R&B CONSULTING
ActiveR&B CONSULTING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.28M and a net result of €159k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 12.75 against 12.85 in 2024; short-term debt: 5.7% and cash: 17.5% of total assets), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
11.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
3 d late
2022
6 d early
2021
4 d late
2020
8 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.28M▲ 13.1%
2024 · €1.13M
2018: €772k
2019: €807k
2020: €877k
2021: €954k
2022: €1.01M
2023: €1.11M
2024: €1.13M
2018 → 2025
Total assets
€1.38M▲ 10.9%
2024 · €1.24M
2018: €1.02M
2019: €1.05M
2020: €1.11M
2021: €1.20M
2022: €1.16M
2023: €1.25M
2024: €1.24M
2018 → 2025
Net result
€159k▲ 136%
2024 · €67k
2018: €50k
2019: €71k
2020: €105k
2021: €107k
2022: €78k
2023: €146k
2024: €67k
2018 → 2025
Working capital
€923k▲ 18.6%
2024 · €778k
2018: €259k
2019: €316k
2020: €404k
2021: €650k
2022: €671k
2023: €772k
2024: €778k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€954k-€1.01M▲ 5.6%€1.11M▲ 10.6%€1.13M▲ 1.8%€1.28M▲ 13.1%
Operating result€122k-€93k▼ 23.4%€184k▲ 97.2%€73k▼ 60.4%€219k▲ 201%
Net result€107k-€78k▼ 26.7%€146k▲ 86.7%€67k▼ 54.2%€159k▲ 136%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 201% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€379k▼ 5.6%
Current assets
€1.00M▲ 18.7%
Equity and liabilities €1.38M
Equity
€1.28M▲ 13.1%
Provisions
€0▼ 100%
Debt
€97k▼ 6.0%
The debt ratio falls from 8.3% to 7.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€233k▲
2024 · €92k
Cash flow
€172k▲
2024 · €86k
Solvency
92.9%▲
2024 · 91.1%
Current ratio
12.75▼
2024 · 12.85
Quick ratio
12.75▼
2024 · 12.85
Debt / equity
0.08▼
2024 · 0.09
ROE
12.4%▲
2024 · 5.9%
ROA
11.5%▲
2024 · 5.4%
Interest coverage
82.84▲
2024 · 63.71
Debt
€97k▼
2024 · €103k
Debt ≤ 1 year
€79k▲
2024 · €66k
Debt > 1 year
€19k▼
2024 · €38k
Income taxes
€84k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.38M▲
Fixed assets21/28€401k€379k▼
Tangible fixed assets22/27€401k€379k▼
Land and buildings22€390k€378k▼
Furniture and vehicles24€10k€850▼
Current assets29/58€844k€1.00M▲
Amounts receivable after more than one year29€479k€479k=
Other amounts receivable291€479k€479k=
Amounts receivable within one year40/41€142k€142k▼
Trade receivables40€142k€142k▼
Current investments50/53€108k€108k▲
Cash at bank and in hand54/58€109k€241k▲
Deferred charges and accrued income490/1€6k€31k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.38M▲
Equity10/15€1.13M€1.28M▲
Contributions10/11€633k€633k=
Reserves13€501k€650k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€29k€0▼
Distributable reserves133€472k€650k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€7k€0▼
Deferred taxes168€7k€0▼
Amounts payable17/49€103k€97k▼
Amounts payable after more than one year17€38k€19k▼
Financial debts170/4€38k€19k▼
Amounts payable within one year42/48€66k€79k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€11k€40k▲
Taxes450/3€11k€40k▲
Other amounts payable47/48€30k€12k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€13k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€95k€236k▲
Operating profit (loss)9901€73k€219k▲
Financial income75/76B€19k€19k▼
Recurring financial income75€19k€19k▼
Non-recurring financial income76B€13€0▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€90k€235k▲
Transfer from deferred taxes780-€7k
Income taxes67/77€23k€84k▲
Profit (loss) for the period9904€67k€159k▲
Transfer from tax-exempt reserves789-€29k
Profit (loss) for the period to be appropriated9905€67k€188k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€188k▲
Transfer from equity791/2€32k€0▼
Transfer to equity691/2€52k€178k▲
To other reserves6921€52k€178k▲
Profit to be distributed694/7€47k€10k▼
Return on contributions (dividend)694€32k€0▼
Directors or managers695€15k€10k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €159k ▲136%
Operating result €219k, net result €159k, both a record.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €1MEq €1.01M ▲5.6%
5 profitable years in a row build equity to €1.01M.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 3 days late
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinstraat 1443500 HasseltGround area
1,432 m²
Building footprint
147 m²
Volume, LiDAR
960 m³
Parcel 71322B0346/00A002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R & B Consulting
since 20052.150.121.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0346/00A002 | Flanders | 1,432 m² | 1 · 147 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 25,125 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2005
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.