisonPosition among 7994 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-319k
2024 · €90k
2023: €105k
2024: €90k
2023 → 2025
Net result
€-410k▼ 2,735%
2024 · €-14k
2023: €43k
2024: €-14k
2023 → 2025
Total assets
€2k▼ 99.9%
2024 · €1.43M
2023: €1.53M
2024: €1.43M
2023 → 2025
Solvency
-19723.2%▼ 19729.6pp
2024 · 6.3%
2023: 6.8%
2024: 6.3%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€105k-€90k▼ 13.8%€-319k
Operating result€69k-€-5k€-380k▼ 6,842%
Net result€43k-€-14k€-410k▼ 2,735%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €380k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt
€321k▼
2024 · €1.34M
Debt ≤ 1 year
€321k▼
2024 · €461k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€2k▼
Fixed assets21/28€1.43M-
Tangible fixed assets22/27€1.43M-
Land and buildings22€1.43M-
Current assets29/58€602€2k▲
Amounts receivable within one year40/41€461€16▼
Other amounts receivable41€461€16▼
Cash at bank and in hand54/58€141€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€2k▼
Equity10/15€90k€-319k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€43k€43k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-14k€-424k▼
Amounts payable17/49€1.34M€321k▼
Amounts payable after more than one year17€877k-
Financial debts170/4€877k-
Amounts payable within one year42/48€461k€321k▼
Current portion of amounts payable after more than one year42€141k-
Trade debts44€1k€280▼
Suppliers440/4€1k€280▼
Taxes, remuneration and social security45€14k€2k▼
Taxes450/3€14k€2k▼
Other amounts payable47/48€305k€319k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k-
Other operating charges640/8€5k€329k▲
Gross operating margin9900€61k€-52k▼
Operating profit (loss)9901€-5k€-380k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€9k€29k▲
Recurring financial charges65€9k€29k▲
Profit (loss) for the period before taxes9903€-14k€-410k▼
Profit (loss) for the period9904€-14k€-410k▼
Profit (loss) for the period to be appropriated9905€-14k€-410k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-424k▼
Profit (loss) brought forward from the previous period14P-€-14k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-410k
Net result drops to €-410k, the lowest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene-Biezenlaan 418660 De PanneGround area
2,090 m²
Building footprint
359 m²
Volume, LiDAR
1,721 m³
Parcel 38352D0398/00B000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sanarti
since 20212.323.889.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352D0398/00B000 | Flanders | 2,090 m² | 1 · 359 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,754. 12,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-2021
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.