SINCKVAL
ActiveSINCKVAL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €8k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 5.3 against 2.33 in 2024), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
0.7%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
42 d early
2023
41 d early
2022
38 d early
2021
43 d early
2020
38 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.16M▲ 0.7%
2024 · €1.15M
2018: €1.12M
2019: €1.12M
2020: €1.13M
2021: €1.15M
2022: €1.14M
2023: €1.15M
2024: €1.15M
2018 → 2025
Total assets
€1.19M▼ 0.9%
2024 · €1.20M
2018: €1.48M
2019: €1.47M
2020: €1.50M
2021: €1.35M
2022: €1.26M
2023: €1.21M
2024: €1.20M
2018 → 2025
Net result
€8k▲ 40.5%
2024 · €6k
2018: €5k
2019: €2k
2020: €9k
2021: €14k
2022: €-3k
2023: €2k
2024: €6k
2018 → 2025
Working capital
€121k▲ 95.0%
2024 · €62k
2018: €-50k
2019: €37k
2020: €88k
2021: €29k
2022: €-30k
2023: €12k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.15M-€1.14M▼ 0.2%€1.15M▲ 0.2%€1.15M▲ 0.5%€1.16M▲ 0.7%
Operating result€19k-€-2k€4k€6k▲ 73.8%€11k▲ 75.4%
Net result€14k-€-3k€2k€6k▲ 199%€8k▲ 40.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€1.04M▼ 4.7%
Current assets
€149k▲ 37.2%
Equity and liabilities €1.19M
Equity
€1.16M▲ 0.7%
Debt
€28k▼ 39.8%
The debt ratio falls from 3.9% to 2.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▼
2024 · €71k
Cash flow
€59k▼
2024 · €70k
Solvency
97.6%▲
2024 · 96.1%
Current ratio
5.30▲
2024 · 2.33
Quick ratio
5.30▲
2024 · 2.33
Debt / equity
0.02▼
2024 · 0.04
ROE
0.7%▲
2024 · 0.5%
ROA
0.7%▲
2024 · 0.5%
Interest coverage
137.62▲
2024 · 89.53
Debt
€28k▼
2024 · €47k
Debt ≤ 1 year
€28k▼
2024 · €47k
Income taxes
€3k▲
2024 · €2k
Staff costs
€233k▲
2024 · €223k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.19M▼
Fixed assets21/28€1.09M€1.04M▼
Tangible fixed assets22/27€1.09M€1.04M▼
Land and buildings22€1.09M€1.04M▼
Current assets29/58€109k€149k▲
Amounts receivable within one year40/41€15k€44k▲
Trade receivables40€12k€44k▲
Other amounts receivable41€3k€3▼
Cash at bank and in hand54/58€94k€105k▲
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.19M▼
Equity10/15€1.15M€1.16M▲
Contributions10/11€1.02M€1.02M=
Capital10€1.02M€1.02M=
Issued capital100€1.02M€1.02M=
Reserves13€26k€27k▲
Non-distributable reserves130/1€8k€8k▲
Legal reserve130€8k€8k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€105k€113k▲
Amounts payable17/49€47k€28k▼
Amounts payable within one year42/48€47k€28k▼
Trade debts44€761-
Suppliers440/4€761-
Taxes, remuneration and social security45€46k€28k▼
Taxes450/3€19k€18k▼
Remuneration and social security454/9€26k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€223k€233k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€51k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€298k€300k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€795€453▼
Recurring financial charges65€795€453▼
Profit (loss) for the period before taxes9903€8k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€113k▲
Profit (loss) brought forward from the previous period14P€100k€105k▲
Transfer to equity691/2€279€392▲
To the legal reserve6920€279€392▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity doublescurrent ratio 5.30
Current ratio from 2.33 to 5.30; short-term debt falls from €47k to €28k.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.26
Current ratio from 0.46 to 1.26; short-term debt falls from €55k to €45k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-3k ▼119%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €14k ▲48.8%
Operating result €19k, net result €14k, both a record.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity times 12current ratio 1.75
Current ratio from 0.15 to 1.75; short-term debt falls from €59k to €50k.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terbekehofdreef 50-522610 AntwerpenGround area
1.2 ha
Building footprint
4,228 m²
Volume, LiDAR
23,148 m³
Parcel 11463D0197/00L000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SINCKVAL
since 20052.145.538.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0197/00L000 | Flanders | 1.2 ha | 1 · 4,228 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 3,027 EUR awarded · 3,027 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 221 EUR | 221 EUR |
| 2024 | 2 | 1,352 EUR | 1,352 EUR |
| 2023 | 1 | 891 EUR | 891 EUR |
| 2022 | 1 | 563 EUR | 563 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 26,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-01-2005
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.