Equity
€1.2m ▼ 17.3%
SAMY paid out €386,026 in dividends. That is 269% of the 2025 profit.
SAMY
Lifetime
20 annual accounts with figures on one time axispeak €335,288 (2024)
€250,972▼ 25.1%
peak €896,744 (2024)
€143,559▼ 84.0%
peak €1.4m (2024)
€1.2m▼ 17.3%
€210,631▲ 0.5%
peak 0.1 FTE (2021)
-not published
Board1 name since 2006
1 directorADAM Bernard
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €335,288 to €250,972Result from €896,744 to €143,559Dividend €386,026Equity from €1.4m to €1.2m
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 5.06, cash €415,425
Size: total assets €1.4m
Equity €1.2m (84.6% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 77% on liquidity, 49% on profitability and 24% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SAMY has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SAMY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SAMY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.06 (6.25 in 2024), above the usual 1.5. Short-term debt is 15.4% and cash 30.3% of total assets. 15.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
7 days early
2023
12 days early
2022
22 days late
2021
30 days late
2020
32 days early
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879984790
Appointment: ADAM Bernard (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 25-08-2023 · Gazette deed
First establishment
Rue Sur le Thier 2, Theux
Incorporation
published on 27-03-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAMY Theux | €1.4m | €250,972 | 84.6% | - |
| MATIVA MANAGEMENT SERVICES Huy | €1.3m | €272,411 | 73.6% | 5.9 |
| MASANA Saint-Nicolas | €1.1m | €280,589 | -348.2% | 10.5 |
| PHAESYS Keerbergen | €1.3m | €250,744 | 51.5% | - |
| AQUA ALTA Chaumont-Gistoux | €1.3m | €250,510 | 35.4% | - |
| R&B CONSULTING Hasselt | €1.4m | €236,479 | 92.9% | - |
| KOCKX-CONSULTING Antwerp | €1.4m | €227,477 | 86.9% | - |
These companies have the same main activity as SAMY: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.4m, founded between 2005 and 2006.
Official details
Source: KBO- Status
- Active since 15-03-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.153.298.0504910 Theux, since 05-05-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- ≈ €360,000estimated
- €1.4m▼ 15.0%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on SAMY
SAMY files the micro format. That format states no turnover. The gross margin rose from €82,769 in 2006 to €250,972 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAMY
- What is the company number of SAMY?
- The company number of SAMY is 0879.984.790. The VAT number is the same number with BE in front: BE 0879.984.790.
- Where is SAMY based?
- The registered office is at Rue Sur le Thier 2, 4910 Theux.Company details
- What does SAMY do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SAMY?
- SAMY is a private limited company (BV).
- When was SAMY founded?
- SAMY was founded on 15-03-2006.
- Is SAMY still active?
- Yes, SAMY is an active enterprise in the KBO register.
- How many employees does SAMY have?
- SAMY had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SAMY fall under?
- In its 2025 annual accounts, SAMY states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SAMY?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €250,972 and 95 comparable companies (NACE 70200). It probably lies between €300,000 and €630,000.
- Is SAMY profitable?
- In financial year 2025, SAMY made a profit of €143,559.
- Where can I find the annual accounts of SAMY?
- SAMY filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAMY due?
- SAMY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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