SAMY
ActiveSAMY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €144k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 5.06 against 6.25 in 2024), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
10.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
12 d early
2022
22 d late
2021
30 d late
2020
32 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€144k▼ 84.0%
2024 · €897k
2018: €107k
2019: €60k
2020: €72k
2021: €145k
2022: €48k
2023: €98k
2024: €897k
2018 → 2025
Working capital
€855k▼ 22.0%
2024 · €1.10M
2018: €208k
2019: €166k
2020: €154k
2021: €-40k
2022: €-2k
2023: €65k
2024: €1.10M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€494k▲ 9.1%€565k▲ 14.4%€1.40M▲ 148%€1.16M▼ 17.3%
Operating result€70k-€68k▼ 2.4%€145k▲ 113%€248k▲ 71.1%€204k▼ 17.8%
Net result€145k-€48k▼ 66.8%€98k▲ 104%€897k▲ 812%€144k▼ 84.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€304k▼ 0.7%
Current assets
€1.07M▼ 18.3%
Equity and liabilities €1.37M
Equity
€1.16M▼ 17.3%
Debt
€211k▲ 0.5%
The debt ratio rises from 13.0% to 15.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€206k▼
2024 · €250k
Cash flow
€146k▼
2024 · €898k
Solvency
84.6%▼
2024 · 87.0%
Current ratio
5.06▼
2024 · 6.25
Quick ratio
5.06▼
2024 · 6.25
Debt / equity
0.18▲
2024 · 0.15
ROE
12.4%▼
2024 · 64.0%
ROA
10.5%▼
2024 · 55.7%
Interest coverage
51.26▼
2024 · 440.38
Debt
€211k▲
2024 · €210k
Debt ≤ 1 year
€211k▲
2024 · €209k
Income taxes
€68k▼
2024 · €149k
Staff costs
€44k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.37M▼
Fixed assets21/28€306k€304k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€1k€948▼
Furniture and vehicles24€9k€7k▼
Financial fixed assets28€296k€296k=
Current assets29/58€1.30M€1.07M▼
Amounts receivable within one year40/41€337k€131k▼
Trade receivables40€8k€106k▲
Other amounts receivable41€328k€25k▼
Current investments50/53€500k€511k▲
Cash at bank and in hand54/58€463k€415k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.37M▼
Equity10/15€1.40M€1.16M▼
Contributions10/11€20k€20k=
Reserves13€1.38M€1.14M▼
Distributable reserves133€1.38M€1.14M▼
Amounts payable17/49€210k€211k▲
Amounts payable within one year42/48€209k€211k▲
Trade debts44€880€3k▲
Suppliers440/4€880€3k▲
Taxes, remuneration and social security45€147k€36k▼
Taxes450/3€129k€36k▼
Remuneration and social security454/9€18k-
Other amounts payable47/48€61k€171k▲
Accrued charges and deferred income492/3€765-
Income statement
Code20242025
Remuneration, social security and pensions62€85k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€387€439▲
Gross operating margin9900€335k€251k▼
Operating profit (loss)9901€248k€204k▼
Financial income75/76B€798k€11k▼
Recurring financial income75€798k€11k▼
Financial charges65/66B€567€4k▲
Recurring financial charges65€567€4k▲
Profit (loss) for the period before taxes9903€1.05M€211k▼
Income taxes67/77€149k€68k▼
Profit (loss) for the period9904€897k€144k▼
Transfer from tax-exempt reserves789€60k€386k▲
Profit (loss) for the period to be appropriated9905€957k€530k▼
Appropriation of the result
Profit (loss) to be appropriated9906€957k€530k▼
Transfer to equity691/2€897k€144k▼
To the legal reserve6920-€144k
To other reserves6921€897k-
Profit to be distributed694/7€60k€386k▲
Return on contributions (dividend)694€60k€386k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €897k ▲812%
Operating result €248k, net result €897k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.25
Current ratio from 1.67 to 6.25.
31-12
Financial
Equity above €1MEq €1.40M ▲148%
7 profitable years in a row build equity to €1.40M.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €565k ▲14.4%
6 profitable years in a row build equity to €565k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €48k ▼66.8%
Net result drops to €48k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sur le Thier 24910 TheuxGround area
2,642 m²
Building footprint
167 m²
Volume, LiDAR
922 m³
Parcel 63044C1191/00N000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMY
since 20062.153.298.050
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63044C1191/00N000 | Wallonia | 2,642 m² | 1 · 167 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Catalize
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SINCKVAL
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Mattschap
BE 0772.504.436
Zedelgem · Eq €1.16M
A-IMMO
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LNN Pro
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 26,114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.